Understanding Actual Cash Value vs Replacement Cost in Insurance
What is the difference between actual cash value and replacement cost? If you’re new to insurance, here’s what you need to know.
Why Home Insurance Rates Increase
Why do home insurance rates increase? Sometimes it's in your control, and sometimes it isn't. Excalibur explains the details in this blog post.
Your Roof & How it Affects Your Home Insurance Premiums
Your roof is one of the biggest factors affecting your home insurance premiums. Here’s why your roof is so important to home insurance providers.
When You Purchase a New Home: Here’s What Your Broker Needs to Know
Excalibur takes the quoting process for homes seriously. Here are a few things we may need to know about your home to help get you the best coverage.
How You Can Reduce Climate Change Impact On Your Premiums
Climate change is steadily increasing property insurance premiums. More natural disasters mean more claim payouts. Here's how we mitigate those impacts.
Do Home Insurance Companies Determine Fault?
If a neighbour damages your home, are you off the hook for premium increases? Do home insurance companies determine fault? Read on for answers.
Why You Should Inform Your Broker About Home Renovations
Planning on finishing your basement? You should tell your home insurance company because that could impact your insurance. Here’s the why and how.
What’s Impacting Your Home Insurance Rates in Ontario?
Ontario home insurance premiums are on the rise for several reasons. Excalibur details what's impacting your rates and how you can reduce costs.
What You Need to Know Before You Renovate
If you plan to do renovations, insurance is a must. Did you know both the contractor and the homeowner should be insured? Read on to learn why.
Installing a Pool & Home Insurance
Looking to add a new feature to your home? A pool is a great, family-friendly idea. But how does it impact your home insurance? In this blog, we dive in.
When Do You Need Home Insurance?
When is the best time to purchase home insurance? After you've signed the papers? Before closing? In this blog post, Excalibur gives you the right answer.
Why Do Home Insurance Companies Offer Discounts for Non-Smokers?
If you leave your car doors unlocked and are consequently the victim of vehicle theft, comprehensive coverage may still cover you. Here's how it works.
