Understanding Actual Cash Value vs Replacement Cost in Insurance
What is the difference between actual cash value and replacement cost? If you’re new to insurance, here’s what you need to know.
What is the Difference Between Vacant & Unoccupied?
Whether a home is vacant or unoccupied is hugely important - for insurance. Knowing the difference can prevent your insurance from being voided.
How to Prevent Title Fraud
Title fraud isn’t common, but it can be devastating. Learn here with this handy guide on how to protect yourself from title fraud.
Why Home Insurance Rates Increase
Why do home insurance rates increase? Sometimes it's in your control, and sometimes it isn't. Excalibur explains the details in this blog post.
Your Roof & How it Affects Your Home Insurance Premiums
Your roof is one of the biggest factors affecting your home insurance premiums. Here’s why your roof is so important to home insurance providers.
When You Purchase a New Home: Here’s What Your Broker Needs to Know
Excalibur takes the quoting process for homes seriously. Here are a few things we may need to know about your home to help get you the best coverage.
How You Can Reduce Climate Change Impact On Your Premiums
Climate change is steadily increasing property insurance premiums. More natural disasters mean more claim payouts. Here's how we mitigate those impacts.
After the Water: What You Should Know After a Water Loss
If you have recently experienced a water loss, we understand the kind of stress you may be under. Here is what to do next to get back on your feet.
After a Residential Fire: What You Should Know
While we hope you never do experience a residential fire, you should understand what to do in the aftermath. Here is what you should know.
Do Home Insurance Companies Determine Fault?
If a neighbour damages your home, are you off the hook for premium increases? Do home insurance companies determine fault? Read on for answers.
Why You Should Inform Your Broker About Home Renovations
Planning on finishing your basement? You should tell your home insurance company because that could impact your insurance. Here’s the why and how.
6 Ways Your Home Insurance Can Be Voided
It's no surprise that your home insurance won't cover you against damage in every situation. Here are 6 reasons why your home insurance might be voided.
