Why Do You Need Ontario Home Insurance?
To Rebuild
If there’s a fire or natural disaster, your policy needs enough coverage to rebuild your home.
To Replace
If the items in your home are stolen, destroyed, or vandalised your policy will pay to replace them.
For Lawsuits
If someone is injured on your property and decides to sue, your policy will handle everything from legal fees to the settlement.
Your Lender
If you have a mortgage your lender will require that you carry the proper insurance on the property.
Home insurance is meant to cover unexpected damage, not routine maintenance.
Ask your broker what’s covered and review your policy, so you never have to realize you didn’t have coverage after it’s already too late.
Your Broker Should Know
What is the cost of a total rebuild for your home?
Is any of your property not covered as general contents?
What discounts are available on top of multiple policy?
Which insurance companies have the best reputation when dealing with a claim?
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Home Insurance - Frequently Asked Questions
