From Parking Lot to Policy: How Auto Theft is Impacting Premiums
In 2022, more than 100,000 vehicles were stolen across Canada and auto theft claims surpassed $1 billion for the first time. We address how rising auto theft rates are impacting insurance premiums.
When Does a Deductible “Kick In” Post-Accident?
A deductible is the amount you’ll need to pay before your insurance company covers the remaining cost. But when does it apply?
The Cheapest Cars to Insure in Ontario
Car insurance in Ontario is the most expensive of any province. To keep costs low, you may opt for a car that is more frugal to insure. Which are the cheapest?
Will Home Insurance Cover Foundation Repair?
Does a standard home insurance policy cover your home's foundation if there are any damages? In this series, we go into what your home policy will and won't cover.
Why Do Insurance Companies Deny Claims?
Receiving compensation from a claim isn’t always a straightforward process. Sometimes, claims are denied. Here’s why.
Don’t Click “Ignore” on Homeowners’ Insurance Policy Renewals: Here’s Why
Your home is a huge investment, which is why so many homeowners purchase home insurance. Auto-renewal may be costing you savings.
Here’s The Biggest Reasons Why You Should Consider a Career in Insurance
Unless you've heard otherwise, insurance sounds boring. We're here to tell you why that's not the truth. Here's why you should consider a career in insurance.
How Carpooling Impacts Your Insurance
Can carpooling increase your risk exposure? Learn about safety and insurance considerations in Excalibur’s blog on carpooling.
Insurance Agent vs Insurance Broker: What is the Difference?
If you're new to the world of insurance, you may have heard "insurance agent" and "insurance broker." These are not interchangeable. Here's the difference.
Why You Should Notify Your Insurer If You’re Self-Employed
Keeping your insurer in the loop is always a good thing, but in some cases, it’s a necessity. Here’s why you should notify your insurer if you’re self-employed.
Which Insured Perils Are A Concern to Policyholders?
An insured peril is something you’re covered for in the event of a loss. But which insured peril presents the most risk to policyholders?
The Perks of Paying Annually for Your Auto Insurance Policy
You are required to have insurance, but you have options for how to pay for it. Annually, or monthly? Here’s the pros and cons.