Breaking Down OPCF 28A: “Excluded Driver”
OPCF 28A, or “excluded driver endorsement” is an add-on insurance endorsement to exclude high-risk drivers. Here’s how it works.
So, You’re a High-Risk Driver…What Now?
Even if you've never had an accident or have a clean driving history you can find yourself a high-risk driver. You get a speeding ticket, forget your insurance card, or don’t wear your seat belt – a single incident and you could end up in the high.
