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Thank you to everyone... --- ## Posts - [Client April Newsletter 2025](https://excaliburinsurance.ca/client-april-newsletter-2025/): Win 4 Tickets to Canada's Wonderland As the trees start to bloom, so do our summer plans — and we've... - [Client March Newsletter 2025](https://excaliburinsurance.ca/client-march-newsletter-2025/): Win 2 Tickets to Annie at the Stratford Festival “You're Never Fully Dressed Without a Smile" The sun'll come out...... - [Client February Newsletter 2025](https://excaliburinsurance.ca/client-february-newsletter-2025/): Ice Damming Prevention Tips After several heavy snowfalls (and now above-zero temperatures! ) in Ontario, it's crucial to stay ahead... - [Client January Newsletter 2025](https://excaliburinsurance.ca/client-january-newsletter-2025/): Win 10 Tickets to the London Knights Game on Family Day 2025 marks our 10th season as a proud sponsor... - [Client December Newsletter 2024](https://excaliburinsurance.ca/client-december-newsletter-2024/): Win 2 Tickets: Knights vs Sting on Dec 31 Any plans for New Year’s Eve? Enter to win 2 tickets... - [Client November Newsletter 2024](https://excaliburinsurance.ca/client-november-newsletter-2024/): Most Stolen Vehicles of 2024 Following a record-breaking year of vehicle theft across Canada in 2023, earlier this year, the... - [Client October Newsletter 2024](https://excaliburinsurance.ca/client-october-newsletter-2024/): Breathalyzer Tests Now Mandatory in All GTA Traffic Stops Impaired driving charges in Ontario have increased almost 30 percent over... - [Client August Newsletter 2024](https://excaliburinsurance.ca/client-august-newsletter-2024/): Insurance for Engagement & Wedding Rings Reports suggest that 68% of burglars look for jewellery when robbing a home. While... - [Client June Newsletter 2024](https://excaliburinsurance.ca/client-june-newsletter-2024/): Win 2 Tickets to Vance Joy We are giving away 2 TICKETS to Vance Joy's 'Dream Your Life Away' 10th... - [Client May Newsletter 2024](https://excaliburinsurance.ca/client-may-newsletter-2024/): What to Consider at Mortgage Renewal Welcome to Financial Focus with Chris Burton! This new segment in our monthly newsletter... - [Client April Newsletter 2024](https://excaliburinsurance.ca/client-april-newsletter-2024/): Win 4 Tickets to Rock of Ages We’re giving away 4 TICKETS to Rock of Ages on Thursday, May 30... - [Client March Newsletter 2024](https://excaliburinsurance.ca/client-march-newsletter-2024/): Win 4 Tickets to a London Knights Playoff Game We’re giving away 4 TICKETS to Round One, Home Game Two... - [Client January Newsletter 2024](https://excaliburinsurance.ca/client-january-newsletter-2024/): Canada Plans to Phase-Out Sales of Gas-Powered Vehicles by 2035 Gasoline-powered vehicles will be a thing of the past under... - [General December Newsletter 2023](https://excaliburinsurance.ca/general-december-newsletter-2023/): Most Stolen Vehicles of 2023 It was a record-breaking year for auto theft across Canada, with the insurance industry reporting... - [Client December Newsletter 2023](https://excaliburinsurance.ca/client-december-newsletter-2023/): Most Stolen Vehicles of 2023 It was a record-breaking year for auto theft across Canada, with the insurance industry reporting... - [Client November Newsletter 2023](https://excaliburinsurance.ca/client-november-newsletter-2023/): Win 2 Tickets: Holiday Concert at Toronto Symphony Orchestra We are giving away 2 TICKETS to the Toronto Symphony Orchestra's... - [General November Newsletter 2023](https://excaliburinsurance.ca/general-november-newsletter-2023/): Win 2 Tickets: Holiday Concert at Toronto Symphony Orchestra We are giving away 2 TICKETS to the Toronto Symphony Orchestra's... - [General October Newsletter 2023](https://excaliburinsurance.ca/general-october-newsletter-2023/): Should You Opt Out of Direct Compensation? Should you opt out of Direct Compensation-Property Damage (DCPD)? For most, the answer... - [Client October Newsletter 2023](https://excaliburinsurance.ca/client-october-newsletter-2023/): Should You Opt Out of Direct Compensation? Should you opt out of Direct Compensation-Property Damage (DCPD)? For most, the answer... - [Client September Newsletter 2023](https://excaliburinsurance.ca/client-september-newsletter-2023/): Join Us For Cathi Cullen's Retirement Party! After 46 wonderful years with Excalibur Insurance, our beloved Commercial Lines Account Manager,... - [General September Newsletter 2023](https://excaliburinsurance.ca/general-september-newsletter-2023/): Join Us For Cathi Cullen's Retirement Party! After 46 wonderful years with Excalibur Insurance, our beloved Commercial Lines Account Manager,... - [General August Newsletter 2023](https://excaliburinsurance.ca/general-august-newsletter-2023/): London Knights Home Opener: Win 2 Tickets This September marks our 9th season as a proud sponsor of the OHL's... - [Client August Newsletter 2023](https://excaliburinsurance.ca/client-august-newsletter-2023/): London Knights Home Opener: Win 2 Tickets This September marks our 9th season as a proud sponsor of the OHL's... - [Client July Newsletter 2023](https://excaliburinsurance.ca/client-july-newsletter-2023/): Meet the Author! Book Signing at Fincher's You're invited to join author Gabrielle Reid and members of the Excalibur Insurance... - [General July Newsletter 2023](https://excaliburinsurance.ca/general-july-newsletter-2023/): Meet the Author! Book Signing at Fincher's You're invited to join author Gabrielle Reid and members of the Excalibur Insurance... - [General June Newsletter 2023](https://excaliburinsurance.ca/general-june-newsletter-2023/): Win 4 Tickets to Rock of Ages We're giving away 4 TICKETS to Rock of Ages on Saturday, August 12... - [Client June Newsletter 2023](https://excaliburinsurance.ca/client-june-newsletter-2023/): Win 4 Tickets to Rock of Ages We're giving away 4 TICKETS to Rock of Ages on Saturday, August 12... - [General May Newsletter 2023](https://excaliburinsurance.ca/general-may-newsletter-2023/): Win 4 Tickets to the OHL Finals We're giving away 4 TICKETS to the OHL FINALS! The London Knights will... - [Client May Newsletter 2023](https://excaliburinsurance.ca/client-may-newsletter-2023/): Win 4 Tickets to the OHL Finals We're giving away 4 TICKETS to the OHL FINALS! The London Knights will... - [General April Newsletter 2023](https://excaliburinsurance.ca/general-april-newsletter-2023/): Win 4 Tickets to an OHL Playoff Game We're giving away 4 TICKETS to Round Three, Home Game Two of... - [Client April Newsletter 2023](https://excaliburinsurance.ca/client-april-newsletter-2023/): Win 4 Tickets to an OHL Playoff Game We're giving away 4 TICKETS to Round Three, Home Game Two of... - [Client March Newsletter 2023](https://excaliburinsurance.ca/client-march-newsletter-2023/): Win 4 Tickets to an OHL Playoff Game Save We’re giving away 4 TICKETS to Round One, Home Game One... - [General March Newsletter 2023](https://excaliburinsurance.ca/general-march-newsletter-2023/): Win 4 Tickets to an OHL Playoff Game We’re giving away 4 TICKETS to Round One, Home Game One of... - [Client February Newsletter 2023](https://excaliburinsurance.ca/client-february-newsletter-2023/): Win 4 Tickets to the Tim Horton's Brier We're giving away 4 Tickets to the Tim Horton's Brier Playoff Game... - [General February Newsletter 2023](https://excaliburinsurance.ca/general-february-newsletter-2023/): Win 4 Tickets to the Tim Horton's Brier We're giving away 4 Tickets to the Tim Horton's Brier Playoff Game... - [Client January Newsletter 2023](https://excaliburinsurance.ca/client-january-newsletter-2023/): Our Children's Novel - Artie The Good Knight We are publishing a children's book! Last year, we started writing a... - [General January Newsletter 2023](https://excaliburinsurance.ca/general-january-newsletter-2023-2/): Our Children's Novel - Artie The Good Knight We are publishing a children's book! Last year, we started writing a... - [General December Newsletter 2022](https://excaliburinsurance.ca/general-december-newsletter-2022/): Most Stolen Vehicles of 2022 Each year, roughly 80,000 vehicles are stolen in Canada - and car theft is only... - [Client December Newsletter 2022](https://excaliburinsurance.ca/client-december-newsletter-2022/): Most Stolen Vehicles of 2022 Each year, roughly 80,000 vehicles are stolen in Canada - and car theft is only... - [General November Newsletter 2022](https://excaliburinsurance.ca/general-november-newsletter-2022/): Closing Soon: The Love Your Kitchen Contest There’s still time to enter our Love Your Kitchen Contest! 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With exponentially rising gas prices (we know you've seen them), we couldn't... - [Client January Newsletter 2022](https://excaliburinsurance.ca/client-january-newsletter-2022/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= The Most Frequently Stolen Cars of 2021 Vehicle theft is a serious issue in Canada and costs Canadians upwards... - [General January Newsletter 2022](https://excaliburinsurance.ca/general-january-newsletter-2022/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= The Most Frequently Stolen Cars of 2021 Vehicle theft is a serious issue in Canada and costs Canadians upwards... - [General December Newsletter 2021](https://excaliburinsurance.ca/general-december-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Win 2 Tickets to a London Knights Game Enter to win 2 tickets to watch the London Knights face-off... - [Client December Newsletter 2021](https://excaliburinsurance.ca/client-december-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Excalibur Insurance Helps to Fill Your Table We’re in the holiday spirit! To say a big thank-you to all... - [Client November Newsletter 2021](https://excaliburinsurance.ca/client-november-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= How Climate Change Is Impacting Your Home Insurance Rates Climate change is the result of human-driven greenhouse gas emissions,... - [General November Newsletter 2021](https://excaliburinsurance.ca/general-november-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= How Climate Change Is Impacting Your Home Insurance Rates Climate change is the result of human-driven greenhouse gas emissions,... - [Client October Newsletter 2021](https://excaliburinsurance.ca/client-october-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= We’re Now Offering Personal Cyber Insurance! Protecting the virtual walls of your home has become just as important as... - [General October Newsletter 2021](https://excaliburinsurance.ca/general-october-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= We’re Now Offering Personal Cyber Insurance! Protecting the virtual walls of your home has become just as important as... - [Client September Newsletter 2021](https://excaliburinsurance.ca/client-september-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Dr. Caesar's Sunday Funday Contest Our CEO, Jeff Roy, considers himself a bit of a caesar expert. When Jeff... - [General September Newsletter 2021](https://excaliburinsurance.ca/general-september-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Dr. Caesar's Sunday Funday Contest Our CEO, Jeff Roy, considers himself a bit of a caesar expert. 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The... - [General April Newsletter 2021](https://excaliburinsurance.ca/general-april-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Excalibur Insurance Launches ‘The Good Knight’ to Help People Stay ‘Two-Steps Ahead’ As an extension of the Excalibur Insurance... - [Client April Newsletter 2021](https://excaliburinsurance.ca/client-april-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Excalibur Insurance Launches ‘The Good Knight’ to Help People Stay ‘Two-Steps Ahead’ As an extension of the Excalibur Insurance... - [General May Newsletter 2021](https://excaliburinsurance.ca/general-may-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Celebrating Nurses Week It’s Nurses Week, so we want to take a moment to thank all of the frontline... - [General March Newsletter 2021](https://excaliburinsurance.ca/general-march-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Mortgage Insurance vs Term Insurance When should you buy life insurance? The answer is different for everyone, but if... - [Client March Newsletter 2021](https://excaliburinsurance.ca/client-march-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Mortgage Insurance vs Term Insurance When should you buy life insurance? The answer is different for everyone, but if... - [General December Newsletter 2020](https://excaliburinsurance.ca/general-december-newsletter-2020/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Tell Us What You Want For Christmas To round out the year, we want to do something special for... - [Client January Newsletter 2021](https://excaliburinsurance.ca/client-january-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= 2021 Loving Life Contest Starting THIS THURSDAY, our 2021 Loving Life Contest will be kicking things up a notch.... - [General January Newsletter 2021](https://excaliburinsurance.ca/general-january-newsletter-2021/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= 2021 Loving Life Contest Starting THIS THURSDAY, our 2021 Loving Life Contest will be kicking things up a notch.... - [Client December Newsletter 2020](https://excaliburinsurance.ca/client-december-newsletter-2020/): PGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4KPGJyLz4= Tell Us What You Want For Christmas To round out the year, we want to do something special for... - [Client November Newsletter 2020](https://excaliburinsurance.ca/client-november-newsletter-2020/): Take Advantage of our Winter Tire Discount! Did you know that many insurance providers will give you a discount if... - [General November Newsletter 2020](https://excaliburinsurance.ca/general-november-newsletter-2020/): Protect Your Vehicle From Depreciation with Optiom With Optiom, you can protect your new min-van, Jeep or SUV for up... - [General October Newsletter 2020](https://excaliburinsurance.ca/general-october-newsletter-2020/): Children's Halloween Costume Contest We know Halloween will look a little different this year, but even if your kids are... - [Client October Newsletter 2020](https://excaliburinsurance.ca/client-october-newsletter-2020/): Children's Halloween Costume Contest We know Halloween will look a little different this year, but even if your kids are... - [Client September Newsletter 2020](https://excaliburinsurance.ca/client-september-newsletter-2020/): September Newsletter 2020 Read to Your Kids on Us! https://s3-ca-central-1. amazonaws. com/eigroup/wp-content/uploads/20201005161314/1-Read-to-Your-Kids-On-Us. jpg September 6th was National Read a Book... - [General September Newsletter 2020](https://excaliburinsurance.ca/general-september-newsletter-2020/): September Newsletter 2020 Read to Your Kids on Us! https://excaliburinsurance. ca/wp-content/uploads/2020/10/1-Read-to-Your-Kids-On-Us-600x152. jpg September 6th was National Read a Book Day!... - [General August Newsletter 2020](https://excaliburinsurance.ca/general-august-newsletter-2020/): Green Thumb Gardening Contest! SHOW US YOUR GARDEN AND WIN! Every Green Thumb loves new gadgets and tools for snipping,... - [Client July Newsletter 2020](https://excaliburinsurance.ca/client-july-newsletter-2020/): Come In, We're Open! As Ontario moves into Stage 2 of reopening, we have reopened our office doors to the... - [General July Newsletter 2020](https://excaliburinsurance.ca/general-july-newsletter-2020/): Celebrate Canada Contest! We want to help YOU celebrate our beautiful country this Canada Day! Enter to win an outdoor... - [Client June Newsletter 2020](https://excaliburinsurance.ca/june-newsletter-2020/): June Newsletter 2020 Dad Advice Contest Dad's are known for sharing 'advice that sticks' with their children. Starting June 10th,... - [General June Newsletter 2020](https://excaliburinsurance.ca/general-june-newsletter-2020/): June Newsletter 2020 Dad Advice Contest Dad's are known for sharing 'advice that sticks' with their children. Starting June 10th,... - [General May Newsletter 2020](https://excaliburinsurance.ca/general-may-newsletter-2020/): Champion Local With Takeout Tuesday https://s3-ca-central-1. amazonaws. com/eigroup/wp-content/uploads/20200513102329/1-Takeout-Tuesday. jpg As part of our commitment to Champion People & Champion Local,... - [Client May Newsletter 2020](https://excaliburinsurance.ca/client-may-newsletter-2020/): Champion Local With Takeout Tuesday https://s3-ca-central-1. amazonaws. com/eigroup/wp-content/uploads/20200513102329/1-Takeout-Tuesday. jpg As part of our commitment to Champion People & Champion Local,... - [General April Newsletter 2020](https://excaliburinsurance.ca/general-april-newsletter-2020/): We’re With You Every Step of the Way Let Us Do Some Penny Pinching on your Renewal We know the... - [Client April Newsletter 2020](https://excaliburinsurance.ca/client-april-newsletter-2020/): We’re With You Every Step of the Way We’re Open! Covid-19 Update We are still open and serving clients, however... - [March Newsletter 2020](https://excaliburinsurance.ca/march-newsletter-2020/): March Newsletter 2020 Is This Your Lucky Day? Watch for a chance this month to win the ultimate St. Patrick’s... - [How to Protect Your Business During an Outbreak - Special Newsletter](https://excaliburinsurance.ca/how-to-protect-your-business-during-an-outbreak-special-newsletter/): Protecting Your Business During A Disease Outbreak From panic-buying to school closures and ending the NBA's season early, there certainly... - [February Newsletter 2020](https://excaliburinsurance.ca/february-newsletter-2020/): February Newsletter 2020 Staycay or Go T-O Contest Winner! We kicked off the New Year in style with our big... - [January Newsletter 2020](https://excaliburinsurance.ca/january-newsletter-2020/): January Newsletter 2020 Staycay or Go T-O! Contest Toronto is calling... but so is the couch! We’re kicking off the... - [December Newsletter 2019](https://excaliburinsurance.ca/december-newsletter-2019/): December Newsletter 2019 Win New Years'Hockey Tickets for 2! How about a New Year’s Puck Drop? We’re giving away 2... --- ## Business Products --- ## City Pages --- ## Company Partners - [Nova Mutual Reviews](https://excaliburinsurance.ca/insurance-partners/nova-mutual-reviews-2/): https://excaliburinsurance. ca/wp-content/uploads/2024/09/NovaMutual. pngNova Mutual Insurance:Car & Home Insurance Reviews Who is the Nova Mutual Insurance Company? Nova Mutual has over... - [Cyberboxx Company Review](https://excaliburinsurance.ca/insurance-partners/cyberboxx-company-review/): https://excaliburinsurance. ca/wp-content/uploads/2023/02/CyberboxxLogo. png Cyberboxx™ Insurance: Insurance Offerings Review Who is Cyberboxx™? 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With more than 120 years... --- ## Staff Modules - [Noah Jacques](https://excaliburinsurance.ca/team/noah-jacques/): Your Content Goes Here Your Content Goes Here Book an Appt - [Sarah Jantzi](https://excaliburinsurance.ca/team/sarah-jantzi/): Your Content Goes Here Your Content Goes Here Book an Appt - [Carla Pawitch](https://excaliburinsurance.ca/team/carla-pawitch/): Your Content Goes Here Your Content Goes Here Book an Appt - [Brenda Jamieson](https://excaliburinsurance.ca/team/brenda-jamieson/): Your Content Goes Here Your Content Goes Here Book an Appt - [Kimberly Laidis](https://excaliburinsurance.ca/team/kimberly-laidis/): Your Content Goes Here Your Content Goes Here Book an Appt --- # # Detailed Content ## Pages Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Frequently Asked Questions (FAQs)AllAuto InsuranceCottage InsuranceCritical InsuranceDisability InsuranceEV InsuranceGAP InsuranceHigh Risk AutoHome InsuranceHome pageLife InsurancePersonal Cyber InsuranceSeasonal InsuranceTenant InsuranceTravel TrailerWhat is accident benefits coverage in Ontario? The Accident Benefits portion of your auto insurance policy will cover medical bills, up-to a specific limit, in the event you are injured in a car accident, regardless of who was at fault for the accident. Coverage includes medical and rehabilitation expenses, income replacement (if you are unable to work), non-earner benefits (if you are unemployed and unable to function), caregiver benefits, housekeeping for severe injuries, and death/funeral benefits. Policy limits and eligibility criteria may apply, with strict time limits for claims. You also have the option of increasing your accident benefits to a higher limit. This coverage acts as a safety net to aid recovery following an auto accident. { "@context": "https://schema. org", "@type": "FAQPage", "mainEntity": } What car insurance coverages are optional in Ontario? In Ontario, the following car insurance coverages are optional: – Collision Coverage – Comprehensive Coverage – Specified Perils – All Perils (Collision Coverage, Comprehensive Coverage, Plus Additional Perils) – Increased Third-Party Liability Limits – Increased Accident Benefits – OPCF Endorsements { "@context": "https://schema. org", "@type": "FAQPage", "mainEntity": } What happens if an uninsured driver hits you in Ontario? In Ontario, it is mandatory to have Uninsured Automobile Coverage which covers injuries and vehicle damage, in the event of an accident with an uninsured driver or a hit-and-run. Optional Accident Benefits also cover your injuries regardless of fault. If... --- Excalibur VideosAllAuto InsuranceCottage InsuranceCritical InsuranceDisability InsuranceEV InsuranceGAP InsuranceHigh Risk AutoHome InsuranceHome pageLife InsurancePersonal Cyber InsuranceSeasonal InsuranceTenant InsuranceTravel Trailer The Pros and Cons of Cheap Car Insurance Optiom – Protect Your Jeep From Depreciation Ontario Car Insurance – Here’s what you need to know Optiom – Protect Your Vehicle From Depreciation Excalibur Insurance – Helping you Stay Two-Steps Ahead Key Information You Need to Purchase Home Insurance in Ontario Advice for First Time Home Buyers Bite Sized Break Down on Homeowner’s Insurance in Ontario Insurance with a Human Touch We Believe Insurance Can Be Different Bite Sized Break Down on Tenants Insurance in Ontario Ontario Renters Insurance – Here’s what you need to know --- Insurance Sales BrokerJob Type Full-Time, Permanent Annual Salary $40,000 to $55,000 Annual Salary $40,000 to $55,000 Work Enviornment Remote work Company Excalibur Insurance Group Job OverviewExcalibur Insurance Group is looking for a dynamic and motivated Insurance Sales Broker to join our innovative and client-focused team. This role involves engaging with pre-qualified leads to convert inquiries into customers, with no cold calling or prospecting required. You will evaluate client needs, provide tailored insurance solutions, and guide clients seamlessly from quote to sale. Your goal is to ensure an exceptional client experience while achieving individual and team sales targets. Apply NowKey Responsibilities: Lead Outreach: Contact assigned leads by phone, email, and text message to convert insurance quote inquiries into policies. Client Needs & Coverage Advice: Evaluate prospective clients’ needs, recommend appropriate coverages, and provide them with an accurate quote. Sales Process Management: Guide clients through the sales process, ensuring a smooth and efficient experience from initial contact to policy issuance. Insurance Product Expertise: Demonstrate a thorough understanding of insurance products and educate clients on their coverage options. Application & Documentation: Prepare insurance applications and ensure that all required documentation for the policy is collected. Partnership & Negotiation: Collaborate with external stakeholders, including underwriters and insurance companies, to secure optimal insurance solutions for clients. Client Onboarding: Work with the Personal Lines Account Managers to assist with the transition after sale, as the prospect becomes a client. Feedback & Process Optimization: Provide regular feedback to the Sales Team Manager to enhance processes and improve... --- Insurance Broker Personal LinesJob Type Full-Time, Permanent Annual Salary $45,000 to $60,000 Annual Salary $45,000 to $60,000 Work Enviornment Hybrid work Company Excalibur Insurance Group Job OverviewAs a Personal Lines Insurance Broker at Excalibur Insurance, you will be the primary contact for a portfolio of personal lines clients, offering expert guidance and support throughout the policy lifecycle. You’ll manage renewals, policy changes, claims assistance, and ensure exceptional customer service, contributing to our goal of making every client experience extraordinary. This role requires a Registered Insurance Broker of Ontario (RIBO) license and a commitment to providing high-quality client service and detailed documentation. Apply NowKey Responsibilities: Client Support & Renewals: Provide comprehensive service to an assigned book of clients, assisting with renewals, responding to phone and email inquiries, and explaining policy details and changes. Documentation & Processing: Handle and process all policy-related documents with accuracy and efficiency, ensuring timely delivery of renewal documents and invoices. Policy Management: Send policy changes to insurance companies, ensure coverage accuracy, monitor renewals, issue binders, and identify gaps in coverage as needed. Claims Assistance: Record claim information and file with the corresponding insurance company. Provide claims updates as needed. Information Management: Keep up-to-date records of policy coverages and client details for easy reference. Team Support: Provide backup support for other Personal Lines Insurance Brokers when they are ill or on vacation. Compliance: Follow all procedures and adhere to insurance regulations. Qualifications: Certification: Registered Insurance Broker of Ontario (RIBO) license is required. Experience: 1+ years of insurance experience... --- Farm & Commercial Lines Insurance BrokerJob Type Full-Time, Permanent Annual Salary $55,000 to $70,000 Annual Salary $55,000 to $70,000 Work Enviornment Hybrid work Company Excalibur Insurance Group Job OverviewAs a Farm & Commercial Lines Insurance Broker at Excalibur Insurance, you will be the primary contact for a portfolio of farm and commercial clients, offering expert guidance and support throughout the policy lifecycle. You’ll manage renewals, policy changes, claims assistance, and ensure exceptional customer service, contributing to our goal of making every client experience extraordinary. This role requires a Registered Insurance Broker of Ontario (RIBO) license and a commitment to providing high-quality client service and detailed documentation. Apply NowKey Responsibilities: Client Support & Renewals: Provide comprehensive service to an assigned book of clients, assisting with renewals, responding to phone and email inquiries, and explaining policy details and changes. Documentation & Processing: Handle and process all policy-related documents with accuracy and efficiency, ensuring timely delivery of renewal documents and invoices. Policy Management: Send policy changes to insurance companies, ensure coverage accuracy, monitor renewals, issue binders, and identify gaps in coverage as needed. Claims Assistance: Record claim information and file with the corresponding insurance company. Provide claims updates as needed. Information Management: Keep up-to-date records of policy coverages and client details for easy reference. Team Support: Provide backup support for other Farm & Commercial Lines Insurance Brokers when they are ill or on vacation. Compliance: Follow all procedures and adhere to insurance regulations. Qualifications: Certification: Registered Insurance Broker of Ontario (RIBO) license is... --- What if you could use Smart Barn technologyto protect your Ontario farm? Stay Ahead of Trouble:Let your Smart Barn Be the First to Know! Imagine if your barn could keep an eye on itself, alerting you to potential issues before they even happen. With smart barn technology, you don’t need to overhaul your current electrical setup; instead, you’re adding simple monitoring tools that keep tabs on key areas throughout your barn. These sensors watch for any unusual activity in the barn’s electrical systems, catching things that could lead to problems down the line. Plus, it’s all connected to your phone through an app, so you get real-time alerts and insights. And if something comes up, monitoring specialists are available to help troubleshoot and respond quickly. At Excalibur Insurance, our farm insurance specialists are here to build a protection package the helps you manage and prevent risk to your farming operation. Farm Security Smart barn technology can detect power outages, electrical surges, and temperature changes. Farm Monitoring Phone calls, texts and alarms alert farmers, allowing them to react before they see smoke. Farm Data Real-time monitoring over time can improve animal welfare and farm performance. Electrical Faults cause 50% of all Farm Fires. With smart barn monitoring tools, getting ahead of electrical surges and suspicious electric behaviour reduces risks and mitigates catastrophic farm fires. Excalibur Insurance’s preferred partner for Smart Barn installations is the PrevTech electrical monitoring system. Their history of electrical fault management and their commitment to communication and proactive... --- McDougall Carousel setREVStartSize({c: 'rev_slider_13_2',rl:,el:,gw:,gh:,type:'carousel',justify:'',layout:'fullwidth',mh:"0"});if (window. RS_MODULES! ==undefined && window. RS_MODULES. modules! ==undefined && window. RS_MODULES. modules! ==undefined) {window. RS_MODULES. modules. once = false;window. revapi13 = undefined;if (window. RS_MODULES. checkMinimal! ==undefined) window. RS_MODULES. checkMinimal} McDougall Carousel (Dark) setREVStartSize({c: 'rev_slider_15_3',rl:,el:,gw:,gh:,type:'carousel',justify:'',layout:'fullwidth',mh:"0"});if (window. RS_MODULES! ==undefined && window. RS_MODULES. modules! ==undefined && window. RS_MODULES. modules! ==undefined) {window. RS_MODULES. modules. once = false;window. revapi15 = undefined;if (window. RS_MODULES. checkMinimal! ==undefined) window. RS_MODULES. checkMinimal} McFarlan Carousel setREVStartSize({c: 'rev_slider_14_4',rl:,el:,gw:,gh:,type:'carousel',justify:'',layout:'fullwidth',mh:"0"});if (window. RS_MODULES! ==undefined && window. RS_MODULES. modules! ==undefined && window. RS_MODULES. modules! ==undefined) {window. RS_MODULES. modules. once = false;window. revapi14 = undefined;if (window. RS_MODULES. checkMinimal! ==undefined) window. RS_MODULES. checkMinimal} --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Code of ConductImportant Information about Your Registered Insurance BrokerOur Excalibur Insurance brokers are regulated by the Registered Insurance Brokers of Ontario (RIBO) and the Canadian Insurance Services Regulatory Organizations (CISRO). RIBO oversees the licensing, professional competence, ethical conduct, and insurance-related financial obligations of all independent general insurance brokers in the province. CISRO is a coalition of Canadian regulatory authorities committed to maintaining consistent qualifications and business conduct standards for insurance intermediaries. Providing our clients and community with transparent and clear information regarding their insurance rights is of utmost importance. Below is the relevant information from our governing bodies. Take me to yourRIBO Code Of ConductLearn MoreCISRO Principles of ConductLearn MoreExcalibur Privacy PolicyLearn MoreExcalibur Compensation Disclosure – CommercialLearn MoreExcalibur Compensation Disclosure – AutomobileLearn MoreExcalibur Compensation Disclosure – PropertyLearn MoreRIBO Code of ConductRegistered insurance brokers offer independent advice and Property & Casualty (P&C) insurance products from various companies. Brokers must be licensed by the Registered Insurance Brokers of Ontario (RIBO). All RIBO licensees must carry an errors & omissions policy and a fidelity bond designed to provide customers coverage in the unlikely event that a broker mishandles their premiums. RIBO licensees are required to follow the RIBO Code of Conduct, which establishes rules and standards of professional conduct. How Insurance WorksYou have the right to know how your insurance premiums are calculated. You have the right to access your policy and be informed about the coverage and the claims settlement process. Broker CompensationYou have the right to ask how a broker is... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Hobby Farm InsuranceWe work for Ontario Farmers, not a faceless insurance company. We work for Ontario Farmers, not a faceless insurance company. Every day on the modern hobby farm is an adventure in organized chaos. Who has the time to decipher policy jargon or explain your hardworking small farm with a corporate drone? Do those suits understand the dedication it takes to cultivate a small plot of land? At Excalibur Insurance, we have experienced farm insurance brokers who operate their own farms or were raised on them. As your trusted ally, they're here to guide you through the intricacies of hobby farming and insurance. We make it simpler to manage the daily risks associated with your farm. Whether you have a quaint garden of organic produce or a diverse heritage free-range poultry operation, we offer flexible coverage options tailored to your needs because hobby farming should have its days in the sun. × Get a Farm Quote Farm Contact Full Name * Phone Number * Email * Message Details (Optional) reCAPTCHA If you are human, leave this field blank. Get a QuoteWe Protect Ontario Farms Our Brokers work for Farmers, not Insurance companies, and with numerous providers to choose from, we ensure you have choices. Support you can Count on Our Excalibur Brokers are there to help file claims, review coverage and provide yearly guidance beyond the sale. Safeguarding Diverse Farms Dairy, Beef, Cattle, Hog and Poultry. Hobby Farms and commercial operations. We can build a farm policy that meets... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- Business Insurance Ontario Business Leaders need partners who think Two-Steps Ahead ×Get a Quote Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. Every business owner needs an insurance broker who leaves nothing to chance, wants to save you money - and is willing to share the unvarnished truth. Which business are you? Our Business Defender Program will save you on the front end - or the back end. We came to the conclusion years ago that blind-spots are a lot more costly than flippantly shaving a few dollars off the bottom line. For business owners paying premiums less than, or more than 10k per year - our ‘business defender mindset’ has your back from the moment we meet. The only difference is the depth of the dive. We Make Your Business More Appealing to Insurers. 1. We review common insurer pain points. 2. We leverage our risk prevention expertise. 3. We strategically package your submission for a quote. Schedule a ConsultationYou Evaluate Your Options Your risk exposure as a business, your comfort level and the cost of various coverage options are essentially the three variables that need to be properly balanced. Once you’ve... --- Defending you is our honourOntario’s Lowest Insurance Rates from Your Trusted BrokerAuto InsuranceAuto QuoteHome InsuranceHome QuoteAuto & HomeBundling could save you big! Home & AutoOR, Just give us a call and speak to an Excalibur DefenderWho says Chivalry is dead? Our team of Defenders right here in Ontario are waiting to “make this the best call of your day” Meet Our Team Justin Damsma Account Executive Excalibur Insurance - Clinton Office Finding coverage to protect your life’s work and won’t cost you the farm feels like pretty honest work to Justin. book an appt. phone_in_talk Jeff Roy President & CEO Sometimes the cheapest insurance is just poor coverage. When you charge more and a customer thanks you – you know you’ve done your best to defend what they care about. phone_in_talk Carol Bailey Personal Lines Excalibur Insurance – Wingham Office What’s the point of working in Ontario if you aren’t going to make it better? 5% of our profits goes back into our communities, and A LOT of volunteered hours, hugs and smiles. book an appt. phone_in_talk Amanda Wood Account Manager Excalibur Insurance – Exeter Office There aren’t many insurance questions she hasn’t answered in her 15 years in the industry, and she’ll ask them all to ensure your family is protected. book an appt. phone_in_talk Darlene McCowan Commercial Lines Excalibur Insurance - Clinton Office Darlene may be newer to our Commercial Lines team, but her love of constant learning and infectious positive attitude, means she’ll go above and beyond... --- Discover Ontario’s Lowest Insurance Rateswith your Trusted BrokerKimberly ensures your assets are protected. She leaves no stone unturned when finding you the best insurance. Email Kimberly(647) 254-9401Book an Appointment with KimberlyWhether you’re looking for the best Auto and Home Insurance rates in Ontario, or have questions about insuring your new travel trailer – Kimberly has the expertise to assess your risk and offer you customized advice and insurance. We believe you deserve more than one option when it comes to your insurance, which is why we work with over 40 of Canada’s Top Insurers to ensure you have coverage choices. Kimberly Laidis Registered Insurance Broker Whether you’re looking for the best Auto and Home Insurance rates in Ontario, or have questions about insuring your new travel trailer – Kimberly has the expertise to assess your risk and offer you customized advice and insurance. We believe you deserve more than one option when it comes to your insurance, which is why we work with over 40 of Canada’s Top Insurers to ensure you have coverage choices. Email Kimberly(647) 254-9401Book an Appointment with KimberlyWe’ll flip the couch cushions,leverage technology, and ask any question we can think of to give you an edge. Then we translate insurance mumbo jumbo, so that you understand your options and get exactly the coverage you need. Kimberly is ready to do the heavy lifting. Contact her today. Joanne’s ready to do the heavy lifting. Contact her today. Or, if you prefer doing the work yourself Get an... --- Commercial Insurancefor LandlordsCommercial Insurancefor LandlordsExcalibur Insurance keeps the doors open for Ontario rentals with coverage landlords can understand and afford. Excalibur Insurance keeps the doors open for Ontario rentals with coverage landlords can understand and afford. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat insurance coverage do I require for my rental dwelling? If you own a single rental property in Ontario or many you know that a homeowner's insurance policy will not cut it. Whether a boiler floods the downstairs neighbour, an entire building is lost in a fire, or the cleanup after an unfortunate tenant, you’ve likely uncovered a range of perils to your success. The size of your rentals, the type of rentals you provide, and the locations and spaces all further complicate risk management. How to keep housing people and businesses while protecting what you have built is where we come in. Our Excalibur insurance specialists are familiar with the challenges landlords face. It could be a damaged apartment. Your newest clients may have brought unwelcome pests. Or perhaps you fall prey to a tenant using... --- Do-it-yourself tenants insurance, in minutes. I Want to Get StartedGet a Quote Online. Pay Online. Print Your Policy. Apartment Building with more than three stories, a high rise. Condo Building with more than three stories, a high rise Townhouse A row house, sharing a single wall, two-to-three stories tall. House Stand alone building with one or more units. Get a Quote Online. Pay Online. Print Your Policy. Apartment Building with more than three stories, a high rise. Condo Building with more than three stories, a high rise Townhouse A row house, sharing a single wall, two-to-three stories tall. House Stand alone building with one or more units. Get a Quote Online. Pay Online. Print Your Policy. Apartment Building with more than three stories, a high rise. Condo Building with more than three stories, a high rise Townhouse A row house, sharing a single wall, two-to-three stories tall. House Stand alone building with one or more units. Find out how Tenants Insurance protects you by exploring our Interactive Coverage Map below. Interactive Coverage Map for Tenants Explore NowWatch Our Video Tenants Insurance - All you need to know in 2 minutes. 3 Reasons People Don’t Buy Tenants Insurance in Ontario 3 Reasons People Don’t Buy Tenants Insurance in Ontario We get it, most people don’t have a lot of extra money - but unlike car insurance or even home insurance, Tenants Insurance can cost as little as $5 a week. Just the fact that lost or damaged stuff can be replaced... --- The BestAdventures Change YouSixth grader Artie never intended to travel from her dusty attic to the mythic realm of Arcadia. Now she’s training as a knight, hoping a wizard can magic her home and her dog talks! She’s starting to regret both curiosity and mystical family relics. Get The BookArtie the Good Knight and the Excalibur Academy by Children’s Author Gabrielle Reid. This adventure fantasy features a young heroine facing daily challenges in middle school and mythic Arcadia. It highlights the importance of friendships, honourable choices and facing your fears. Throughout the story, Artie and her companions (including her talking dog) will meet tests that see them standing up for each other, themselves and to the odd Ogre. The energetic chapter illustrations by Chad Budyk bring our world to life. The simple and accessible language makes this book suitable for children aged 8 to 12. It is perfect for reading together or for older children to read independently. Take a Sneak PeekDownload an excerpt today to see if Artie’s adventure is just the epic fantasy you can’t wait to get lost in. “Good,” I said to him. We had a moment of locked eye contact. I knew we weren’t quite friends at this point, but perhaps we could be... less than enemies? Then he turned the open hand into a fist, punched me lightly in the shoulder, and grinned. “ Page 250 – Chapter “King Killer” Download TodayRead to Ride Program Excalibur Insurance created this classroom program to help teachers... --- Commercial Insurancefor ManufacturersCommercial Insurancefor ManufacturersExcalibur Insurance keeps Ontario wholesalers delivering with coverage you can understand and afford. Excalibur Insurance keeps Ontario wholesalers delivering with coverage you can understand and afford. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat coverage do I need & where can I save on business insurance? Manufacturers are a crucial link in the supply chain. Without your facilities and enterprises, there are major disruptions. How do you protect your product, people and processes while being smart with your dollars? While you are busy transforming goods into all the products the world needs, you may have failed to ensure an accident doesn’t transform your success. As a manufacturing business in Ontario, there will be coverage you can’t run the conveyor belts without, coverage to protect your team, protect specialized equipment, and more. We’re here to help make sense of it. The team at Excalibur supports manufacturers in all settings. Your business may be manufacturing homes, leather, pharmaceuticals or electronics. It’s important to address the common exposures and challenges that face manufacturers specifically. Every stage of the process,... --- Commercial Insurancefor Professional Service ProvidersCommercial Insurancefor Professional Service ProvidersExcalibur Insurance keeps Ontario thriving with coverage you can understand and afford. Excalibur Insurance keeps Ontario thriving with coverage you can understand and afford. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat insurance coverage does a Service Provider need? If you own a business in Ontario that sells a service rather than a product you might be uncertain about appropriate insurance coverage. Whether you offer services at a brick-and-mortar location, sell services virtually or bring your services to your customers, you’ve likely uncovered a range of perils to your success. The size of your business, the type of services you provide, and the risk inherent in your services all further muddy the waters of risk management. How to keep offering your services while protecting what you have built is where we come in. Our Excalibur commercial insurance specialists are familiar with the challenges service providers face. It could be a customer whose conditions worsen after your physiotherapy treatment. Your newest consulting clients may try to pin 3rd quarter losses on your advice.... --- Insurance forCampground OwnersInsurance forCampground OwnersExcalibur Insurance keeps Ontario Campground Owners Protected with coverage packages you can understand and afford. Excalibur Insurance keeps Ontario Campground Owners Protected with coverage packages you can understand and afford. ×Get a Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. Get a QuoteHow do I protect my campground & guests while being smart with my dollars? As a seasonal resort or campground owner in Ontario, you're well aware of how much your guests adore camping. You're responsible for ensuring their safety and security, which is why we at Excalibur stand by Ontario entrepreneurs every step of the way. Whether you have a peaceful lakeside retreat for retirees or a bustling family campground with all the amenities, you deal directly with tenants and their trailers and equipment, which can sometimes lead to accidents or perceived loss. But with Excalibur, you can rest easy knowing that we'll carefully assess all possible coverages to protect you from significant loss. You need insurance coverage to safeguard your team, specialized equipment, and more, and we're here to help make it all easy to understand. We always keep these items front of mindYou need customized coverage options We help you prioritize the liability coverage options that protect you if a client or other party takes legal action against you or your team. You can keep working confidently, knowing... --- Commercial Insurancefor Auto & FleetCommercial Insurancefor Auto & FleetExcalibur Insurance keeps Ontario moving with coverage service providers can understand and afford. Excalibur Insurance keeps Ontario moving with coverage service providers can understand and afford. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat insurance coverage do I require for my fleet or company vehicles? You may own a few company vehicles or an entire fleet of service vans in Ontario. Commercial fleets keep goods, cargo and equipment moving across Canada, and they need the proper coverage to protect the interests, drivers, and everyone else. Whether a plumber is en route to fix a boiler, a dozen roses are on the way to your loved one, or prescriptions are shuttling across town, there are a range of perils to your commercial vehicles. We come in to learn how to keep cargo moving from point A to B while protecting what you have built. Our Excalibur insurance specialists are familiar with commercial auto & fleet insurance challenges. You might have a van out of commission when a driver makes an error. Your delivery... --- Commercial Insurancefor Lawyers & Law Firms Commercial Insurancefor Lawyers & Law Firms Excalibur Insurance keeps Ontario legal teams in action with affordable coverage. Excalibur Insurance keeps Ontario legal teams in action with affordable coverage. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat insurance coverage do Lawyers & Law Firms need? If you own a Law Firm in Ontario, you need more certainty about appropriate insurance coverage. Members of the legal profession face many risks, professionally, at their place of business and most commonly from clients themselves. The range of legal services could include family, patent, estate, criminal, tax and real estate law, to mention a few. Your insurance needs are affected by the size of your business, service types, and the risk inherent in your services. We’re here to help dice through all the details and protect what you have built. Our Excalibur commercial insurance specialists are familiar with the challenges legal professionals face. It could be a customer who is unhappy with the verdict on their tax settlement. Your newest celebrity client may try to pin financial losses on... --- Commercial Insurancefor DistributorsCommercial Insurancefor DistributorsExcalibur Insurance keeps Ontario wholesalers delivering with coverage you can understand and afford. Excalibur Insurance keeps Ontario wholesalers delivering with coverage you can understand and afford. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat insurance coverage do I require as a Wholesaler or Distributor? Distributors are a crucial link in the global supply chain. Without you, there are significant disruptions in product supply. How do you protect your business and the commercial enterprises, retailers, and smaller merchants who depend on you while being smart with your dollars? While you are busy managing the logistics of moving goods around the globe, you may have failed to ensure an accident doesn’t transform your success. As a wholesale business in Ontario, there will be insurance you can’t set up shop without, coverage to protect your team, coverage to defend the customers who rely on you, and more. We’re here to help make sense of it. The team at Excalibur supports distributors of all sizes. While you are busy sourcing pill bottles for pharmaceutical producers, preparing orders of cell phone... --- Commercial Insurancefor Real Estate Developers Commercial Insurancefor Real Estate DevelopersExcalibur Insurance keeps Ontario developers building with coverage you can understand and afford. Excalibur Insurance keeps Ontario developers building with coverage you can understand and afford. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat coverage do I need & where can I save on commercial insurance? How to protect what you’ve built while being smart with your dollars? As a Real Estate Developer in Ontario, you're busy connecting the right property with the right opportunity. It might have been a little while since you reviewed your business insurance coverage. You are no stranger to risk but you might be risking a lot if you’ve not ensured your commercial insurance coverage matches your needs. Our commercial insurance team is familiar with the unpredictable development process. You may be in the midst of several projects, renovating, re-leasing and developing land. You are likely working with multiple professionals to coordinate specialized services. Fluctuations in the general market, natural disasters, and failure to meet the standards of a contract are all potential exposures. Rest assured... --- Commercial Insurancefor Retail EnterprisesCommercial Insurancefor Retail EnterprisesExcalibur Insurance keeps Ontario shops growing with coverage you can understand and afford. Excalibur Insurance keeps Ontario shops growing with coverage you can understand and afford. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat insurance coverage do I require for my retail store? Own a retail shop or enterprise in Ontario? Whether your retail location is brick-and-mortar or you sell products virtually you’ve probably uncovered a range of risks to your business success. How to keep offering your products and services while protecting what you’ve built is where we come in. The Excalibur commercial insurance specialists are familiar with the challenges that retail shops face. It could be as simple as a customer stumbling at your store threshold. You may experience a series of product malfunctions that cause harm or property damage. Or perhaps you fall prey to a dishonest employee who commits theft. Any one of these potential exposures can be daunting. Rest assured that our insurance brokers will perform a commercial insurance review of all possible coverages to protect you from significant... --- Commercial Insurancefor Medical Service ProvidersCommercial Insurancefor Medical Service ProvidersExcalibur Insurance keeps Ontario medical professionals working with coverage you can understand and afford. Excalibur Insurance keeps Ontario medical professionals working with coverage you can understand and afford. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat coverage do I need & where can I save on commercial insurance? It’s the first question any business owner asks. How do I protect what I’ve built while being smart with my dollars? As a medical professional in Ontario there will be coverage you can’t open a clinic without, coverage to protect your team, coverage to protect your specialized equipment, and more. We’re here to help make sense of it. The team at Excalibur supports medical service providers in all different professions. We understand your practice may be a few highly trained professionals or you might be in a larger hospital serving hundreds of clients a day. Whatever your business model, medical professionals deal directly with clients and sensitive health subjects which may result in the unlikely incident of bodily injury or perceived loss. A thorough... --- Commercial Insurancefor Food & Beverage ProvidersCommercial Insurancefor Food & Beverage ProvidersExcalibur Insurance keeps Ontario restaurants cooking with coverage you can understand and afford. Excalibur Insurance keeps Ontario restaurants cooking with coverage you can understand and afford. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat coverage do I need & where can I save on business insurance? It's the first question any food or beverage manufacturer asks. . How do I protect what I’ve built while being smart with my dollars? As a food service professional in Ontario there will be coverage you can’t turn on the fryers without, coverage to protect your team, coverage to protect your special equipment, and more. We’re here to help make sense of it. The team at Excalibur supports food & beverage producers in all settings. Your business may be a small café, bakery, food truck, a chain of pubs or a catering company. Whatever your service model, it’s important to address the common exposures and challenges that face food & beverage service specifically. Every stage of the process, from sourcing, processing, plating, to distributing... --- Commercial Insurancefor Automotive Repair Shops & GaragesCommercial Insurancefor Automotive Repair Shops & GaragesExcalibur Insurance keeps Ontario car mechanics working with coverage you can understand and afford. Excalibur Insurance keeps Ontario mechanics working with coverage you can understand and afford. ×Get a Contractors Insurance Quote Let’s begin to understand your coverage needs. Contractors Insurance Quote Full Name * * Business Name * Phone * Email * * Message If you are human, leave this field blank. ×Request a Call Back Contractors Callback Request Full Name * * Business Name * Phone * Best Time to call Preferred time of dayAnytimeEarly MorningLate MorningEarly AfternoonLater AfternoonEvening If you are human, leave this field blank. Get a QuoteGet a Call BackWhat coverage do I need & where can I save on commercial insurance? Like most garage owners in Ontario, you're too busy running your shop and managing your people to review your insurance needs. Let Excalibur Insurance perform your preventative maintenance, protecting your automotive business from a significant loss by reviewing your coverage and helping make sense of it. There will be coverage that is necessary, coverage that protects your team and tool specific coverage. Hooking your business up to one of our team members is like attaching on-board diagnostics to your business, shedding light on what is wrong with your coverage and making some suggestions. How do you protect what you’ve built while being smart with your dollars? Rest assured that the Excalibur team will review all possible coverages to protect you from... --- Defending you is our honour Ontario’s Lowest Insurance Rates from Your Trusted Broker Auto Insurance Get a QuoteHome Insurance Get a QuoteBundling could save you big! Auto & Home Get a QuoteOR, Just give us a call and speak to an Excalibur Defender Liked your quote? Here’s what happens next. More By using our Rate Reducer or by filling out a form on our website. More An Excalibur Defender will review the quote and your unique needs, to ensure you have the right coverage. More Liked your coverage and your quote? Your Defender will send you the documents – you can even sign right from your phone. After signing, we email you your pink slip. Welcome to the Excalibur Family! Perhaps you need protection for more? Farm Insurance Business Insurance Cottage Insurance Contractor Insurance Travel Trailer Insurance Life Insurance Recreational Insurance Travel Insurance More Options >We work with over 40 of Canada’s Top Insurers to guarantee you have options. A few of the reasons we Smile. Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON,... --- Commercial Crime Insurance & Employee Dishonesty Coverage On Point. Commercial “Crime Insurance & Employee Dishonesty” coverage helps protect businesses of all scale and scope from losses due to crime that can occur within or outside your organization. Items such as counterfeit money, automated teller fraud, employee dishonesty or deposit forgery are just a few examples of losses you are covered from. × Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. Commercial Crime Insurance & Employee Dishonesty Coverage The Blindspot Businesses can easily overlook the risk of crime or employee dishonesty. Most liability or property insurance policies do not cover crime or employee dishonesty and you may find your day to day operations suddenly at risk if you are a victim of crimes such as depositor forgery or debit fraud. Commercial Crime Insurance & Employee Dishonesty Coverage The Solution A Commercial Crime & Employee Dishonesty insurance policy covers gaps left behind by your liability or property insurance policy. It can offer coverage and security you might not have today. Did you know this coverage used to be called the 3D policy, which stood for comprehensive dishonesty, disappearance and destructive rider. Unfortunately with the rise... --- Equipment Breakdown Insurance On Point. Equipment Breakdown Insurance protects the equipment your business depends on from sudden and accidental, physical damage to the equipment that requires its repair or replacement. × Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. Equipment Breakdown Insurance The Blindspot Consider the impact on your business of equipment failure, your operations are immediately affected. Many business owners think their property policy provides equipment breakdown insurance, but that is not correct. Equipment failure may interrupt your work or in the case of extensive loss, shut your business down. Equipment Breakdown Insurance The Solution Equipment breakdown insurance can help protect your business. When equipment breaks down, this coverage, also known as boiler and machinery coverage, steps in to cover the repair or replacement of equipment in the following categories: Electrical Mechanical Boiler and pressure vessels Air conditioning and refrigeration Computer and communications Review the extents of your coverage todayYour equipment is undoubtedly expensive, and would take a great deal to replace if you had to. Since electrical equipment often represents at least 15% of your building's value, failures in this equipment can quickly add up. Which business are you? Schedule a... --- Commercial Surety Bonds On Point. Commercial Surety Bonds are bonds purchased for your enterprise to satisfy government and/or institutional requirements to protect against risk. These bonds guarantee that a business or individual will comply with all required legal obligations. × Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. Commercial Surety Bonds The Blindspot Bond ability is a hallmark of security when it comes to engaging in large scale projects. If you don’t understand the requirements of Commercial Bonds, their costs, or the factors impacting their purchase, you may miss out on valuable projects, or incur unexpected costs. Commercial Surety Bonds The Solution Commercial surety bonds are available from your Excalibur Commercial Insurance agent. Give us a call and we’ll help to understand what factors will affect your pricing and access to bonds. Review the extents of your coverage todayWhich business are you? Schedule a Commercial Insurance ReviewWhat are Surety Bonds? A surety bond protects your client against losses, up to the limit of the bond, that result from your failure to perform an obligation or undertaking. They are like a short-term insurance related specifically to the undertaking between you and your client. You... --- Excalibur Insurance now offers more assurance with additional product offerings like life insurance and disability insurance. Refer NowOur customers deserve to be informed of more ways the Excalibur team can serve them. When you are fielding an existing or new customer call it’s worth asking a few questions. If the client has a mortgage:“Did you purchase the mortgage life and disability coverage with your mortgage? ” Response: Yes No I don’t know I already have coverage Non licensed rep response:“Can I arrange to have one of our licensed life insurance professionals contact you to ensure you have the right protection in place at the best possible price? ” If the client does not have a mortgage:“With all the changes going on in the world today, when was the last time you had your life and disability policies reviewed? ” Response: A date I don't know I don't have coverage Non licensed rep response:“Can I arrange to have one of our licensed life insurance professionals contact you to ensure you have the right protection in place at the best possible price? ” Life Insurance Referral Life Insurance Referral Form Team member referring * Full Name * Gender * Date of Birth * Phone Number * Email * Full Mailing Address * Additional Comments If you are human, leave this field blank. Excalibur Assurance offers the following: Life Insurance Disability Insurance Critical Illness Insurance Health Insurance Dental Insurance Travel Insurance We work with Canada’s Top Insurers to guarantee you have options. --- Contractors Installation Floater Coverage On Point. Installation Floater coverage protects your property and materials while a job is in progress. Materials in transit, at a temporary location and at a job site location are not covered for losses without this coverage. × Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. Contractors Installation Floater Coverage The Blindspot It isn’t common knowledge that materials in transit, at a temporary location, or at the customer's job site are not covered for loss unless an Installation Floater has been purchased. Many contractors and tradesfolk are missing out on this critical coverage that may stall operations or impact project success. Contractors Installation Floater Coverage The Solution A Contractors Installation Floater protects your property and materials by covering the gaps in protection during transit, storage and at the job site. It can be purchased for a reasonable yearly cost and extend the limits of coverage while a job is in progress. Schedule a Commercial Insurance ReviewWhich business are you? Schedule a Commercial Insurance ReviewWho Needs Installation Floater Insurance? As a contractor you likely already have contractor insurance. However, it doesn’t cover everything you think it might. The materials you... --- Commercial: Cargo-in-Transit & Goods-in-Transit Insurance On Point. Transit Insurance (Cargo-in-Transit & Goods-in-Transit) protects your businesses goods & cargo in transit. × Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. Commercial: Cargo-in-Transit & Goods-in-Transit Insurance The Blindspot Businesses that sell a specific product or transition equipment from worksite to worksite understand that any move comes with risk. They may not realize you stand to lose a significant amount in the event that a shipment of goods is destroyed or lost, and your Contents Insurance for the business did not protect Goods-in-Transit. Commercial: Cargo-in-Transit & Goods-in-Transit Insurance The Solution Transit Insurance (Cargo-in-Transit or Goods-in-Transit) is an insurance policy that covers a businesses risk when faced with the threat of damages or total loss of cargo or goods in transit. General policies may include coverage for air, road, water or rail - but it can vary from provider to provider and policy to policy so iron out the details with your Excalibur Commercial specialist. Schedule a Commercial Insurance ReviewWhich business are you? Schedule a Commercial Insurance ReviewDo I need Transit Insurance for my business, organization, or trade? Transit policies are critical for businesses and professionals who... --- Contractors Equipment Insurance On Point. Contractors Equipment Insurance protects the owned and rented equipment your business depends on from loss, damage and theft. This coverage can be tailored to your business needs, its industry and the equipment and tools you use. × Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. Contractors Equipment Insurance The Blindspot Businesses of all sizes depend on specialized tools and equipment to provide their services. Losing those tools may interrupt your work or in the case of extensive loss, shut your business down. You may have assumed tools were covered, or thought it wasn’t worth the hassle of insuring, but without your equipment, your business could be in serious trouble. Contractors Equipment Insurance The Solution Contractors equipment insurance comes in all shapes and forms, depending on your business’ coverage needs, its industry, and the equipment and tools it uses. Policies can be tailor built to your business needs. They will provide peace of mind and the assurance you require for your tools and equipment. It can cover your non-mobile and mobile machinery, tools and equipment that are owned by you or in your care - even if these are... --- Defending you is our honourOntario’s Lowest Insurance Rates from Your Trusted BrokerAuto InsuranceAuto QuoteHome InsuranceHome QuoteAuto & HomeBundling could save you big! Home & AutoOR, Just give us a call and speak to an Excalibur DefenderLiked your quote? Here’s what happens next. More By using our Rate Reducer or by filling out a form on our website. More An Excalibur Defender will review the quote and your unique needs, to ensure you have the right coverage. More Liked your coverage and your quote? Your Defender will send you the documents – you can even sign right from your phone. After signing, we email you your pink slip. Welcome to the Excalibur Family! Protection for everything! We've got Insurance coverage for all the things you care about. Auto Insurance Home Insurance Farm Insurance Business Insurance Cottage Insurance Contractor Insurance Travel Trailer Insurance Life Insurance Recreational Insurance Travel Insurance More Options >Who says Chivalry is dead? Our team of Defenders right here in Ontario are waiting to “make this the best call of your day” Meet Our Team Justin Damsma Account Executive Excalibur Insurance - Clinton Office Finding coverage to protect your life’s work and won’t cost you the farm feels like pretty honest work to Justin. book an appt. phone_in_talk Jeff Roy President & CEO Sometimes the cheapest insurance is just poor coverage. When you charge more and a customer thanks you – you know you’ve done your best to defend what they care about. phone_in_talk Carol Bailey Personal Lines Excalibur... --- Menu and Footer test page --- Commercial Auto Coverage Fleet or Individually Rated Insurance On Point. Commercial Auto coverage ensures that any vehicles used by your business, occasionally or full time, are protected in the case of an accident. × Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. When you operate a business critically dependent on automobiles you may not have considered the full coverage your vehicles require. Perhaps your family daily driver is used for afternoon deliveries, or you’ve a fleet of 10 small trucks. Breakdowns and accidents can suddenly shine a headlight on gaps in your commercial coverage. Reviewing your commercial auto use situation against the options offered by IRCA (Individually Rated Commercial Automobiles) or Fleet Insurance to develop a sound coverage strategy to meet your businesses use needs. Schedule a Commercial Auto Insurance ReviewCommercial Automobile coverage typically covers you against the following claims: A vehicle loss or damage resulting from a collision. A vehicle loss or damage resulting from a collision. The Damage or loss of a vehicle from weather, theft or non-collision damage. Which business are you? How is Commercial Auto Insurance cost determined? The cost of your commercial auto coverage is largely determined by... --- Commercial Umbrella Liability On Point. Commercial “Umbrella” Liability coverage extends the limits and coverage of your Commercial General Liability (CGL) insurance capacity. It acts like a shield moving to fill gaps that might exist in your individual policies. × Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. Businesses of all scales and sizes face different exposures day by day. While a standard CGL policy offers coverage for common losses and covers a range of exposures, when the extraordinary happens, your coverage may not handle the payout required in an insurance settlement. Leaving your business holding the bag for the rest of the bill. A Commercial Umbrella insurance policy covers gaps left behind by a CGL policy. It can extend limits, and offer coverage not available in a standard policy. Review the extents of your coverage todayCommercial Umbrella Liability coverage covers many of the same claims CGL coverage would but can extend the typical coverage you carry against the following claims: Attorney fees from a lengthy settlement. Product Liability from a reaction to your products. Bodily Injury from an accident at your place of business. Which business are you? Schedule a Commercial Insurance ReviewHow... --- CBN Members CBN Members CBN Members setREVStartSize({c: 'rev_slider_9_39',rl:,el:,gw:,gh:,type:'standard',justify:'',layout:'fullwidth',mh:"0"});if (window. RS_MODULES! ==undefined && window. RS_MODULES. modules! ==undefined && window. RS_MODULES. modules! ==undefined) {window. RS_MODULES. modules. once = false;window. revapi9_39 = undefined;if (window. RS_MODULES. checkMinimal! ==undefined) window. RS_MODULES. checkMinimal} --- Empowering Ontario Elementary Teachers withFree Resources to Foster a Passion for Reading! Teachers shoulder a great responsibility in shaping young minds. For that reason, Excalibur Insurance created the Read to Ride program to help teachers encourage their students in developing a lifelong love of reading. Empowering OntarioElementary Teachers withFree Resources to Foster a Passion for Reading! Teachers shoulder a great responsibility in shaping young minds. For that reason, Excalibur Insurance created the Read to Ride program to help teachers encourage their students in developing a lifelong love of reading. APPLY NOWLEARN MOREWhy? Instilling a love of reading in children is one of the most powerful ways to help shape the next generation. Reading is a simple and affordable way to expand young minds, broaden their worldview, and improve their vocabulary, all wrapped up in tales of adventure, world history, and faraway lands. The Read to Ride program encourages students to complete 5 hours of reading each week, whether at school or at home. For every 5 hours of reading completed, the student will receive an entry ballot into the grand prize draw for one of two new bikes! The more each student reads, the more chances they have to win! Additionally, for every 500 hours the class collectively reads, they are awarded a pizza party. The program runs once per school year; for a 12 week period in the winter. LEARN MORE ABOUT THE READ TO RIDE MATERIALSThe Excalibur Insurance Group strongly believes in the power of reading, and we... --- ×Get a Quote Ontario Home Insurance Campaign Full Name * Phone Number * Email * Street Address * Postal Code * If you are human, leave this field blank. Submit "We contacted Excalibur after reading all the excellent reviews online. They were not wrong. We dealt with Kelsey to get a new auto insurance policy and the process was so easy and painless. Kelsey was friendly and got us a great rate. We're definitely happy we contacted Excalibur and will be recommending them in the future" By Brenda (ON, Canada) Read More ReviewsWith Quotes from over 40 of Canada’s Top Insurers How have we helped Ontario Homeowners pay less for home insurance, when on average rates have increased 20% - 40%? The quick answer is that we have access to insurance providers and markets most Ontario Insurance Brokers don’t - as well as some of the most recognizable insurers in the market. Excalibur Insurance Group Awards and Achievements --- Prizes, glory and adventure await those brave enough to quest for great coverage and great contests. Don’t forget to sign up so you don’t miss out on our next Contest Proclamation. EXCALIBUR CONTESTS Below you’ll find the latest Contest challenges our Defenders of the realm have gathered. Check back often to get all the details on new quests and contests. Available to all Ontario residents who are 18 years of age or older. ENTER TO WIN! DeWALT Combo CONTEST Available to all Ontario residents who are 18 years of age or older. * Indicates required field. Share the Contest: London Knights Flight Deck Contest First Name * Last Name * Email * Phone Number * Agreements * I am 18 years of age, a resident of Ontario, and agree to the contest Terms & Conditions. * Subscribe I want to receive the Excalibur monthly newsletter Captcha Submit If you are human, leave this field blank. PREVIOUS CONTESTS Refer a Friend Program Winners For an Excalibur client, no good deed goes unrecognized. Our Refer a Friend program ensures you feel our hearty thanks for the good tidings you share. Refer a FriendSign up for our Monthly Newsletter! Stay informed on insurance insights, contests, and customer opportunities. Newsletter Sign-up First Name * Last Name * Email * Opt-in I agree to subscribe to the Excalibur monthly newsletter. You may opt-out at anytime. Captcha Subscribe If you are human, leave this field blank. --- ×Get a Quote Ontario Home Insurance Campaign Full Name * Phone Number * Email * Street Address * Postal Code * If you are human, leave this field blank. Submit "We contacted Excalibur after reading all the excellent reviews online. They were not wrong. We dealt with Kelsey to get a new auto insurance policy and the process was so easy and painless. Kelsey was friendly and got us a great rate. We're definitely happy we contacted Excalibur and will be recommending them in the future" By Brenda (ON, Canada) Read More ReviewsWith Quotes from over 40 of Canada’s Top Insurers How have we helped Ontario Homeowners pay less for home insurance, when on average rates have increased 20% - 40%? The quick answer is that we have access to insurance providers and markets most Ontario Insurance Brokers don’t - as well as some of the most recognizable insurers in the market. Excalibur Insurance Group Awards and Achievements --- ×Get a Quote Ontario Home Insurance Campaign Full Name * Phone Number * Email * Street Address * Postal Code * If you are human, leave this field blank. Submit "We contacted Excalibur after reading all the excellent reviews online. They were not wrong. We dealt with Kelsey to get a new auto insurance policy and the process was so easy and painless. Kelsey was friendly and got us a great rate. We're definitely happy we contacted Excalibur and will be recommending them in the future" By Brenda (ON, Canada) Read More ReviewsWith Quotes from over 40 of Canada’s Top Insurers How have we helped London Homeowners pay less for home insurance, when on average rates have increased 20% - 40%? The quick answer is that we have access to insurance providers and markets most Ontario Insurance Brokers don’t - as well as some of the most recognizable insurers in the market. Excalibur Insurance Group Awards and Achievements --- ×Get a Quote Ontario Home Insurance Campaign Full Name * Phone Number * Email * Street Address * Postal Code * If you are human, leave this field blank. Submit "We contacted Excalibur after reading all the excellent reviews online. They were not wrong. We dealt with Kelsey to get a new auto insurance policy and the process was so easy and painless. Kelsey was friendly and got us a great rate. We're definitely happy we contacted Excalibur and will be recommending them in the future" By Brenda (ON, Canada) Read More ReviewsWith Quotes from over 40 of Canada’s Top Insurers How have we helped Kitchener-Waterloo Homeowners pay less for home insurance, when on average rates have increased 20% - 40%? The quick answer is that we have access to insurance providers and markets most Ontario Insurance Brokers don’t - as well as some of the most recognizable insurers in the market. Excalibur Insurance Group Awards and Achievements --- ×Get a Quote Ontario Home Insurance Campaign Full Name * Phone Number * Email * Street Address * Postal Code * If you are human, leave this field blank. Submit "We contacted Excalibur after reading all the excellent reviews online. They were not wrong. We dealt with Kelsey to get a new auto insurance policy and the process was so easy and painless. Kelsey was friendly and got us a great rate. We're definitely happy we contacted Excalibur and will be recommending them in the future" By Brenda (ON, Canada) Read More ReviewsWith Quotes from over 40 of Canada’s Top Insurers How have we helped Ontario Homeowners pay less for home insurance, when on average rates have increased 20% - 40%? The quick answer is that we have access to insurance providers and markets most Ontario Insurance Brokers don’t - as well as some of the most recognizable insurers in the market. Excalibur Insurance Group Awards and Achievements --- ×Get a Quote Ontario Home Insurance Campaign Full Name * Phone Number * Email * Street Address * Postal Code * If you are human, leave this field blank. Submit "We contacted Excalibur after reading all the excellent reviews online. They were not wrong. We dealt with Kelsey to get a new auto insurance policy and the process was so easy and painless. Kelsey was friendly and got us a great rate. We're definitely happy we contacted Excalibur and will be recommending them in the future" By Brenda (ON, Canada) Read More ReviewsWith Quotes from over 40 of Canada’s Top Insurers How have we helped Kitchener-Waterloo Homeowners pay less for home insurance, when on average rates have increased 20% - 40%? The quick answer is that we have access to insurance providers and markets most Ontario Insurance Brokers don’t - as well as some of the most recognizable insurers in the market. Excalibur Insurance Group Awards and Achievements --- ×Get a Quote Ontario Home Insurance Campaign Full Name * Phone Number * Email * Street Address * Postal Code * If you are human, leave this field blank. Submit "We contacted Excalibur after reading all the excellent reviews online. They were not wrong. We dealt with Kelsey to get a new auto insurance policy and the process was so easy and painless. Kelsey was friendly and got us a great rate. We're definitely happy we contacted Excalibur and will be recommending them in the future" By Brenda (ON, Canada) Read More ReviewsWith Quotes from over 40 of Canada’s Top Insurers How have we helped London Homeowners pay less for home insurance, when on average rates have increased 20% - 40%? The quick answer is that we have access to insurance providers and markets most Ontario Insurance Brokers don’t - as well as some of the most recognizable insurers in the market. Excalibur Insurance Group Awards and Achievements --- Product Liability Coverage On Point. Product Liability Coverage insures your manufactured product in the event that it may cause a loss. When you manufacture a product that is uninsured against liability - you leave yourself exposed as a business owner. A product use disclaimer can only take a small amount of your liability for your manufactured product. Regardless of any labels or warnings - property damage and bodily injury could result from any misuse of your product. Litigation surrounding your advertising can also be a result of mislabeling your product or promoting misinterpreted ads. Product Liability Coverage can provide protection if the use of your product causes property damage or bodily injury to a third-party. Even if you are not at fault – you may be forced to defend yourself in court, and those costs can escalate quickly. Issues with products that you manufacture can result in the following claims: An illness, sickness, or allergic reaction due to a food or beverage. A malfunctioning product which causes injury to a customer. A malfunctioning product which causes property damage. Which business are you? Can you give me a few examples of Product Liability Coverage in action? Three examples where your Product Liability Insurance coverage steps into action include: 1 You run a hair salon and sell shampoo and conditioner under your brand. A customer that purchases shampoo from you claims that your hair product has caused severe burning and tingling in their scalp. They then sue you for bodily injury. Without... --- Directors and Officers (D&O) Coverage On Point. D&O coverage protects boards of directors and officers against lawsuit expenses. This includes public, private, profit, and non-profit organizations. If you are working as an officer or director for an organization (public, private, non-profit) you can be held liable and sued personally in potential lawsuits or wrongful allegations - even if you are serving as a volunteer in a non-profit organization. This means that without D&O coverage you are exposed to paying defence costs, settlements and/or judgements. D&O Coverage is similar to professional liability in that it covers expenses that come as a result of losses or legal defense or indemnification for people serving as directors or officers for the boards of the company or organization that they represent. Directors and Officers Coverage can cover: Defense costs for current and former directors and officers, committee members and volunteers, employers, and manager/management companies. Board negligence. Breach of fiduciary duties. Breach of fiduciary duties. Which business are you? What is a D&O tail policy? A D&O tail policy is sometimes referred to as run-off coverage or closeout insurance. This covers directors and officers after they are no longer holding office if they are sued as a result of any actions that may have taken place while they were instated. Does D&O Coverage protect both past and present directors? In short, yes. D&O Coverage can cover both current and past directors and officers. As long as the company or organization continues to renew and pay for... --- Pollution Liability Coverage On Point. Pollution Liability Coverage is an overlooked, but critical coverage – especially if you are in the construction business. When you work with hazardous materials, or in an environmentally sensitive environment - chances are there is a risk of pollution. Pollution Liability Coverage protects your company for potential damages caused by the equipment or materials that you work with. Without this coverage, a minor disaster could be the beginning of the end for your business – especially when it comes to environmental restoration and other related municipal law suits. In the event that there is either a gradual or abrupt pollution event on an insured job site, your Pollution Liability Coverage can cover property damage, environmental damage, and third-party bodily injury that may result. Pollution Liability Coverage typically provides protection against claims related to: Transportation exposure when unloading or loading. Environmental damage. Environmental damage. Clean-up costs. Civil fines, penalties, or settlements. Which business are you? Can you give me a few examples of Pollution Liability Coverage in action? Three examples where your Pollution Liability Insurance coverage steps into action include: 1 You are contracted to remove mold within a building. Due to oversight, some of the mold is left behind during removal and a few years after your visit, the mold has grown and resulted in the decrease of air quality for the entire building. As a result legal action has been filed against you for both property loss and bodily injury. 2 You own a... --- Business Interruption Coverage On Point. Business Interruption Coverage is critical for most business owners, but it’s the least understood. Why do business owners need Business Interruption Coverage? Many small businesses are not insured if something happens where they need to temporarily close due to a claim – it’s not something they often think about. Temporary closures can happen due to a fire, a flood, a break-in attempt forcing companies to halt business for a few weeks, months or more while repairs are made. That period often stalls, or seriously reduces cash flow and places stress on business owners to pay bills and their employees during that period. What exactly does Business Interruption Coverage protect? Business Interruption Coverage can protect your business from income loss or a drop in cash flow due to an insured disaster, damages, or destruction of your business’ physical location. This could be something such as a heavy hailstorm that destroyed your roof, a break-in attempt where your equipment was stolen and supplies were damaged, or a fire that has made your building unsafe to enter. The majority of commercial insurance providers offer some form of Business Interruption Coverage. This coverage can offer compensation for your revenue until your business can reopen to full capacity. It will offer revenue compensation of the same average amount you generated prior to the loss – and it will helps in retaining your people while they cannot produce. Which business are you? How is the cost of Business Interruption determined? The... --- Commercial General Liability Insurance On Point. General Liability Insurance (CGL) is the most basic form of protection that a business owners needs. CGL is the first type of coverage a business owner needs for one reason – it protects you against the actions of others. CGL coverage protects your business against third-party liability claims – and due to the increasingly disarming level of lawsuits – without this coverage, court costs alone could create severe damage to an established business’ Commercial liability lawsuits can result from claims of property damage, bodily injury, and even advertising liability. Bodily injury could range anywhere from a fall to severe burns. Property damage could result from an incident where a service employee causes a fire in a client’s home. Finally, advertising litigation may result from misinformation or an error in an ad you produced - that causes reputational harm to a their client or competitor. Commercial General Liability Coverage typically provides protection against claims related to: Product Liability Product Damage Bodily Injury Reputational Liability Which business are you? Is it required by law to have Commercial General Liability Coverage? For the most part, Commercial General Liability Insurance is not required by law, but in many provinces certain industries may be required to carry a CGL policy. Sometimes landlords and clients may request proof of insurance as well, regardless of your industry. Can you give me a few examples of CGL Coverage in action? In the event your business should be faced with a claim for... --- Commercial Property Coverage On Point. Commercial Property Coverage protects your business premises against losses due to theft, fire, vandalism, falling objects, and other 'named perils'. Without Commercial Property Coverage, most business owners in Ontario would have difficulty bouncing back from a significant loss in terms of replacing their building, equipment and inventory, furniture, appliances, and other physical assets. Commercial Property Coverage is almost always customized to fit the specific requirements of your business. Commercial Property Coverage can look very different depending on the options you purchase, but typical it offers protection for losses or damages due to: Commercial Property Coverage often insures a variety of physical items, including the following: Inventory, supplies & equipment. Office furniture & fixtures. Employee’s personal property while on-site. Tools & equipment, even while in-transit or off-site (for commercial use). Lighting, windows, fencing, landscaping, & signs. Technology such as any computers & other electronics. Customer’s personal property while on-site. Which business are you? Are there any Commercial Property Coverage extensions available? Your risk exposure as a business, your comfort level and the cost of various coverage options are essentially the three variables that need to be properly balanced. Once you’ve got all the relevant information and facts - you simply need to decide which path is best for you. Something you’ve likely been doing as a business for years. How is the cost of Commercial Property Coverage determined? The cost of Commercial Property Coverage is determined by variables including: 1 The materials used in the construction... --- Our Monthly Newsletters are Designed to Keep You Informed Sign up for our monthly newsletters by filling out the form below and stay up to date on our latest blogs, current events, and community news! Subscribe To Our Newsletter Newsletter Sign-up First Name * Last Name * Email * Opt-in I agree to subscribe to the Excalibur monthly newsletter. You may opt-out at anytime. Captcha Subscribe If you are human, leave this field blank. Check Out Our Latest Blog Postings Read More Blogs --- Did Your Auto or Home Policy Premium Increase? We Can Help! Let us fight the 'Lower My Rate! ' battle for you. Request a quote in advance of your policy renewal by completing and submitting the form below. Requote Request Form First Name * * Last Name * * Email * Phone Number * Policy Renewal Date JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember 2022202320242025 Policy Type: * Auto Home If you are human, leave this field blank. Get a Quote Apple StoreGoogle PlayLearn More About Our AppApple StoreGoogle PlayMonitor & Make Changes to Your Account Anywhere. Instantly access your pink liability cards. View policies via your mobile device. Request changes, check claims & more. Get your policy renewal digitally. Learn More --- Business Insurance Get a Quote Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. --- Business Insurance Ontario Business Leaders need partners who think Two-Steps Ahead ×Get a Quote Commercial Insurance Form First Name: * Last Name: * Position Title: * Email Address: * Phone Number: * Business Name: * Policy Renewal Date (if Applicable): Business Type: * Business TypeReal Estate DeveloperRetail EnterpriseContractorManufacturingGarage Repair ShopProfessional ServicesMedical ServicesLawyers & Law FirmsFleet & Commercial AutoWholesaler / DistributorLandlord / Rented DwellingsFood & BeverageOther Business Type: Message * Captcha Submit If you are human, leave this field blank. Every business owner needs an insurance broker who leaves nothing to chance, wants to save you money - and is willing to share the unvarnished truth. Which business are you? Our Business Defender Program will save you on the front end - or the back end. We came to the conclusion years ago that blind-spots are a lot more costly than flippantly shaving a few dollars off the bottom line. For business owners paying premiums less than, or more than 10k per year - our ‘business defender mindset’ has your back from the moment we meet. The only difference is the depth of the dive. We Make Your Business More Appealing to Insurers. 1. We review common insurer pain points. 2. We leverage our risk prevention expertise. 3. We strategically package your submission for a quote. Schedule a ConsultationYou Evaluate Your Options Your risk exposure as a business, your comfort level and the cost of various coverage options are essentially the three variables that need to be properly balanced. Once you’ve... --- Position Available! Position Available! Commercial Lines Account Manager EXCALIBUR INSURANCE GROUP - FLEXIBLE WORK ENVIRONMENT (HOME OR OFFICE) Commercial Lines Account Manager EXCALIBUR INSURANCE GROUP - FLEXIBLE WORK ENVIRONMENT (HOME OR OFFICE) Do we share the same mindset? You believe ‘average isn’t good enough’, you’re already speaking our language. You love learning, thinking two-steps ahead - and getting $#%! done. You’d rather help existing customers, than sell to new ones. Our team exists for one reason To champion the success of others. Our team exists for one reason To champion the success of others. High Level of Details & Numbers... High Level of Details & Numbers... This is a flexible home or office-based position in Ontario and requires a committed full-time individual with 2 years Commercial Insurance experience, who currently holds a Registered Insurance Brokers of Ontario (RIBO) License. The annual salary offering for this position is up to $70,000 - with a proven ability to earn an additional $5,000 in sales commissions per year, depending on your experience and desire to cross-sell. This position also includes an annual bonus, benefits, and group RRSP. Specialized Skills That Come Naturally... Assisting with new & existing business submissions. --- Business Policy Change Request Back to Customer PortalComplete and submit you policy change request information and one of our Excalibur Defenders will process your request and contact you directly. Business Policy Change Request Form Business Policy Change Request Form Full Name * Email * Phone Number* * Policy Number (Optional) Effective Date of Change* * Item to Add to Policy Item to Delete from Policy Describe Policy Change Required * If you are human, leave this field blank. Submit Policy Change Request Apple StoreGoogle PlayLearn More About Our AppApple StoreGoogle PlayMonitor & Make Changes to Your Account Anywhere. Instantly access your pink liability cards. View policies via your mobile device. Request changes, check claims & more. Get your policy renewal digitally. Learn More --- Farm Policy Change Request Back to Customer PortalComplete and submit you policy change request information and one of our Excalibur Defenders will process your request and contact you directly. Farm Policy Change Request Form Business Policy Change Request Form Full Name * Email * Phone Number* * Policy Number (Optional) Effective Date of Change* * Item to Add to Policy Item to Delete from Policy Describe Policy Change Required * If you are human, leave this field blank. Submit Policy Change Request Apple StoreGoogle PlayLearn More About Our AppApple StoreGoogle PlayMonitor & Make Changes to Your Account Anywhere. Instantly access your pink liability cards. View policies via your mobile device. Request changes, check claims & more. Get your policy renewal digitally. Learn More --- Position Available! Position Available! Receptionist / Director of First Impressions EXCALIBUR INSURANCE GROUP - (MITCHELL, ON) Receptionist / Director of First Impressions EXCALIBUR INSURANCE GROUP - (MITCHELL, ON) Do we share the same mindset? You believe you only get one chance to make a first impression. You love being organized, and making someone’s day. You’d lend a helping hand in a heartbeat. Our team exists for one reason To champion the success of others. Our team exists for one reason To champion the success of others. High Level of Details & Numbers... High Level of Details & Numbers... As the first point of contact at Excalibur Insurance, you will be responsible for answering phones, greeting walk-in clients, and assisting our brokers with their administrative needs. This position requires someone with a professional demeanor, as well as strong communication skills, computer skills, and typing skills. The ideal candidate will also have a passion for helping others get what they need. The hourly rate for this position ranges from $22 to $24(depending on experience and ability). Plus bonus, benefits, and group RRSP. Specialized Skills That Come Naturally... Highly organized, and eats 'to do lists' for breakfast. An ease with computers and technology. A ‘have your back’ mindset. Key Workplace Benefits... Highly competitive salary. Industry leading benefits. A fun and authentic family of co-workers. Still Nodding Your Head? We’d Love to Hear From You... 1. Complete the form with attachments as requested in bullet #2 below. 2. Send us a brief letter telling... --- Position Available! Position Available! Insurance Sales Broker EXCALIBUR INSURANCE GROUP - FLEXIBLE WORK ENVIRONMENT (HOME OR OFFICE) Insurance Sales Broker EXCALIBUR INSURANCE GROUP - FLEXIBLE WORK ENVIRONMENT (HOME OR OFFICE) Do we share the same mindset? You believe the best leaders make it easy to excel. You love a system that accelerates your ability to win. You believe urgency is fundamental to the growth of your bottom line. Our team exists for one reason To champion the success of others. Our team exists for one reason To champion the success of others. High Level of Details & Numbers... High Level of Details & Numbers... This is a flexible home or office-based position in Ontario, and is focused on quoting and closing people who are already interested in buying home and auto insurance. We provide the pathway and 150 to 200 insurance policy leads per month. The ideal candidate will have a winning track record in previous sales, and be thoroughly comfortable gathering information, delivering quotes and closing the sale by phone, digital and video-based platforms. If you already have your Registered Insurance Brokers of Ontario (RIBO) License it’s a definite asset and will be given preference - but it isn’t necessarily a non-starter. It simply means you can reach your true earning potential that much faster. The annual salary offering for this position is up to $55,000 - with a proven ability to earn an additional $50,000 in sales commissions per year, plus benefits, and group RRSP. Policy renewal commissions... --- We start with one simple question... Are WE the right fit for you? I already know we’re a great fit - take me directly to your job openings. Current Job OpeningsWe start with one simple question... Are WE the right fit for you? I already know we’re a great fit - take me directly to your job openings. Current Job OpeningsWhy work for Excalibur Insurance? Most companies hiring will tell you what amazing benefits they have (we’ve got em), that they’ve been in business for 2000 years (like that should mean something to you) – and that they only hire ‘A’ level talent (as if you should be so lucky to make the cut). Our team exists for one reason – tochampion people. We're pretty much a 'make your day smile' kind of team. As an organization we help kids to further their life-long love of reading through our Read to Ride program. We also give support to events and organizations in our local communities. And we love to go above and beyond to recognize frontline heroes and veterans with our Defender of Honour Program. While doing all that we’ve also managed to create one of the top performing insurance brokerages in Ontario with a dedicated team helping customers protect what matters most. And as hard as we work for our clients – we also love making time for team outings! Current Job OpeningsExplore our open roles for working remote, from the office or a little of both. Farm &... --- Position Available! Position Available! Insurance Broker Personal Lines EXCALIBUR INSURANCE GROUP - FLEXIBLE WORK ENVIRONMENT (HOME OR OFFICE) Insurance Broker Personal Lines EXCALIBUR INSURANCE GROUP - FLEXIBLE WORK ENVIRONMENT (HOME OR OFFICE) Do we share the same mindset? You believe ‘average isn’t good enough’, you’re already speaking our language. You love learning, thinking two-steps ahead - and getting $#%! done. You’d rather help existing customers, than sell to new ones. Our team exists for one reason To champion the success of others. Our team exists for one reason To champion the success of others. High Level of Details & Numbers... High Level of Details & Numbers... This is a flexible home or office-based position in Ontario and requires a committed full-time individual who currently holds a Registered Insurance Brokers of Ontario (RIBO) License, or has insurance background or knowledge. (If you have an interest in getting your RIBO License, that might be something we would help with. ) The annual salary offering for this position is up to $60,000 (with the ability to earn $10,000 in sales commission per year) plus bonus, benefits, and group RRSP - depending on your experience and desire to learn. Our bonus structure and benefits package are top shelf. Specialized Skills That Come Naturally... Highly organized, and eats 'to do lists' for breakfast. Noteworthy relationship and client service skills. A ‘have your back’ mindset. Key Workplace Benefits... Highly competitive salary. Industry leading benefits. Leadership is focused on personal, and team growth. Innovative culture & workplace.... --- Ontario Recreational Vehicle Insurance Recreational Vehicle Insurance in Ontario Shopping for Recreational Vehicle Insurance in Ontario has never been easier! With more than 120 years of combined experience, Excalibur Insurance Group has been providing Recreational Insurance in Mitchell, Wingham, Clinton, Zurich, Mississauga, London, Kitchener, Owen Sound, Cambridge, Kingston, Oshawa, Guelph, Oakville, Burlington, Peterborough, Hamilton, Waterloo and the surrounding areas of Huron and Perth Counties, Ontario, Canada. Enjoy your free time, worry free. Let Excalibur Insurance Group advise you on the requirements and best insurance options for your recreational vehicles. ×Recreational Vehicle Recreational Vehicle Contact Name * Phone * Email * Message reCAPTCHA If you are human, leave this field blank. CloseGET YOUR QUOTE Types of Recretional Vehicles Include: Motorhome Insurance. Fifth-wheel Trailers. Travel Trailers Park Model Trailer Insurance Truck Campers Motorcycle Insurance Snowmobile Insurance Watercraft and Sailboat Insurance Our Professional Insurance Experts are dedicated to helping you find the best coverage for your watercraft insurance needs. GET YOUR QUOTE --- FREE Protection Check-Up with every quote & renewal. LEARN MORE --- Get an Insurance QuoteAuto Insurance QuoteHome Insurance QuoteLet us do the work Get a quote Name * Phone * Email * Message reCAPTCHA If you are human, leave this field blank. --- Excalibur Insurance launches ‘The Good Knight’ to help people stay ‘two-steps ahead’. As an extension of the Excalibur Insurance experience - ‘The Good Knight’ is fully invested in finding a better way forward, inspiring action, and creating smiles. She represents a true reflection of our mindset as a team. Whether it’s a community-driven or insurance-focused initiative - we want to be the catalyst that champions people’s success. Read some of our ‘helping people stay two-steps ahead stories’ Read some of our ‘helping people stay two-steps ahead stories’ How we've helped“We felt it was time to raise the bar and take our story to the next level in the minds and hearts of our customers, as well as the communities we serve. ‘The Good Knight’s’ attributes are anchored in our long standing ‘have-your-back’ commitment as a company. ” JEFF ROY CEO / President How does The Good Knight reflect Excalibur’s team values? As a company, the Excalibur Insurance team does whatever it can to champion people and give them a reason to smile. That ‘have your back’ mindset also extends beyond insurance, and is the driving force behind our commitment to help organizations and children and teens within our extended community achieve success. Fundamentally, our culture is defined by the following 5 values or non-negotiables: Watch our Video “We Believe” Watch our “Good Knight Video” Why a female Knight? When we took an inside look at ourselves as a company and team, we realized that our people define our story. The... --- A Good Knight’s Sleep for Busy Parents Most moms and dads we know have one thought in their heads when they open their eyes in the morning - "help me get through the day". As part of The Good Knight Approach, we’re proud to say, we've taken the time to turn the insurance journey for parents into appreciative smiles. 2 WAYS TO PROTECT YOUR FAMILY BUDGET Compare Auto Rates Get a Quote Get Optiom® Learn MoreNeed us to tackle your insurance until someone says 'Uncle'? Get a Quote×Get a Quote City Page - get a quote First Name * Last Name * Email * Phone * Message If you are human, leave this field blank. Submit Thinking 2 steps ahead - Just like Mom. We review your rates every year - automatically Protection Check-up We deliver supper. Pizza ReferralThinking 2 steps ahead - Just like Mom. We review your rates every year - automatically Protection Check-up We deliver supper. Pizza ReferralYour family’s biggest investment deserves a ‘have your back’ defender. Get a Home Insurance Quote6 Best Practices in a Fender Bender Read BlogInsurance Advice for First Time Home Buyers Read BlogCreate a Family Fire Plan Read BlogBusy Parents in Ontario Love Excalibur’s Rate Reducer Read Blog --- Thank you for contacting Excalibur Insurance Group. To find out how we're working to better take care of your insurance needs, check out our We Believe video or explore Excalibur University below. Read our Reviews var sa_interval = 5000;function saLoadScript(src) { var js = window. document. createElement('script'); js. src = src; js. type = 'text/javascript'; document. getElementsByTagName("head"). appendChild(js); } if (typeof(shopper_first) == 'undefined') saLoadScript('//www. shopperapproved. com/widgets/testimonial/3. 0/25382. js'); shopper_first = true; Watch our Video "We Believe" A database of knowledge to simplify insurance and make learning easy. Check it OutWhat is an Umbrella Policy, and why is it important? An umbrella policy is personal insurance that protects existing and future assets against the cost of losing a lawsuit relating to a car accident, or an accident on your property. If you were sued and lost, a judge could have your wages garnished or take personal assets to pay the winning party for costs such as ongoing medical expenses and lost wages - which can quickly become very expensive. Umbrella insurance helps limit your potential exposure in a court of law. Refer a friend & Win! Tell a friend about Excalibur Insurance Protection and receive a special thank you gift from us. PLUS - be entered for a CHANCE TO WIN AWESOME PRIZES like Pizza, Cash & Big Screen TV’s Learn MoreRefer a friend & Win! Tell a friend about Excalibur Insurance Protection and receive a special thank you gift from us. PLUS - be entered for a CHANCE TO WIN... --- Thank you for contacting Excalibur Insurance Group. To find out how we're working to better take care of your insurance needs, check out our We Believe video or explore Excalibur University below. Read our Reviews var sa_interval = 5000;function saLoadScript(src) { var js = window. document. createElement('script'); js. src = src; js. type = 'text/javascript'; document. getElementsByTagName("head"). appendChild(js); } if (typeof(shopper_first) == 'undefined') saLoadScript('//www. shopperapproved. com/widgets/testimonial/3. 0/25382. js'); shopper_first = true; Watch our Video "We Believe" A database of knowledge to simplify insurance and make learning easy. Check it OutWhat is an Umbrella Policy, and why is it important? An umbrella policy is personal insurance that protects existing and future assets against the cost of losing a lawsuit relating to a car accident, or an accident on your property. If you were sued and lost, a judge could have your wages garnished or take personal assets to pay the winning party for costs such as ongoing medical expenses and lost wages - which can quickly become very expensive. Umbrella insurance helps limit your potential exposure in a court of law. Refer a friend & Win! Tell a friend about Excalibur Insurance Protection and receive a special thank you gift from us. PLUS - be entered for a CHANCE TO WIN AWESOME PRIZES like Pizza, Cash & Big Screen TV’s Learn MoreRefer a friend & Win! Tell a friend about Excalibur Insurance Protection and receive a special thank you gift from us. PLUS - be entered for a CHANCE TO WIN... --- Thank you for contacting Excalibur Insurance Group. To find out how we're working to better take care of your insurance needs, check out our We Believe video or explore Excalibur University below. Read our Reviews var sa_interval = 5000;function saLoadScript(src) { var js = window. document. createElement('script'); js. src = src; js. type = 'text/javascript'; document. getElementsByTagName("head"). appendChild(js); } if (typeof(shopper_first) == 'undefined') saLoadScript('//www. shopperapproved. com/widgets/testimonial/3. 0/25382. js'); shopper_first = true; Watch our Video "We Believe" A database of knowledge to simplify insurance and make learning easy. Check it OutWhat is an Umbrella Policy, and why is it important? An umbrella policy is personal insurance that protects existing and future assets against the cost of losing a lawsuit relating to a car accident, or an accident on your property. If you were sued and lost, a judge could have your wages garnished or take personal assets to pay the winning party for costs such as ongoing medical expenses and lost wages - which can quickly become very expensive. Umbrella insurance helps limit your potential exposure in a court of law. Refer a friend & Win! Tell a friend about Excalibur Insurance Protection and receive a special thank you gift from us. PLUS - be entered for a CHANCE TO WIN AWESOME PRIZES like Pizza, Cash & Big Screen TV’s Learn MoreRefer a friend & Win! Tell a friend about Excalibur Insurance Protection and receive a special thank you gift from us. PLUS - be entered for a CHANCE TO WIN... --- Thank you for contacting us. Thank you Our team of experts are now shopping to find the best coverage for you. We look forward to speaking with you soon. --- Thank you for contacting us. Thank you Our team of experts are now shopping to find the best coverage for you. We look forward to speaking with you soon. --- Thank you for contacting us. Thank you Our team of experts are now shopping to find the best coverage for you. We look forward to speaking with you soon. --- Thank you for contacting us. Thank you Our team of experts are now shopping to find the best coverage for you. We look forward to speaking with you soon. --- Thank you for contacting us. Thank you Our team of experts are now shopping to find the best coverage for you. We look forward to speaking with you soon. --- Thank you for contacting us. Our team of experts are now shopping to find the best coverage for you. We look forward to speaking with you soon. --- Discover Ontario’s Lowest Insurance Rateswith your Trusted BrokerJosh ensures your assets are protected. He leaves no stone unturned when finding you the best insurance. Email Josh(905) 440-7510Book an Appointment with JoshWhether you’re looking for the best Auto and Home Insurance rates in Ontario, or have questions about insuring your new travel trailer – Josh has the expertise to assess your risk and offer you customized advice and insurance. We believe you deserve more than one option when it comes to your insurance, which is why we work with over 40 of Canada’s Top Insurers to ensure you have coverage choices. Josh Mall Registered Insurance Broker Whether you’re looking for the best Auto and Home Insurance rates in Ontario, or have questions about insuring your new travel trailer – Josh has the expertise to assess your risk and offer you customized advice and insurance. We believe you deserve more than one option when it comes to your insurance, which is why we work with over 40 of Canada’s Top Insurers to ensure you have coverage choices. Email Josh(905) 440-7510Book an Appointment with JoshWe’ll flip the couch cushions,leverage technology, and ask any question we can think of to give you an edge. Then we translate insurance mumbo jumbo, so that you understand your options and get exactly the coverage you need. Josh is ready to do the heavy lifting. Contact him today. Josh is ready to do the heavy lifting. Contact him today. Or, if you prefer doing the work yourself Get... --- Prizes, glory and adventure await those brave enough to quest for great coverage and great contests. Don’t forget to sign up so you don’t miss out on our next Contest Proclamation. EXCALIBUR CONTESTS Below you’ll find the latest Contest challenges our Defenders of the realm have gathered. Check back often to get all the details on new quests and contests. Available to all Ontario residents who are 18 years of age or older. ENTER TO WIN! The Wild DayExperienceYou will receive: • 4 Tickets for The African Lion Safari; • $100 VISA Gift card You will receive: • 4 Tickets for The African Lion Safari; • $100 VISA Gift card You can colour any of our three Excalibur Wild Day colouring sheets. Download them below or pick them up at our Excalibur Insurance Locations. Complete the entry form found on the colouring sheet. Submit your completed colouring sheet by using the form below, dropping it off at one of our office locations, or mailing it to our head office in Clinton, ON. Find Our LocationsSubmit your child’s entry before 11:59 p. m. on July 31, 2025. The winner will be announced the following week. Wild Day Colouring Contest Rules: The Wild Day Colouring Contest is open to children aged 13 years or younger at the time of entry. All entries must be submitted by a parent or legal guardian who is 18 years of age or older. Entries can be submitted by using the form below, dropping it off at... --- Customer Account Explainer Videos How to Create a New Customer Account Adding a Liability Slip to Your Smartphone Wallet How to Manage Your Drivers, Vehicles and Locations How to Report a Claim How to View Your Renewal Instantly Update & View Policy Details by Activating Your Customer Account Customer LoginCreate Your Account --- Mobile App Explainer Videos How to Submit a Claim on the Mobile App Adding a Liability Slip to Your Smartphone Wallet How to Manage Your Drivers Using the Mobile App How to View Your Renewal on the Mobile App Download the App --- Excalibur Insurance Makes the Move to Paperless. Excalibur Insurance Makes the Move to Paperless. Go PAPERLESS by activating your Desktop Customer Account or download our Mobile App using your smartphone. Let Us Set Up Your AccountLearn More About Customer AccountLearn More About Mobile AppGo PAPERLESS by activating your Desktop Customer Account or download our Mobile App using your smartphone. Let Us Set Up Your AccountLearn More About Customer AccountLearn More About Mobile App×Sign up for your customer account Customer Account Sign-up First Name * Last Name * Phone * Email * If you are human, leave this field blank. Submit CloseAccess Your Policy Information Online. Put an end to the mountians of paper you get in the mail. Nothing gets delayed or slips through the cracks. 24/7 access to your insurance information; View policies online and on your desktop or tablet; Request policy changes; Print your own insurance forms; and Check claim status. ACTIVATE YOUR CUSTOMER ACCOUNT NOWGo paperless. Download our Mobile App on your Smartphone. Learn MoreMonitor & Make Changes to Your Account Anywhere. Instantly access your pink liability cards. View policies via your mobile device. Request changes, check claims & more. Get your policy renewal digitally. --- Instantly Update & View Policy Details by Activating Your Customer Account Customer LoginCreate Account on Your Own with Policy#Let Us Create Account & Email Password×Create Customer Account Customer Account Sign-up First Name * Last Name * Phone * Email * If you are human, leave this field blank. Submit CloseInstantly Update & View Policy Details by Activating Your Customer Account Access Your Policy Information Online. 24/7 access to your insurance information; View policies online and on your desktop or tablet; Request policy changes; Print your own insurance forms; and Check claim status. Access Your Policy Information Online. 24/7 access to your insurance information; View policies online and on your desktop or tablet; Request policy changes; Print your own insurance forms; and Check claim status. Customer Account Explainer Videos Adding a Liability Slip to Your Smartphone Wallet How to Manage Your Drivers, Vehicles and Locations How to Report a Claim View All VideosLearn MoreMonitor & Make Changes to Your Account Anywhere. Instantly access your pink liability cards. View policies via your mobile device. Request changes, check claims & more. Get your policy renewal digitally. Learn MoreMonitor & Make Changes to Your Account Anywhere. Instantly access your pink liability cards. View policies via your mobile device. Request changes, check claims & more. Call us for your username & password. Get your policy renewal digitally. × Set-up Your Customer Account Complete and submit form and we will send you login credentials for your Customer Account. Mobile Dashboard Form Full Name * Phone Number... --- --- ## Posts Win 4 Tickets to Canada's Wonderland As the trees start to bloom, so do our summer plans — and we've got an idea to kick off your sunny season: how about a trip to Canada's Wonderland? We’re giving away FOUR tickets to Canada’s Wonderland, so you and your crew can spend a day riding roller coasters, making memories, and soaking up the summer fun! For your chance to win — and for full contest details — visit our Facebook or Instagram page. Farmland Prices in Ontario When you think of farmland in Ontario, you might envision the golden rows of corn in Huron County, the rolling soil in Oxford, or the emerging frontier of Grey and Bruce Counties. What you might not know is that between 1985 and 2009, farmland values in Ontario grew by about 4. 9% annually — but since 2010, that growth rate has more than doubled to 11. 25% annually! In March, our CEO, Jeff Roy, had the opportunity to attend a seminar led by Ryan Parker, a well-respected voice in Ontario land valuation. Jeff wrote a blog about what he learned from Ryan and others in the room, who painted a compelling picture of where we’ve been, where we are, and where Ontario’s farmland market is headed. You can read the blog here. The Defender Difference Program At Excalibur Insurance, we believe that making an impact goes beyond just protecting our clients—it’s about giving back to the communities and causes that matter to our team.... --- Win 2 Tickets to Annie at the Stratford Festival “You're Never Fully Dressed Without a Smile" The sun'll come out... at the Stratford Festival Theatre—and you could be there to see it shine! We're giving away TWO tickets to the heartwarming musical Annie, live on stage, on Saturday, June 14, at 2:00 p. m. Don't miss your chance to experience this Broadway classic, full of unforgettable songs, big laughs, and even bigger heart! To enter and for full contest details, visit our Facebook or Instagram page. Financial Focus: Building an Emergency Savings Fund Welcome back to Financial Focus with Chris Burton! A segment in our monthly newsletter that features posts discussing financial planning, budgeting, tips for finding a good mortgage rate, managing debt, purchasing life insurance, investing in critical illness insurance, and more. This month, we focus on "Building an Emergency Savings Fund. " With the current economic uncertainty, there has never been a better time to recession-proof your finances – and having an Emergency Savings Fund is a great place to start. According to the Angus Reid Institute, half of Canadians under 55 fear potential job loss if a recession occurs, with the majority saying they have little financial cushion to survive economic turmoil. The study also revealed that 60% of Canadians say they could not afford an unexpected expense of over $1,000. In this blog , learn how to build an emergency fund, how much money you need, and the best place to keep it. Do you have... --- Ice Damming Prevention Tips After several heavy snowfalls (and now above-zero temperatures! ) in Ontario, it's crucial to stay ahead of potential winter hazards. Excess snow and ice buildup can cause roof collapses, water damage, and dangerous conditions, but a few proactive steps can help keep your home safe. Inspect Your Roof: Watch for heavy snow accumulation, sagging, or unusual creaking sounds. Clear Snow Safely: Use a roof rake or hire a professional to remove snow before it causes structural damage. Check for Ice Dams: Icicles along your eaves can signal poor insulation or potential water blockages in your eavestrough. Clear excess snow before ice dams form. Monitor Your Property: Overloaded gutters, downspouts, and windows can suffer under the weight of snow. Clearing buildup can help prevent costly damage. Keep Pathways Safe: Shovel driveways and sidewalks early and often to prevent slips and falls. Read our blog for more tips on how to prevent ice damming this winter. Win 2 Tickets to the London Knights' Final Home Game! Don't miss your chance to cheer on the London Knights as they take on the Windsor Spitfires in their last home game of the regular season! The action hits the ice on Friday, March 21st, at 7:00 p. m. at Canada Life Place—and you could be there! Time is running out to enter, so head over to our Facebook or Instagram for all the details. Excalibur Team Meeting Earlier this month, we hosted our annual Excalibur Team Meeting at The Bruce Hotel... --- Win 10 Tickets to the London Knights Game on Family Day 2025 marks our 10th season as a proud sponsor of the OHL's London Knights! To celebrate, we are giving one lucky winner VIP access to the YXU Flight Deck at Canada Life Place for the London Knights vs Flint Firebirds game on Family Day, Monday, February 17! You can enter DAILY through Sunday, January 26, by visiting our contest page here. Will Insurance Cover This? Blog Series Ah, the age-old question - will insurance cover this? It will come as no surprise to many that insurance generally only covers unexpected and accidental losses. But there are some grey areas, which is why we started our "Will Insurance Cover This? " blog series. We already have several posts up to answer your burning questions, but you can also expect to see new posts monthly throughout 2025. Referral Program Winners of 2024 Did you know? Every time you refer a friend to Excalibur Insurance and they get a quote, you receive a $20 Tim Hortons gift card. PLUS, you're entered in our monthly draw for $100 AND our annual draw for a $2,500 grand prize. In 2024, we had over 300 referrals to our brokerage, and we genuinely appreciate the trust our clients have in our team. The monthly $100 referral program winners for 2024 were: January – Young-Hee Hong February – Denesh Beharry March – Yakov Dobrishman April – Amelia Nardo May – Dominik Karczewski June – Jeff Sawyer July... --- Win 2 Tickets: Knights vs Sting on Dec 31 Any plans for New Year’s Eve? Enter to win 2 tickets to watch the London Knights play the Sarnia Sting on Tuesday, December 31, at 4:00 p. m. at Canada Life Place (formerly Budweiser Gardens). Don't miss your chance, check out our Facebook or Instagram page for full details. Wishing You a Happy Holiday Season! Best wishes for a joyful holiday season and a Happy New Year! May your holidays be filled with warmth, laughter, and cherished moments with those you hold dear. Thank you for being part of our journey—cheers to an incredible year ahead! As part of the Excalibur Insurance family, we want to remind you that we’re always a quick phone call or email away. During the holiday season, we will have revised hours to give our team time to be with their families. Should you ever have a claims emergency while our office is closed, you can reach our 24/7 Emergency Help Centre by calling our office at 1-888-298-7343 and following the prompts to be connected to a live advisor. Wishing you all a new year that is peaceful, healthy, and filled with family and friends. Holiday Hours Friday, December 20 - Closing at 3 p. m. Monday, December 23 - Open 9 a. m. to 5 p. m. Tuesday, December 24 - Closing at 3 p. m. Wednesday, December 25 - Office Closed Thursday, December 26 - Office Closed Friday, December 27 - Open 9 a.... --- Most Stolen Vehicles of 2024 Following a record-breaking year of vehicle theft across Canada in 2023, earlier this year, the Canadian Government began cracking down on the lucrative but under-persecuted crime. While action plans are in place now, and auto theft is starting to decline, vehicle theft remains a major problem in Canada, particularly in the province of Ontario, which reported spending over $1. 6 billion to cover the cost of auto theft in 2023. In this blog, we reveal the 10 Most Stolen Vehicles in Canada and Ontario according to new reports. Win 2 Tickets: Elf in Concert at Toronto Symphony Orchestra The best way to spread Christmas cheer is singing loud for all to hear - Buddy the Elf That's why we are giving away 2 TICKETS to the Toronto Symphony Orchestra performance of Elf in Concert on Saturday, December 7, at 2:00 p. m. at the Roy Thomson Hall! To enter and for full contest details, visit our Facebook or Instagram page! Canada Post Strike: Excalibur's Mailing Procedures Canada Post workers are currently on strike, impacting postal mail delivery. Please Note: If you are expecting policy renewal documents, payment schedules, or liability slips, they will be emailed to you instead. If you need to update the email address that we have on file for you, please contact our office at 1-888-298-7343. For a more seamless experience, you can access your policy documents, payment schedule, and liability slips through the Excalibur mobile dashboard app on your phone. Download... --- Breathalyzer Tests Now Mandatory in All GTA Traffic Stops Impaired driving charges in Ontario have increased almost 30 percent over the last five years, with 11,000 charges in 2023 compared to more than 8,000 in 2019. Collisions have also increased significantly by almost 50 percent. In May, the Ontario Provincial Police (OPP) began a pilot project in the Greater Toronto Area (GTA) that requires drivers to provide a breath sample whenever they are pulled over by the OPP, regardless of whether there is any suspicion of alcohol consumption. This is a new effort to improve road safety and tackle the rise in impaired driving across the GTA. You can learn more about this change in our latest blog. Win 2 Tickets to a London Knights Game It's our 10th year as a proud sponsor of the OHL's London Knights! To celebrate, we are giving away 2 TICKETS to watch the London Knights face Midwest Division rival the Owen Sound Attack on Friday, November 22 at 7:00 p. m. at Canada Life Place (formerly Budweiser Gardens). To enter and for full contest details, visit our Facebook or Instagram page! Nominate a Defender of Honour Our Defender of Honour Program is back for a 10th year! We are thrilled to partner with the OHL’s London Knights to share our appreciation for veterans and frontline workers who have served our country. Returning for the 2024/25 season, this program recognizes those who bravely serve and protect our community year after year. If you know... --- Insurance for Engagement & Wedding Rings Reports suggest that 68% of burglars look for jewellery when robbing a home. While most homeowners assume that jewellery will be covered up to the limit of their policy, many home policies only cover jewellery up to a certain sub-limit. If something happens to your jewellery, especially sentimental items like engagement or wedding rings, you probably want to be able to replace them. The right insurance can replace your fine jewellery and watches if they are stolen, lost, or misplaced. In this blog, we explain how to purchase coverage for your jewellery and break down how much it will cost. Win 2 Tickets to Jordan Davis We are giving away 2 TICKETS to Jordan Davis: Damn Good Time World Tour on Wednesday, October 2 at 7:00 p. m. at Budweiser Gardens! To enter and for full contest details, visit our Facebook, Twitter (X), or Instagram page! Welcome to the Team, Kyle and Brenda! We want to introduce the two newest members of our team: Kyle Skinner and Brenda Jamieson! Kyle and his wife, Jordan, recently welcomed their first child, Oliver, to their family. Before joining the insurance industry, Kyle worked in the golf business. He started working for a direct-writer insurance company in 2017, selling home, auto, commercial, and farm insurance before becoming a Financial Advisor specializing in life insurance and investments. Kyle holds a Professional Financial Advisor designation, a Registered Insurance Broker of Ontario license, and has a Chartered Insurance Professional designation in... --- Win 2 Tickets to Vance Joy We are giving away 2 TICKETS to Vance Joy's 'Dream Your Life Away' 10th Anniversary Show on Tuesday, September 24, at 7:00 p. m. at Scotiabank Arena! To enter and for full contest details, visit our Facebook, Twitter, or Instagram page! How Auto Theft Impacts Insurance Premiums We have reached a crisis when it comes to automobile theft. In 2022, more than 100,000 vehicles were stolen across Canada and auto theft claims surpassed $1 billion for the first time. In our blog "From Parking Lot to Policy: How Auto Theft is Impacting Premiums," we discuss the measures insurance companies are taking to combat this growing issue and what it means for your policy premiums. Welcome to the Team, Jodie Peper! We want to introduce the newest member of our team: Jodie Peper! Jodie joined our team after working as an insurance agent for a direct writer. She will be working in our Clinton office as a Personal Lines Account Manager, helping clients with policy changes, renewals, and new lines of business. We’re thrilled to have you join our team, Jodie! We Are Hiring: Insurance Sales Broker Join the Excalibur Insurance team as an Insurance Sales Broker! This is a flexible home or office-based position in Ontario that involves quoting and closing home and auto insurance sales. We provide you with approximately 200 leads per month. Ideal candidates will have a strong sales background and a Registered Insurance Broker of Ontario (RIBO) license or equivalent.... --- What to Consider at Mortgage Renewal Welcome to Financial Focus with Chris Burton! This new segment in our monthly newsletter will feature posts discussing financial planning, budgeting, tips for finding a good mortgage rate, managing debt, purchasing life insurance, investing in critical illness insurance, and more. This month we are focusing on "What to Consider at Mortgage Renewal. " Over 180,000 Canadian mortgages are up for renewal this year. With many homeowners already facing the challenge of balancing car payments, monthly bills, and the important goal of saving for retirement, your mortgage renewal can be an opportunity to reevaluate your financial situation and goals. Dive into this guide with six things to consider at mortgage renewal. Do you have a question for Chris? Email excaliburinsurance@eigroup. ca and we will try to answer it in a future edition of Financial Focus! Win 2 Tickets to Wendy & Peter Pan We are giving away 2 TICKETS to the Stratford Festival production of Wendy and Peter Pan on Saturday, August 24, at 2:00 p. m. at the Avon Theatre! To enter and for full contest details, visit our Facebook, Twitter, or Instagram page! We Are Hiring a Commercial Lines Account Manager! We are hiring a Commercial Lines Account Manager! This role involves managing client relationships, providing exceptional customer service, and tailoring insurance solutions to meet diverse business needs. If you have a Registered Insurance Broker of Ontario (RIBO) license and two years of experience working in insurance, apply now to join our growing... --- Win 4 Tickets to Rock of Ages We’re giving away 4 TICKETS to Rock of Ages on Thursday, May 30 at 7:30 p. m. at St. Jacobs Country Playhouse in Waterloo! To enter and for full contest details, visit our Facebook, Twitter, or Instagram page! How Fraud Affects the Cost of Insurance Grandparent scams. Identity theft. Phony job postings. Calls about fake prize winnings. There’s no doubt that fraud has only increased in today’s digital world. To make matters worse, there is a direct correlation between economic downturns and increases in fraud. With many Canadians facing intense financial pressure following years of high inflation and price increases on everything from gas to flights to bread, fraud levels will likely continue to increase in 2024. In our latest blog, we explain the impact fraud has on your auto insurance premiums. We've Partnered with Nova Mutual! Introducing our newest broker partner, Nova Mutual! With over 150 years in business, Nova Mutual is rooted in community and dedicated to serving the residents of Southern Ontario. Specializing in farm and commercial insurance, Nova Mutual offers a new market for Excalibur Insurance clients looking to insure small, medium, and large business operations. Excalibur Insurance is proud to be one of the select brokers to represent Nova Mutual, which offers competitive rates for agriculture, commercial, and personal insurance customers. You can learn more about Nova Mutual here. Our $2,500 Referral Program Winner! Did you know that every time you refer a friend to Excalibur Insurance, you... --- Win 4 Tickets to a London Knights Playoff Game We’re giving away 4 TICKETS to Round One, Home Game Two of the London Knights’ OHL Playoff run. The game will be played on Sunday, March 31st at 2:00 p. m. at Budweiser Gardens. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page! 4 Common Identity Theft Scams & How to Avoid Them March is Fraud Prevention Month in Canada! A report from the RCMP showed that Canadians lost over $530 million as a result of fraud and cybercrime in 2022, roughly $150 million more than the previous year. In our latest blog, we review 4 common identity theft scams and how to avoid them. Excalibur Team Meeting Last month, we hosted our annual Excalibur Team Meeting at Cowbell Brewing Co. in Blyth. We spent the afternoon reviewing each department’s accomplishments in 2023 and setting goals for the year ahead. Our focus continues to be on how we can better serve our clients and community, using both innovative technology and personalized advice from our trained and experienced team of Defenders. We look forward to continuing to learn and grow together as a team, and we remain committed to the never-ending improvement of Excalibur Insurance. A big thank you to our team for their hardwork and dedication in all that they do! Fourth Row: Christopher Burton, Ken Colquhoun, Kyla Kennedy, Sarah Gingerich, Krista Rose, Dylan Shervill, Paul Wettlaufer, Jeff Roy Third Row: Josh Mall, Katrina Clark, Kimberly... --- Canada Plans to Phase-Out Sales of Gas-Powered Vehicles by 2035 Gasoline-powered vehicles will be a thing of the past under new regulations from the Government of Canada. Expanding on a previous mandate that required 60% of all vehicles sold in Canada to be electric by the year 2030, new regulations will mandate the complete transition to battery-operated vehicles by 2035. That’s right, under new legislation proposed by Environment Minister Steven Guilbeault, all vehicles sold in Canada in the year 2035 must be electric. For more information on the new mandate, read our latest blog. Win 2 Tickets: "The Music of Star Wars" at Toronto Symphony Orchestra Enter to win 2 tickets to "The Music of Star Wars" performed by the Toronto Symphony Orchestra on Friday, April 19 at 8:00 p. m. at the Roy Thomson Hall! There is still time to enter, so check out our Facebook, Twitter, or Instagram page for full contest details. Referral Program Winners of 2023 Did you know? Every time you refer a friend to Excalibur Insurance and they get a quote, you receive a $20 Tim Hortons gift card. PLUS, you're entered in our monthly draw for $100 AND our annual draw for a $2,500 grand prize. The $2,500 grand prize winner for 2023 is: Chris Beach! The monthly $100 referral program winners for 2023 were: January – Naim El Khoury February – Lori Carter March – Steve Tartaro April – Vikkas Rana May – Maeghan Leiskau June – Sarah Smith July – Mansavvy... --- Most Stolen Vehicles of 2023 It was a record-breaking year for auto theft across Canada, with the insurance industry reporting over $1. 2 billion in losses. Auto thefts increased 48% year-over-year in Ontario, with reports estimating a vehicle is stolen every 14 minutes in the province. In this blog, we reveal the 10 Most & Least Stolen Vehicles in Canada and Ontario according to new reports. Wishing You A Happy Holiday Season! Best wishes for a joyful holiday season and a Happy New Year! May your holidays sparkle with moments of joy, laughter, and hope. As part of the Excalibur Insurance family, we want to remind you that we’re always a quick phone call or email away. During the holiday season, we will have revised hours to give our team time to be with their families. Should you ever have a claims emergency while our office is closed, you can reach our 24/7 Emergency Help Centre by calling our office at 1-888-298-7343 and following the prompts to be connected to a live advisor. Wishing you all a new year that is peaceful, healthy, and filled with family and friends. From the Excalibur Insurance Group Win 2 Tickets: Knights vs Petes on Jan. 26 Enter to win 2 tickets to watch the London Knights play the Peterborough Petes on Friday, January 26th at 7:00 p. m. at Budweiser Gardens. There is still time to enter, so check out our Facebook, Twitter, or Instagram page for full details. Liquor Liability Insurance This... --- Most Stolen Vehicles of 2023 It was a record-breaking year for auto theft across Canada, with the insurance industry reporting over $1. 2 billion in losses. Auto thefts increased 48% year-over-year in Ontario, with reports estimating a vehicle is stolen every 14 minutes in the province. In this blog, we reveal the 10 Most & Least Stolen Vehicles in Canada and Ontario according to new reports. Wishing You A Happy Holiday Season! Best wishes for a joyful holiday season and a Happy New Year! May your holidays sparkle with moments of joy, laughter, and hope. As part of the Excalibur Insurance family, we want to remind you that we’re always a quick phone call or email away. During the holiday season, we will have revised hours to give our team time to be with their families. Should you ever have a claims emergency while our office is closed, you can reach our 24/7 Emergency Help Centre by calling our office at 1-888-298-7343 and following the prompts to be connected to a live advisor. Wishing you all a new year that is peaceful, healthy, and filled with family and friends. From the Excalibur Insurance Group Win 2 Tickets: Knights vs Petes on Jan. 26 Enter to win 2 tickets to watch the London Knights play the Peterborough Petes on Friday, January 26th at 7:00 p. m. at Budweiser Gardens. There is still time to enter, so check out our Facebook, Twitter, or Instagram page for full details. Liquor Liability Insurance This... --- Win 2 Tickets: Holiday Concert at Toronto Symphony Orchestra We are giving away 2 TICKETS to the Toronto Symphony Orchestra's Holiday Pops Concert on Wednesday, December 13 at 8:00 p. m. at the Roy Thomson Hall! To enter and for full contest details, visit our Facebook, Twitter (X), or Instagram page. Take Advantage of our Winter Tire Discount! Did you know that many insurance providers will give you a discount if you have fitted your vehicle with winter tires? Typical savings run from 2% to 5%. Simply contact your Excalibur Insurance broker if you have recently purchased winter tires for your vehicle, and we will do the rest! Please Note: If you have told us about your winter tires before, the discount will be automatically applied again this year! How Carpooling Impacts Your Insurance In 2022, Canada’s national average for gas prices surpassed $2/litre. Although gas prices have decreased modestly since then, they are still higher than many would like. Sharing rides with others to commute to work, school, or other destinations not only promises to reduce the number of vehicles on the road but also presents an opportunity to foster social connections and cost savings. When purchasing auto insurance, you will likely be asked many questions about the type of car you drive, how often you drive it, and its usage. You will need to be upfront with your insurance broker – especially if your vehicle’s “usage” includes carpooling. We explain why in our latest blog. Welcome Back Selina... --- Win 2 Tickets: Holiday Concert at Toronto Symphony Orchestra We are giving away 2 TICKETS to the Toronto Symphony Orchestra's Holiday Pops Concert on Wednesday, December 13 at 8:00 p. m. at the Roy Thomson Hall! To enter and for full contest details, visit our Facebook, Twitter (X), or Instagram page. Take Advantage of our Winter Tire Discount! Did you know that many insurance providers will give you a discount if you have fitted your vehicle with winter tires? Typical savings run from 2% to 5%. Simply contact your Excalibur Insurance broker if you have recently purchased winter tires for your vehicle, and we will do the rest! Please Note: If you have told us about your winter tires before, the discount will be automatically applied again this year! How Carpooling Impacts Your Insurance In 2022, Canada’s national average for gas prices surpassed $2/litre. Although gas prices have decreased modestly since then, they are still higher than many would like. Sharing rides with others to commute to work, school, or other destinations not only promises to reduce the number of vehicles on the road but also presents an opportunity to foster social connections and cost savings. When purchasing auto insurance, you will likely be asked many questions about the type of car you drive, how often you drive it, and its usage. You will need to be upfront with your insurance broker – especially if your vehicle’s “usage” includes carpooling. We explain why in our latest blog. Welcome Back Selina... --- Should You Opt Out of Direct Compensation? Should you opt out of Direct Compensation-Property Damage (DCPD)? For most, the answer is NO. In Ontario, all registered vehicle owners are required to insure their vehicle, at the very least, with these four automobile insurance coverages: third-party liability coverage, statutory accident benefits coverage, direct compensation-property damage (DCPD) and uninsured automobile coverage. That stands to change at the beginning of next year with a new option from the Ontario government to help save vehicle owners money. Beginning January 1st, 2024, policyholders may sign an OPCF-49 form, which will serve as the policyholder’s consent to not be compensated for the physical damage to their vehicle if it’s involved in a not-at-fault collision. The exchange for this is a premium discount. However, policyholders who opt out of DCPD coverage will no longer be eligible to carry collision coverage on their vehicle. In this blog post, we address what direct compensation-property damage (DCPD) coverage protects you from and whether choosing to remove the coverage is right for you. Win 2 Tickets: Knights vs Firebirds on Dec 31 Have any plans for New Year's Eve? Enter to win 2 tickets to watch the London Knights play the Flint Firebirds on Sunday, December 31st at 4:00 p. m. at Budweiser Gardens. There is still time to enter, so check out our Facebook, Twitter, or Instagram page for full details. Read to Ride: Nominations Closing Nov. 17 Attention Grade 3 or 4 Teachers: We're looking for classrooms to participate... --- Should You Opt Out of Direct Compensation? Should you opt out of Direct Compensation-Property Damage (DCPD)? For most, the answer is NO. In Ontario, all registered vehicle owners are required to insure their vehicle, at the very least, with these four automobile insurance coverages: third-party liability coverage, statutory accident benefits coverage, direct compensation-property damage (DCPD) and uninsured automobile coverage. That stands to change at the beginning of next year with a new option from the Ontario government to help save vehicle owners money. Beginning January 1st, 2024, policyholders may sign an OPCF-49 form, which will serve as the policyholder’s consent to not be compensated for the physical damage to their vehicle if it’s involved in a not-at-fault collision. The exchange for this is a premium discount. However, policyholders who opt out of DCPD coverage will no longer be eligible to carry collision coverage on their vehicle. In this blog post, we address what direct compensation-property damage (DCPD) coverage protects you from and whether choosing to remove the coverage is right for you. Win 2 Tickets: Knights vs Firebirds on Dec 31 Have any plans for New Year's Eve? Enter to win 2 tickets to watch the London Knights play the Flint Firebirds on Sunday, December 31st at 4:00 p. m. at Budweiser Gardens. There is still time to enter, so check out our Facebook, Twitter, or Instagram page for full details. Read to Ride: Nominations Closing Nov. 17 Attention Grade 3 or 4 Teachers: We're looking for classrooms to participate... --- Join Us For Cathi Cullen's Retirement Party! After 46 wonderful years with Excalibur Insurance, our beloved Commercial Lines Account Manager, Cathi Cullen, is retiring. You’re invited to join us for Cathi’s Retirement Party on Friday, September 29 at a drop-by event from 3:00 p. m. to 6:00 p. m. at the Huron Fish & Game Club at 278 Alma St. , Clinton, ON N0M 1L0. Coffee, tea, and snacks will be provided at the event. A cash bar will also be available for guests. We encourage you to bring stories and fond memories to the event so that we can all reminisce about the many wonderful years we’ve worked alongside Cathi. Excalibur's Defender of Honour Program Our Defender of Honour Program is back for the 9th year! We're thrilled to partner with the OHL’s London Knights to share our appreciation for those who have served our country. Returning for the 2023/24 season, this program will also recognize frontline workers who bravely serve and protect our community year after year. If you know a veteran or a frontline worker, please click the link below to nominate them as a Defender of Honour. If chosen, they will receive two tickets to a London Knights home game and a moment of recognition for their service. Nominate a Defender of Honour here. Win 2 Tickets: Knights vs Rangers Midwest Division Rivals, the London Knights and the Kitchener Rangers, will face off on Sunday, November 5 at 6:00 p. m. at Budweiser Gardens. To enter... --- Join Us For Cathi Cullen's Retirement Party! After 46 wonderful years with Excalibur Insurance, our beloved Commercial Lines Account Manager, Cathi Cullen, is retiring. You’re invited to join us for Cathi’s Retirement Party on Friday, September 29 at a drop-by event from 3:00 p. m. to 6:00 p. m. at the Huron Fish & Game Club at 278 Alma St. , Clinton, ON N0M 1L0. Coffee, tea, and snacks will be provided at the event. A cash bar will also be available for guests. We encourage you to bring stories and fond memories to the event so that we can all reminisce about the many wonderful years we’ve worked alongside Cathi. Excalibur's Defender of Honour Program Our Defender of Honour Program is back for the 9th year! We're thrilled to partner with the OHL’s London Knights to share our appreciation for those who have served our country. Returning for the 2023/24 season, this program will also recognize frontline workers who bravely serve and protect our community year after year. If you know a veteran or a frontline worker, please click the link below to nominate them as a Defender of Honour. If chosen, they will receive two tickets to a London Knights home game and a moment of recognition for their service. Nominate a Defender of Honour here. Win 2 Tickets: Knights vs Rangers Midwest Division Rivals, the London Knights and the Kitchener Rangers, will face off on Sunday, November 5 at 6:00 p. m. at Budweiser Gardens. To enter... --- London Knights Home Opener: Win 2 Tickets This September marks our 9th season as a proud sponsor of the OHL's London Knights! To celebrate, we're giving away 2 TICKETS to the London Knights' Season Home Opener on Friday, September 29 at 7:00 p. m. at Budweiser Gardens. The Knights will be facing off against the Niagara IceDogs. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Tag Tracking for High-Theft Vehicles Did you know that, in Canada, roughly 60% of stolen vehicles are recovered by police? The remaining vehicles are typically scrapped for parts, shipped overseas, or resold to unsuspecting customers. Unfortunately, Canada sees some of the highest rates of auto theft, and it’s costing auto insurance policyholders – big time. That's why many insurance companies are beginning to mandate the installation of a Tag Tracking device in vehicles that they deem high-theft risks. You can learn more about Tag Tracking in our latest blog. Welcome to the Team, Kyla Kennedy! We want to introduce the newest member of our team: Kyla Kennedy! Kyla joins our team with 13 years of experience in the insurance industry. She will be working as a Commercial Lines Account Manager, helping clients with policy changes, renewals, and new lines of business. Kyla and fellow Commercial Lines Account Manager, Darlene McCowan, will assist with the transition of our Commercial Business Department, as Cathi Cullen retires after 46 years (read more about that in our Defender Spotlight below). Top 5 Cheapest... --- London Knights Home Opener: Win 2 Tickets This September marks our 9th season as a proud sponsor of the OHL's London Knights! To celebrate, we're giving away 2 TICKETS to the London Knights' Season Home Opener on Friday, September 29 at 7:00 p. m. at Budweiser Gardens. The Knights will be facing off against the Niagara IceDogs. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Tag Tracking for High-Theft Vehicles Did you know that, in Canada, roughly 60% of stolen vehicles are recovered by police? The remaining vehicles are typically scrapped for parts, shipped overseas, or resold to unsuspecting customers. Unfortunately, Canada sees some of the highest rates of auto theft, and it’s costing auto insurance policyholders – big time. That's why many insurance companies are beginning to mandate the installation of a Tag Tracking device in vehicles that they deem high-theft risks. You can learn more about Tag Tracking in our latest blog. Welcome to the Team, Kyla Kennedy! We want to introduce the newest member of our team: Kyla Kennedy! Kyla joins our team with 13 years of experience in the insurance industry. She will be working as a Commercial Lines Account Manager, helping clients with policy changes, renewals, and new lines of business. Kyla and fellow Commercial Lines Account Manager, Darlene McCowan, will assist with the transition of our Commercial Business Department, as Cathi Cullen retires after 46 years (read more about that in our Defender Spotlight below). Top 5 Cheapest... --- Meet the Author! Book Signing at Fincher's You're invited to join author Gabrielle Reid and members of the Excalibur Insurance team at the official launch of our children's book Artie the Good Knight and the Excalibur Academy! A book signing event will take place at Fincher's, located at 16 Courthouse Square in Goderich, on Friday, August 4, from 11:00 a. m. to 1:00 p. m. Synopsis for Artie the Good Knight and the Excalibur Academy: After sixth-grader Artie finds a magical sword in her attic, she is transported to the strange fantasy world of Arcadia, where animals talk, monsters roam the dark woods, and Knights work to keep the peace. To win a favour from Excalibur Academy’s in-house magician, she must train as a Knight and rise through the ranks. You can learn more about the book here. We believe that “leaders are readers,” so we wanted to create a powerful story for young kids about finding confidence in themselves and building friendships that can withstand great challenges. We hope you enjoy this story: Inspiring people to rise to the challenge, be the best version of themselves, and do the right thing. Understanding Actual Cash Value vs Replacement Cost Why does it sometimes seem like insurance experts are speaking another language? There are all these insurance-specific terms, like “deductible” and “co-insurance,” and then of course: “actual cash value” and “replacement cost. ” In our latest blog, we explain the difference between actual cash value and replacement cost, and then go... --- Meet the Author! Book Signing at Fincher's You're invited to join author Gabrielle Reid and members of the Excalibur Insurance team at the official launch of our children's book Artie the Good Knight and the Excalibur Academy! A book signing event will take place at Fincher's, located at 16 Courthouse Square in Goderich, on Friday, August 4, from 11:00 a. m. to 1:00 p. m. Synopsis for Artie the Good Knight and the Excalibur Academy: After sixth-grader Artie finds a magical sword in her attic, she is transported to the strange fantasy world of Arcadia, where animals talk, monsters roam the dark woods, and Knights work to keep the peace. To win a favour from Excalibur Academy’s in-house magician, she must train as a Knight and rise through the ranks. You can learn more about the book here. We believe that “leaders are readers,” so we wanted to create a powerful story for young kids about finding confidence in themselves and building friendships that can withstand great challenges. We hope you enjoy this story: Inspiring people to rise to the challenge, be the best version of themselves, and do the right thing. Understanding Actual Cash Value vs Replacement Cost Why does it sometimes seem like insurance experts are speaking another language? There are all these insurance-specific terms, like “deductible” and “co-insurance,” and then of course: “actual cash value” and “replacement cost. ” In our latest blog, we explain the difference between actual cash value and replacement cost, and then go... --- Win 4 Tickets to Rock of Ages We're giving away 4 TICKETS to Rock of Ages on Saturday, August 12 at 7:30 p. m. at the Huron Country Playhouse in Grand Bend! To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. The Difference Between Vacant & Unoccupied While the terms vacant and unoccupied may seem like the same thing, they’re entirely different concepts in the eyes of the insurance industry. This article reviews the differences between vacant and unoccupied homes; and how either condition could affect your home insurance coverage. Our Children's Book is Here! Our children's book is officially on sale now! It has been a year-and-a-half in the making, so we're excited to finally announce that our children's book "Artie the Good Knight and the Excalibur Academy" is published and already in the hands of dozens of students across Huron and Perth County! The book is about a young girl named Artie who finds a magical sword in her attic that transports her to another world filled with castles, knights, and monsters. We believe that “leaders are readers,” so we wanted to create a powerful story for young kids about finding confidence in themselves and building friendships that can withstand great challenges. To celebrate the publication of "Artie the Good Knight and the Excalibur Academy," we're giving away 10 free copies to our newsletter readers! Simply reply to this email, and we'll enter your name in a draw for one of the copies.... --- Win 4 Tickets to Rock of Ages We're giving away 4 TICKETS to Rock of Ages on Saturday, August 12 at 7:30 p. m. at the Huron Country Playhouse in Grand Bend! To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. The Difference Between Vacant & Unoccupied While the terms vacant and unoccupied may seem like the same thing, they’re entirely different concepts in the eyes of the insurance industry. This article reviews the differences between vacant and unoccupied homes; and how either condition could affect your home insurance coverage. Our Children's Book is Here! Our children's book is officially on sale now! It has been a year-and-a-half in the making, so we're excited to finally announce that our children's book "Artie the Good Knight and the Excalibur Academy" is published and already in the hands of dozens of students across Huron and Perth County! The book is about a young girl named Artie who finds a magical sword in her attic that transports her to another world filled with castles, knights, and monsters. We believe that “leaders are readers,” so we wanted to create a powerful story for young kids about finding confidence in themselves and building friendships that can withstand great challenges. To celebrate the publication of "Artie the Good Knight and the Excalibur Academy," we're giving away 10 free copies to our newsletter readers! Simply reply to this email, and we'll enter your name in a draw for one of the copies.... --- Win 4 Tickets to the OHL Finals We're giving away 4 TICKETS to the OHL FINALS! The London Knights will face the Peterborough Petes on Friday, May 19 at 7:30 p. m. at Budweiser Gardens! To enter and for full contest details, visit our Facebook, Twitter, or Instagram page! Don't Judge a Used Car by its Odometer Reading Amid a global vehicle shortage, kilometers on used vehicle listings are higher than ever before. Higher-end vehicles, i. e. vehicles costing more than $45,000, are seeing a 300% spike in their kilometers over the last two years. While an odometer reading used to be a big indicator of how much a car was used and probably how good its condition was, cars nowadays are built much better than they were back “in the day. ” Read our blog for tips on buying a used vehicle with a higher odometer reading. Read to Ride Bike Draw: Goderich Public School Our Spring 2023 Read to Ride Program has come to end! Here’s our latest update: Last week, we traveled to 360 Bikes 'n Boards in Goderich to hand out prizes to mark the end of the Read to Ride program. Congratulations to our two bike winners, Jordan and Nora! The Goderich Public School 3/4 class crushed their reading goals, reading over 1,200 hours over the last three months. Several students went up four reading levels during that time. The class earned two pizza parties, and we took all the kids to Cravings in Goderich... --- Win 4 Tickets to the OHL Finals We're giving away 4 TICKETS to the OHL FINALS! The London Knights will face the Peterborough Petes on Friday, May 19 at 7:30 p. m. at Budweiser Gardens! To enter and for full contest details, visit our Facebook, Twitter, or Instagram page! Don't Judge a Used Car by its Odometer Reading Amid a global vehicle shortage, kilometers on used vehicle listings are higher than ever before. Higher-end vehicles, i. e. vehicles costing more than $45,000, are seeing a 300% spike in their kilometers over the last two years. While an odometer reading used to be a big indicator of how much a car was used and probably how good its condition was, cars nowadays are built much better than they were back “in the day. ” Read our blog for tips on buying a used vehicle with a higher odometer reading. Read to Ride Bike Draw: Goderich Public School Our Spring 2023 Read to Ride Program has come to end! Here’s our latest update: Last week, we traveled to 360 Bikes 'n Boards in Goderich to hand out prizes to mark the end of the Read to Ride program. Congratulations to our two bike winners, Jordan and Nora! The Goderich Public School 3/4 class crushed their reading goals, reading over 1,200 hours over the last three months. Several students went up four reading levels during that time. The class earned two pizza parties, and we took all the kids to Cravings in Goderich... --- Win 4 Tickets to an OHL Playoff Game We're giving away 4 TICKETS to Round Three, Home Game Two of the London Knights' OHL Playoff run. The game will be played on Sunday, April 30th at 2:00 p. m. at Budweiser Gardens against the Sarnia Sting. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page! How to Prevent Title Fraud In September 2021, two people were caught impersonating the owners of a home in the Etobicoke area. They had hired a real estate agent and put the house up for sale. These individuals successfully sold the home, and new homeowners arrived to take possession of the property. Later, the original homeowners came home from their vacation to discover that their house had been sold without their consent. Incidents like these, known as title fraud, are not common, but they can be unfortunate situations where the innocent family ends up paying – even when they haven’t done anything wrong. In this blog, we explain what title fraud is and share some prevention tips. Read to Ride Update: Month 2 We're two months into the Read to Ride program! Here’s our latest update: Jordanna Logan's grade 3/4 class at Goderich Public School has just earned their second pizza party after the class collectively read for another 500 hours! Since February 6th, the class has read for over 1,000 hours! Jessica Clark's grade 3/4 class at North Easthope Public School had their first pizza party a few weeks... --- Win 4 Tickets to an OHL Playoff Game We're giving away 4 TICKETS to Round Three, Home Game Two of the London Knights' OHL Playoff run. The game will be played on Sunday, April 30th at 2:00 p. m. at Budweiser Gardens against the Sarnia Sting. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page! How to Prevent Title Fraud In September 2021, two people were caught impersonating the owners of a home in the Etobicoke area. They had hired a real estate agent and put the house up for sale. These individuals successfully sold the home, and new homeowners arrived to take possession of the property. Later, the original homeowners came home from their vacation to discover that their house had been sold without their consent. Incidents like these, known as title fraud, are not common, but they can be unfortunate situations where the innocent family ends up paying – even when they haven’t done anything wrong. In this blog, we explain what title fraud is and share some prevention tips. Read to Ride Update: Month 2 We're two months into the Read to Ride program! Here’s our latest update: Jordanna Logan's grade 3/4 class at Goderich Public School has just earned their second pizza party after the class collectively read for another 500 hours! Since February 6th, the class has read for over 1,000 hours! Jessica Clark's grade 3/4 class at North Easthope Public School had their first pizza party a few weeks... --- Win 4 Tickets to an OHL Playoff Game Save We’re giving away 4 TICKETS to Round One, Home Game One of the London Knights' OHL Playoff run. The game will be played on Friday, March 31st at 7:00 p. m. at Budweiser Gardens. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page! Canada Mandating Electric Vehicle Sales Under new regulations that Environment Minister Steven Guilbeault proposed in December 2022, 20% of all passenger vehicles, trucks, and SUVs that are sold in Canada in the year 2026 must be capable of running on electricity. As of 2030, that mandate will require 60% of all passenger vehicles sold in Canada to be electric. Manufacturers and importers could even face penalties under the Canadian Environmental Protection Act if they do not meet sales targets. Read our blog for more information on this mandate, what it means, and what driving an electric vehicle on the roads in the next few decades might mean for the average policyholder. Cathi Cullen: A Trip to Build Houses in El Salvador Recently, our Commercial Lines Account Manager, Cathi Cullen, travelled with Shelter Canada to El Salvador to build houses. Here’s what she had to say about the experience: “I had the privilege of serving in El Salvador from February 19th to 27th on a team building houses with Shelter Canada. After a series of earthquakes left hundreds of thousands of people in El Salvador without a safe home in 2001, a small group... --- Win 4 Tickets to an OHL Playoff Game We’re giving away 4 TICKETS to Round One, Home Game One of the London Knights' OHL Playoff run. The game will be played on Friday, March 31st at 7:00 p. m. at Budweiser Gardens. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page! Canada Mandating Electric Vehicle Sales Under new regulations that Environment Minister Steven Guilbeault proposed in December 2022, 20% of all passenger vehicles, trucks, and SUVs that are sold in Canada in the year 2026 must be capable of running on electricity. As of 2030, that mandate will require 60% of all passenger vehicles sold in Canada to be electric. Manufacturers and importers could even face penalties under the Canadian Environmental Protection Act if they do not meet sales targets. Read our blog for more information on this mandate, what it means, and what driving an electric vehicle on the roads in the next few decades might mean for the average policyholder. Cathi Cullen: A Trip to Build Houses in El Salvador Recently, our Commercial Lines Account Manager, Cathi Cullen, travelled with Shelter Canada to El Salvador to build houses. Here’s what she had to say about the experience: “I had the privilege of serving in El Salvador from February 19th to 27th on a team building houses with Shelter Canada. After a series of earthquakes left hundreds of thousands of people in El Salvador without a safe home in 2001, a small group of... --- Win 4 Tickets to the Tim Horton's Brier We're giving away 4 Tickets to the Tim Horton's Brier Playoff Game on Friday, March 10, at 7:00 p. m. at Budweiser Gardens! There is still time to enter, so check out our Facebook, Twitter, or Instagram posts for complete entry details! Do I Need Title Insurance When Buying a Home? You may have heard about a recent string of "total title fraud" cases in Ontario and B. C. - if not, you can read more here. So now seems like the right time to explain title insurance and why you should consider purchasing it when you buy a new home. In our latest blog, you can learn more about title insurance and how it protects you from title fraud. Excalibur Team Meeting Earlier this month, we hosted our annual Excalibur Team Meeting at Cowbell Brewing Co. in Blyth. We spent the afternoon reviewing each department's accomplishments in 2022 and setting goals for the year ahead. Our focus continues to be on how we can better serve our clients and community, using both innovative technology and personalized advice from our trained and experienced team of Defenders. Back Row: Lane Ferguson, Ken Colquhoun, Josh Mall, Dylan Shervill, Justin Damsma, Jeff Roy Third Row: Leigh Crawford, Darlene McCowan, Kellie Round, Kelsey Bennewies, Carol Bailey, Una Roy Second Row: Laura Nixon, Sydney Wettlaufer, Stacy Smith, Amanda Wood, Nerena Goud, Katrina Clark First Row: Sarah Gingerich, Jennifer Kramer, Janet Cameron, Cathi Cullen Absent: Allison Colquhoun, Cindy... --- Win 4 Tickets to the Tim Horton's Brier We're giving away 4 Tickets to the Tim Horton's Brier Playoff Game on Friday, March 10, at 7:00 p. m. at Budweiser Gardens! There is still time to enter, so check out our Facebook, Twitter, or Instagram posts for complete entry details! Do I Need Title Insurance When Buying a Home? You may have heard about a recent string of "total title fraud" cases in Ontario and B. C. - if not, you can read more here. So now seems like the right time to explain title insurance and why you should consider purchasing it when you buy a new home. In our latest blog, you can learn more about title insurance and how it protects you from title fraud. Excalibur Team Meeting Earlier this month, we hosted our annual Excalibur Team Meeting at Cowbell Brewing Co. in Blyth. We spent the afternoon reviewing each department's accomplishments in 2022 and setting goals for the year ahead. Our focus continues to be on how we can better serve our clients and community, using both innovative technology and personalized advice from our trained and experienced team of Defenders. Back Row: Lane Ferguson, Ken Colquhoun, Josh Mall, Dylan Shervill, Justin Damsma, Jeff Roy Third Row: Leigh Crawford, Darlene McCowan, Kellie Round, Kelsey Bennewies, Carol Bailey, Una Roy Second Row: Laura Nixon, Sydney Wettlaufer, Stacy Smith, Amanda Wood, Nerena Goud, Katrina Clark First Row: Sarah Gingerich, Jennifer Kramer, Janet Cameron, Cathi Cullen Absent: Allison Colquhoun, Cindy... --- Our Children's Novel - Artie The Good Knight We are publishing a children's book! Last year, we started writing a novel for 8 to 12-year-olds about a young girl named Artie who finds a magical sword in her attic that transports her to another world filled with castles, knights, and monsters. The idea of writing a children's book has been on our minds for many years at Excalibur. We believe that "leaders are readers," so we wanted to create a powerful story about finding confidence in yourself and building friendships that can withstand great challenges. Stay tuned for more updates in the coming months! Referral Program Winners of 2022 Did you know? : We updated our referral program last year! Now, every time you refer a friend to Excalibur Insurance and they get a quote, you receive a $20 Tim Hortons gift card. PLUS, you’re entered in our monthly draw for $100 AND our annual draw for a $2,500 grand prize. The $2,500 grand prize winner for 2022 is: Jessica Bongertman! The monthly $100 referral program winners for 2022 were:January – Amelia NardoFebruary – Ken Vosper & Diane DickensonMarch – Jessica BongertmanApril – Willem Van Deventer & Elri De WetMay – Roopnath MirdoddiJune – Mike & Marianne HawleyJuly – Amanda AinsworthAugust – Darryl PostmaSeptember – Marg MillerOctober – Janice WrightNovember – Ryan & Melinda Meinen December – Shayne Ward You can refer a friend here. London Knights Tickets Giveaway Enter to win 2 tickets to watch the London Knights face... --- Our Children's Novel - Artie The Good Knight We are publishing a children's book! Last year, we started writing a novel for 8 to 12-year-olds about a young girl named Artie who finds a magical sword in her attic that transports her to another world filled with castles, knights, and monsters. The idea of writing a children's book has been on our minds for many years at Excalibur. We believe that "leaders are readers," so we wanted to create a powerful story about finding confidence in yourself and building friendships that can withstand great challenges. Stay tuned for more updates in the coming months! Referral Program Winners of 2022 Did you know? : We updated our referral program last year! Now, every time you refer a friend to Excalibur Insurance and they get a quote, you receive a $20 Tim Hortons gift card. PLUS, you’re entered in our monthly draw for $100 AND our annual draw for a $2,500 grand prize. The $2,500 grand prize winner for 2022 is: Jessica Bongertman! The monthly $100 referral program winners for 2022 were:January – Amelia NardoFebruary – Ken Vosper & Diane DickensonMarch – Jessica BongertmanApril – Willem Van Deventer & Elri De WetMay – Roopnath MirdoddiJune – Mike & Marianne HawleyJuly – Amanda AinsworthAugust – Darryl PostmaSeptember – Marg MillerOctober – Janice WrightNovember – Ryan & Melinda Meinen December – Shayne Ward You can refer a friend here. London Knights Tickets Giveaway Enter to win 2 tickets to watch the London Knights face... --- Most Stolen Vehicles of 2022 Each year, roughly 80,000 vehicles are stolen in Canada - and car theft is only on the rise. Vehicle theft is a serious issue in Canada and costs Canadians upwards of $1 billion annually. This loss impacts all drivers, but especially those driving vehicles that are more appealing to thieves – and can spike their insurance premiums. Want to know which vehicles were stolen the most frequently in 2022? Read our blog for the top stolen vehicles in Canada and Ontario this year. Wishing You A Happy Holiday Season! Best wishes for a joyful holiday season and a Happy New Year! May your holidays sparkle with moments of joy, laughter, and hope. As part of the Excalibur Insurance family, we want to remind you that we’re always a quick phone call or email away. During the holiday season, we will have revised hours to give our team time to be with their families. Should you ever have a claims emergency while our office is closed, you can reach our 24/7 Emergency Help Centre by calling our office at 1-888-298-7343 and following the prompts to be connected to a live advisor. Wishing you all a new year that is peaceful, healthy, and filled with family and friends. From the Excalibur Insurance Group 10 Years of the Excalibur Mobile App Watch our first promotional video from 2013, and prepare for a good laugh! If you missed our announcement last month, we’ve recently made some significant changes to... --- Most Stolen Vehicles of 2022 Each year, roughly 80,000 vehicles are stolen in Canada - and car theft is only on the rise. Vehicle theft is a serious issue in Canada and costs Canadians upwards of $1 billion annually. This loss impacts all drivers, but especially those driving vehicles that are more appealing to thieves – and can spike their insurance premiums. Want to know which vehicles were stolen the most frequently in 2022? Read our blog for the top stolen vehicles in Canada and Ontario this year. Wishing You A Happy Holiday Season! Best wishes for a joyful holiday season and a Happy New Year! May your holidays sparkle with moments of joy, laughter, and hope. As part of the Excalibur Insurance family, we want to remind you that we’re always a quick phone call or email away. During the holiday season, we will have revised hours to give our team time to be with their families. Should you ever have a claims emergency while our office is closed, you can reach our 24/7 Emergency Help Centre by calling our office at 1-888-298-7343 and following the prompts to be connected to a live advisor. Wishing you all a new year that is peaceful, healthy, and filled with family and friends. From the Excalibur Insurance Group 10 Years of the Excalibur Mobile App Watch our first promotional video from 2013, and prepare for a good laugh! If you missed our announcement last month, we’ve recently made some significant changes to... --- Closing Soon: The Love Your Kitchen Contest There’s still time to enter our Love Your Kitchen Contest! The prize package is valued at $500 and contains an Air Fryer, Soda Stream, Immersion Blender, Keurig Coffee Maker, and Electric Griddle. Plus, we will be making a $500 donation to the Breakfast Club of Canada as part of our ongoing commitment to donate a portion of our profits back to the community. You can enter here. The contest closes on January 2, 2023, at 11:59 p. m. Excalibur's Defender of Honour Program Our Defender of Honour Program is back for the 8th year! The Defender of Honour Program was created in partnership with the OHL's London Knights to share our appreciation for those who have served our country. Starting in the 2022/23 season, this program will also recognize frontline workers who bravely serve and protect the community year after year. If you know a veteran or a frontline worker, please click the link below to nominate them as a Defender of Honour. If chosen, they will receive two tickets to a London Knights home game and a moment of recognition for their service. Nominate a Defender of Honour here. Welcome Baby Kayce! We have another new addition to the Excalibur extended family! Congratulations to our Personal Lines Account Manager, Selina Consitt and her partner, Matt, on the birth of their son, Kayce Kenneth! Kayce is pictured above with his mom, Selina. The Improved Excalibur Mobile App Have you used our mobile app... --- Let's Talk Turkey Contest - Client Exclusive We’re in the holiday spirit! To say a big thank-you to all of our wonderful clients, we’re giving 5 lucky winners a $75 gift card to Hayter’s Farm, to help fill your table this holiday season. To enter, simply reply to this email and tell us what you are looking forward to in December. It could be anything! Contest closes on November 30th at 11:59 p. m. On December 1st, we will randomly select five lucky winners and contact them by email. The Improved Excalibur Mobile App Have you used our mobile app recently? You probably noticed that we've made some significant improvements to the layout, navigation, and overall user experience. The updated app allows you to view your active policies, see policy documents, add and remove vehicles, and download digital pink slips directly into your smartphone wallet. You can also find your Account Manager's contact information in the app. Plus, you can now sign-in using FaceID and you can file a claim directly in the app, using both voice notes and typing. If you haven't downloaded our app yet, you can find it in the Apple App Store and Google Play Store. Welcome Baby Kayce! We have another new addition to the Excalibur extended family! Congratulations to our Personal Lines Account Manager, Selina Consitt and her partner, Matt, on the birth of their son, Kayce Kenneth! Kayce is pictured above with his mom, Selina. Excalibur's Defender of Honour Program Our Defender of... --- Take Advantage of our Winter Tire Discount! Did you know that many insurance providers will give you a discount if you have fitted your vehicle with winter tires? Typical savings run from 2% to 5%. Simply reach out to your Excalibur Insurance broker if you've recently purchased winter tires for your rig, and we’ll do the rest! If you've told us about your winter tires before, the discount will be automatically applied again this year. The Next Generation of the Excalibur Team We have a new addition to the Excalibur extended family! Congratulations to our Personal Lines Account Manager, Krista Rose and her husband, Josh, on the birth of their daughter, Scarlet Michelle! Scarlet is pictured above with her older siblings, Violet and Asher. Last Contest Champions Giveaway of 2022 We're back with our last Contest Champions Giveaway of 2022! This time for a $500 Love Your Kitchen Prize Package! The prize package contains: an Air Fryer, Soda Stream, Immersion Blender, Keurig Coffee Maker, and Electric Griddle. Excalibur Insurance will also make a $500 donation to the Breakfast Club of Canada as part of our ongoing commitment to donate a portion of our profits back to the community. To enter, click here. How to Reduce Climate Impact on Your Premiums Climate change effects are here. We’re seeing stronger and more frequent natural disasters destroying physical properties, including commercial buildings, homes, and cars, at incredible rates. Additionally, natural disasters are impacting our environment as they destroy natural formations, burn down forests,... --- Take Advantage of our Winter Tire Discount! Did you know that many insurance providers will give you a discount if you have fitted your vehicle with winter tires? Typical savings run from 2% to 5%. Simply reach out to your Excalibur Insurance broker if you've recently purchased winter tires for your rig, and we’ll do the rest! If you've told us about your winter tires before, the discount will be automatically applied again this year. The Next Generation of the Excalibur Team We have a new addition to the Excalibur extended family! Congratulations to our Personal Lines Account Manager, Krista Rose and her husband, Josh, on the birth of their daughter, Scarlet Michelle! Scarlet is pictured above with her older siblings, Violet and Asher. Last Contest Champions Giveaway of 2022 We're back with our last Contest Champions Giveaway of 2022! This time for a $500 Love Your Kitchen Prize Package! The prize package contains: an Air Fryer, Soda Stream, Immersion Blender, Keurig Coffee Maker, and Electric Griddle. Excalibur Insurance will also make a $500 donation to the Breakfast Club of Canada as part of our ongoing commitment to donate a portion of our profits back to the community. To enter, click here. How to Reduce Climate Impact on Your Premiums Climate change effects are here. We’re seeing stronger and more frequent natural disasters destroying physical properties, including commercial buildings, homes, and cars, at incredible rates. Additionally, natural disasters are impacting our environment as they destroy natural formations, burn down forests,... --- Do You Have Adequate Loss of Use Limits? Auto repairs are taking 65% longer. Can your coverage keep up? Covid has had a rippling impact on all aspects of our lives. Delays, closures, and price increases have become normal talking points in our day-to-day lives. In the insurance industry, we've seen increased wait times for vehicle repairs after accidents. Couple that with rental vehicle shortages and minimal inventory in car lots, and we're starting to see it impact our clients' loss-of-use limits. What is loss-of-use coverage, and is your limit enough in today's marketplace, where repair wait times are up 65% year-over-year? We dig into that topic in our latest blog. London Knights Home Opener: Win 2 Tickets Suit up for a great ‘knight’ of hockey! We’re giving away 2 tickets to the London Knights Season Home Opener on Friday, September 30 at the Budweiser Gardens against the Owen Sound Attack. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. We've Updated Our Home Page! Our New Home Page is Live! We have overhauled our website's home page and navigation menu. Getting around the site has never been easier! Whether you're visiting for customer self-serve options or are looking for an insurance quote, we hope you find the new design eye-catching. We're constantly working to improve your user experience and are excited to continue rolling out new improvements across the website. Stay tuned for more updates next month. You can check out the new home... --- Do You Have Adequate Loss of Use Limits? Auto repairs are taking 65% longer. Can your coverage keep up? Covid has had a rippling impact on all aspects of our lives. Delays, closures, and price increases have become normal talking points in our day-to-day lives. In the insurance industry, we've seen increased wait times for vehicle repairs after accidents. Couple that with rental vehicle shortages and minimal inventory in car lots, and we're starting to see it impact our clients' loss-of-use limits. What is loss-of-use coverage, and is your limit enough in today's marketplace, where repair wait times are up 65% year-over-year? We dig into that topic in our latest blog. London Knights Home Opener: Win 2 Tickets Suit up for a great ‘knight’ of hockey! We’re giving away 2 tickets to the London Knights Season Home Opener on Friday, September 30 at the Budweiser Gardens against the Owen Sound Attack. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. We've Updated Our Home Page! Our New Home Page is Live! We have overhauled our website's home page and navigation menu. Getting around the site has never been easier! Whether you're visiting for customer self-serve options or are looking for an insurance quote, we hope you find the new design eye-catching. We're constantly working to improve your user experience and are excited to continue rolling out new improvements across the website. Stay tuned for more updates next month. You can check out the new home... --- Win 2 Tickets to Bryan Adams Enter for a chance to win 2 tickets to see Bryan Adams at the Budweiser Gardens in London on Saturday, October 15 at 8:00 p. m. The So Happy It Hurts tour is supporting the release of Canadian singer-songwriter Bryan Adams’ fifteenth studio album. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Whose Insurance Pays in a Car Accident Whose insurance pays out if you get into a car accident? The answer: Yours will - Every time. Why? Because in the province of Ontario, and in many other provinces (and even some states! ), we use a system called “no-fault insurance,” which handles how claims are paid out in the event of an accident. Here’s how no-fault insurance works in the province of Ontario. Excalibur is a Proud Sponsor of the... It's almost our favourite season: Hockey season! We recently renewed our sponsorships with the Mitchell Hawks, Clinton Radars, and London Knights. Stay tuned for ticket giveaways in our upcoming email newsletters! Referral Program Winners of 2022 Congratulations to Excalibur Insurance’s $100 referral program winners of 2022 so far! The winners for each month were: January – Amelia Nardo February – Ken Vosper & Diane Dickenson March – Jessica Bongertman April – Willem Van Deventer & Elri De Wet May – Roopnath Mirdoddi June – Mike & Marianne Hawley July – Amanda Ainsworth Did you know? : We updated our referral program earlier this year! Now, every time... --- Win 2 Tickets to Bryan Adams Enter for a chance to win 2 tickets to see Bryan Adams at the Budweiser Gardens in London on Saturday, October 15 at 8:00 p. m. The So Happy It Hurts tour is supporting the release of Canadian singer-songwriter Bryan Adams’ fifteenth studio album. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Whose Insurance Pays in a Car Accident Whose insurance pays out if you get into a car accident? The answer: Yours will - Every time. Why? Because in the province of Ontario, and in many other provinces (and even some states! ), we use a system called “no-fault insurance,” which handles how claims are paid out in the event of an accident. Here’s how no-fault insurance works in the province of Ontario. Excalibur is a Proud Sponsor of the... It's almost our favourite season: Hockey season! We recently renewed our sponsorships with the Mitchell Hawks, Clinton Radars, and London Knights. Stay tuned for ticket giveaways in our upcoming email newsletters! Referral Program Winners of 2022 Congratulations to Excalibur Insurance’s $100 referral program winners of 2022 so far! The winners for each month were: January – Amelia Nardo February – Ken Vosper & Diane Dickenson March – Jessica Bongertman April – Willem Van Deventer & Elri De Wet May – Roopnath Mirdoddi June – Mike & Marianne Hawley July – Amanda Ainsworth Did you know? : We updated our referral program earlier this year! Now, every time... --- Sign-up for ServiceOntario Digital Reminders You’ve probably heard that the Ontario government removed license plate renewal fees back in March, but did you know they also eliminated paper reminders for upcoming renewals? That’s right! As of February 28th, you will no longer receive notice when your driver’s license, health card, or license plate needs to be renewed. Worried about how to keep track of these renewals? The Government of Ontario now allows you to enroll for phone, email, or text reminders by signing-up for their digital reminders. You can enroll here. Don't forget: Your license plates still need to be renewed every 1 to 2 years (depending on what frequency you selected), despite there being no cost for renewal now. For more information, read our latest blog. Win 2 Tickets to "Chicago" at the Stratford Festival Theatre Enter for a chance to win 2 tickets to see Chicago at the Stratford Festival Theatre on Saturday, August 20th at 8:00 p. m. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Welcome to the Team Stacy & Rachel! We’d like to introduce the two newest members of our team: Stacy Smith and Rachel Brand. Stacy is joining our team with over 10 years of customer service experience. She will be working in our London office as an Account Manager, helping clients with policy changes, renewals, and new lines of business. Rachel joins our team after working in customer service for a fuel distributor. She will be... --- Sign-up for ServiceOntario Digital Reminders You’ve probably heard that the Ontario government removed license plate renewal fees back in March, but did you know they also eliminated paper reminders for upcoming renewals? That’s right! As of February 28th, you will no longer receive notice when your driver’s license, health card, or license plate needs to be renewed. Worried about how to keep track of these renewals? The Government of Ontario now allows you to enroll for phone, email, or text reminders by signing-up for their digital reminders. You can enroll here. Don't forget: Your license plates still need to be renewed every 1 to 2 years (depending on what frequency you selected), despite there being no cost for renewal now. For more information, read our latest blog. Win 2 Tickets to "Chicago" at the Stratford Festival Theatre Enter for a chance to win 2 tickets to see Chicago at the Stratford Festival Theatre on Saturday, August 20th at 8:00 p. m. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Welcome to the Team Stacy & Rachel! We’d like to introduce the two newest members of our team: Stacy Smith and Rachel Brand. Stacy is joining our team with over 10 years of customer service experience. She will be working in our London office as an Account Manager, helping clients with policy changes, renewals, and new lines of business. Rachel joins our team after working in customer service for a fuel distributor. She will be... --- Father's Day Contest Father’s Day is just around the corner, so tee-up some excitement for your Dad by entering for a chance to win one of three Canada Golf Cards! A Canada Golf Card gets you access to various promotions, such as 2-for-1 green fees, free power carts, 25% off 1-4 players, and much more at participating golf courses! To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Read to Ride Program Wrap-Up On June 3rd, we traveled to 360 Bikes 'n Boards in Goderich to announce the two winners of the Read to Ride program, who were both awarded with a certificate for a new bike and helmet of their choice. ⠀ We surprised the kids earlier that week by buying everyone in the class $20. 00 worth of new books. During the 16-week program, the grade 3/4 class collectively read for 1,572 hours and earned 315 ballots towards the grand prize draw. Additionally, the children advanced their reading skills by 50 reading levels during the program! If you are a 2nd or 3rd-grade teacher in Ontario, you can nominate your class for a chance to participate in Read to Ride this fall. To learn more about Read to Ride, visit our webpage or nominate your class today! A big thank you to the 360 Bikes 'n Boards team for hosting the draw and co-sponsoring the Read to Ride initiative! Welcome to the Team Sarah & Mackenzie! We’d like to introduce the two newest... --- Father's Day Contest Father’s Day is just around the corner, so tee-up some excitement for your Dad by entering for a chance to win one of three Canada Golf Cards! A Canada Golf Card gets you access to various promotions, such as 2-for-1 green fees, free power carts, 25% off 1-4 players, and much more at participating golf courses! To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Read to Ride Program Wrap-Up On June 3rd, we traveled to 360 Bikes 'n Boards in Goderich to announce the two winners of the Read to Ride program, who were both awarded with a certificate for a new bike and helmet of their choice. ⠀ We surprised the kids earlier that week by buying everyone in the class $20. 00 worth of new books. During the 16-week program, the grade 3/4 class collectively read for 1,572 hours and earned 315 ballots towards the grand prize draw. Additionally, the children advanced their reading skills by 50 reading levels during the program! If you are a 2nd or 3rd-grade teacher in Ontario, you can nominate your class for a chance to participate in Read to Ride this fall. To learn more about Read to Ride, visit our webpage or nominate your class today! A big thank you to the 360 Bikes 'n Boards team for hosting the draw and co-sponsoring the Read to Ride initiative! Welcome to the Team Sarah & Mackenzie! We’d like to introduce the two newest... --- Read to Ride: Nominate a Classroom! Attention Teachers! We're looking for nominations for our Read to Ride program this fall. If you are a 2nd or 3rd grade-teacher in Ontario, you can nominate your class for a chance to participate. The Read to Ride program is also available to split classes, including a 1/2 split, 2/3 split, or 3/4 split. We launched our Read to Ride program earlier this year with the goal of helping children sharpen their reading skills by encouraging regular practice with fun incentives (ballots, pizza parties, new bikes) along the way. To learn more about Read to Ride visit our webpage, or nominate your class today! Introducing Excalibur's Contest Champions If you missed our announcement last month, we've launched Excalibur's Contest Champions! A community for Excalibur clients, followers, fans, – the rest of the kingdom – to come together for a chance to win great prizes and support charities! Approximately every 90 days, we will update the Contest Champions page with a new giveaway. To kick off the launch, we're giving away a $500 DeWalt Combo Kit and donating $500 to Habitat for Humanity. To enter, visit the page here. 2021-2022 Defender of Honour Program Our Defender of Honour Program has wrapped-up for another season. Last week, the London Knights lost 4-3 in Game 7 Overtime to the Kitchener Rangers, bringing an end to their playing season and our Defender of Honour program for another year. This marked the 7th season of our Defender of Honour... --- Read to Ride: Nominate a Classroom! Attention Teachers! We're looking for nominations for our Read to Ride program this fall. If you are a 2nd or 3rd grade-teacher in Ontario, you can nominate your class for a chance to participate. The Read to Ride program is also available to split classes, including a 1/2 split, 2/3 split, or 3/4 split. We launched our Read to Ride program earlier this year with the goal of helping children sharpen their reading skills by encouraging regular practice with fun incentives (ballots, pizza parties, new bikes) along the way. To learn more about Read to Ride visit our webpage, or nominate your class today! Introducing Excalibur's Contest Champions If you missed our announcement last month, we've launched Excalibur's Contest Champions! A community for Excalibur clients, followers, fans, – the rest of the kingdom – to come together for a chance to win great prizes and support charities! Approximately every 90 days, we will update the Contest Champions page with a new giveaway. To kick off the launch, we're giving away a $500 DeWalt Combo Kit and donating $500 to Habitat for Humanity. To enter, visit the page here. 2021-2022 Defender of Honour Program Our Defender of Honour Program has wrapped-up for another season. Last week, the London Knights lost 4-3 in Game 7 Overtime to the Kitchener Rangers, bringing an end to their playing season and our Defender of Honour program for another year. This marked the 7th season of our Defender of Honour... --- Win 2 Tickets to See the Arkells Live events are back, and Excalibur wants to send two lucky winners to the Arkells concert on April 22nd at 7:30 p. m. at the Kitchener Memorial Auditorium. If you haven’t heard of the Arkells, they’re a seven-time Juno award-winning band from Hamilton who is currently on tour celebrating the release of their sixth album, Blink Once. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Read our blog to learn more. Join Excalibur's Contest Champions Introducing Excalibur’s Contest Champions! We’ve created a community for Excalibur clients, followers, fans, and – the rest of the kingdom - to come together for a chance to win great prizes and support charities! Visit the Contest Champions page today to check out our first giveaway for a DeWALT Combo Kit. Each Contest Champion prize will have an approximate value of $500. The giveaway page will be updated with a new contest approximately every 90 days. Bookmark the Contest Champions page today and check back regularly for new giveaways. Read to Ride Program Updates We’re Two Months Into the Read to Ride Program! If you missed the announcement in our last newsletter, we launched the Read to Ride program with the help of the Goderich Public School’s grade 3/4 class, taught by Ms. Jordanna Logan. Recently, the class was awarded their first pizza party for completing 500 hours of collective reading! Students receive one ballot into the grand prize draw for every... --- Win 2 Tickets to See the Arkells Live events are back, and Excalibur wants to send two lucky winners to the Arkells concert on April 22nd at 7:30 p. m. at the Kitchener Memorial Auditorium. If you haven’t heard of the Arkells, they’re a seven-time Juno award-winning band from Hamilton who is currently on tour celebrating the release of their sixth album, Blink Once. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Read our blog to learn more. Join Excalibur's Contest Champions Introducing Excalibur’s Contest Champions! We’ve created a community for Excalibur clients, followers, fans, and – the rest of the kingdom - to come together for a chance to win great prizes and support charities! Visit the Contest Champions page today to check out our first giveaway for a DeWALT Combo Kit. Each Contest Champion prize will have an approximate value of $500. The giveaway page will be updated with a new contest approximately every 90 days. Bookmark the Contest Champions page today and check back regularly for new giveaways. Read to Ride Program Updates We’re Two Months Into the Read to Ride Program! If you missed the announcement in our last newsletter, we launched the Read to Ride program with the help of the Goderich Public School’s grade 3/4 class, taught by Ms. Jordanna Logan. Recently, the class was awarded their first pizza party for completing 500 hours of collective reading! Students receive one ballot into the grand prize draw for every... --- Are Electric Vehicles More Cost-Friendly Than Gas Powered? With exponentially rising gas prices (we know you've seen them), we couldn't help but wonder - are electric vehicles more cost-friendly than gas-powered alternatives? We try to answer that question in our latest blog, while also explaining the difference between battery-electric vehicles (BEVs), plug-in hybrid electric vehicles (PHEVs), and hybrid electric vehicles (HEVs). Read our blog to learn more. Check Out Our Updated Website! We've made updates to our website! After launching our new brand ambassador, "The Good Knight," last year, we decided it was time to change the Excalibur Insurance website. You can check out the new design here. Let us know what you think! We've updated Our Client Referral Program Back in 2017, we launched our Referral Program to thank clients for referring their friends and family to our brokerage. Recently, we decided it was time for a refresh, so we've changed the rewards system. Now, every time you refer a friend to Excalibur Insurance, and they get a quote; you receive a $20 Tim Hortons gift card. PLUS, you're entered in our monthly draw for $100, AND our annual draw for a $2,500 grand prize. You can refer a friend here. New in Insurance Fraud: Re-Vinning Vehicles There's a new trend in the insurance fraud game! Re-Vinning Vehicles: when thieves re-sell stolen cars that feature seemingly legitimate VINs. The victims of re-vinning will pay money for a vehicle, but won’t ever get that money back. Unfortunately, once the vehicle... --- Are Electric Vehicles More Cost-Friendly Than Gas Powered? With exponentially rising gas prices (we know you've seen them), we couldn't help but wonder - are electric vehicles more cost-friendly than gas-powered alternatives? We try to answer that question in our latest blog, while also explaining the difference between battery-electric vehicles (BEVs), plug-in hybrid electric vehicles (PHEVs), and hybrid electric vehicles (HEVs). Read our blog to learn more. Check Out Our Updated Website! We've made updates to our website! After launching our new brand ambassador, "The Good Knight," last year, we decided it was time to change the Excalibur Insurance website. You can check out the new design here. Let us know what you think! We've updated Our Client Referral Program Back in 2017, we launched our Referral Program to thank clients for referring their friends and family to our brokerage. Recently, we decided it was time for a refresh, so we've changed the rewards system. Now, every time you refer a friend to Excalibur Insurance, and they get a quote; you receive a $20 Tim Hortons gift card. PLUS, you're entered in our monthly draw for $100, AND our annual draw for a $2,500 grand prize. You can refer a friend here. New in Insurance Fraud: Re-Vinning Vehicles There's a new trend in the insurance fraud game! Re-Vinning Vehicles: when thieves re-sell stolen cars that feature seemingly legitimate VINs. The victims of re-vinning will pay money for a vehicle, but won’t ever get that money back. Unfortunately, once the vehicle... --- The Most Frequently Stolen Cars of 2021 Vehicle theft is a serious issue in Canada and costs Canadians upwards of $1 billion annually. This loss impacts all drivers, but especially those driving vehicles that are more appealing to thieves – and can spike their insurance premiums. Want to know which vehicles were stolen the most frequently in 2021? Read our blog for the top stolen vehicles in Canada, Ontario, and Toronto. The Future of Insurance: 2022 Insights The last few years have been interesting, to say the very least. As 2022 begins, policyholders, brokers, and insurers alike wonder if there will be any stabilization to the insurance market in the coming year. Here are our predictions for the future of insurance in 2022, including property insurance, travel insurance, and the creation of insurance for digital NFTs. Check out our blog here. Giving Back: A Year in Review Each year, we pledge to donate a portion of our profits back to our community. Whether it’s donations, sponsorships, volunteering, or taking part in local initiatives, it’s all about being part of a larger community that cares. Here are some of the organizations we supported in 2021: Brain Injury Association of Ontario Canadian Cancer Society Clinton Radars Hockey Team Cystic Fibrosis Canada Hullett Marsh Provincial Wildlife Area Huron County Food Bank Huron Shores Hospice London Children's Hospital Mitchell Hawks Hockey Team Mitchell Minor Ringette Ronald McDonald House Charity Rotary Hospice of Stratford-Perth Seaforth Community Hospital Foundation Sick Kids Hospital Team Steep Curling West... --- The Most Frequently Stolen Cars of 2021 Vehicle theft is a serious issue in Canada and costs Canadians upwards of $1 billion annually. This loss impacts all drivers, but especially those driving vehicles that are more appealing to thieves – and can spike their insurance premiums. Want to know which vehicles were stolen the most frequently in 2021? Read our blog for the top stolen vehicles in Canada, Ontario, and Toronto. The Future of Insurance: 2022 Insights The last few years have been interesting, to say the very least. As 2022 begins, policyholders, brokers, and insurers alike wonder if there will be any stabilization to the insurance market in the coming year. Here are our predictions for the future of insurance in 2022, including property insurance, travel insurance, and the creation of insurance for digital NFTs. Check out our blog here. Giving Back: A Year in Review Each year, we pledge to donate a portion of our profits back to our community. Whether it’s donations, sponsorships, volunteering, or taking part in local initiatives, it’s all about being part of a larger community that cares. Here are some of the organizations we supported in 2021: Brain Injury Association of Ontario Canadian Cancer Society Clinton Radars Hockey Team Cystic Fibrosis Canada Hullett Marsh Provincial Wildlife Area Huron County Food Bank Huron Shores Hospice London Children's Hospital Mitchell Hawks Hockey Team Mitchell Minor Ringette Ronald McDonald House Charity Rotary Hospice of Stratford-Perth Seaforth Community Hospital Foundation Sick Kids Hospital Team Steep Curling West... --- Win 2 Tickets to a London Knights Game Enter to win 2 tickets to watch the London Knights face-off against the Sarnia Sting on Sunday, January 16, 2022, at Budweiser Gardens. There is still time to enter, so check out our Facebook, Twitter, or Instagram post for complete entry details! Wishing You A Happy Holiday Season! Best wishes for a joyful holiday season and a Happy New Year! May your holidays sparkle with moments of joy, laughter, and hope. As part of the Excalibur Insurance family, we want to remind you that we're always a quick phone call or email away. During the holiday season, we will have revised hours to give our team time to be with their families. Should you ever have a claims emergency while our office is closed, you can reach our 24/7 Emergency Help Centre by calling our office and following the prompts to be connected to a live advisor. Wishing you all a new year that is peaceful, healthy, and filled with family and friends. From the Excalibur Insurance Group We've Updated Our Blog Page We've been running our blog for over 7-years now. In that time, we have written just over 280 blogs and posted them on our website. In fact, in recent months we’ve created so many new posts that we decided it was time to reorganize! We are now sorting our blogs into popular categories and topics to make it easier to find what you're looking for! Let us know what... --- Excalibur Insurance Helps to Fill Your Table We’re in the holiday spirit! To say a big thank-you to all of our wonderful clients, we’re giving five lucky winners a $50 gift card to Hayter’s Farm, to help fill your table this holiday season. To enter, simply reply to this email and tell us what you are looking forward to in December. It could be anything! Contest closes on December 12th at 11:59 p. m. On December 13th, we will randomly select five lucky winners and contact them by email. Wishing You A Happy Holiday Season! Best wishes for a joyful holiday season and a Happy New Year! May your holidays sparkle with moments of joy, laughter, and hope. As part of the Excalibur Insurance family, we want to remind you that we're always a quick phone call or email away. During the holiday season, we will have revised hours to give our team time to be with their families. Should you ever have a claims emergency while our office is closed, you can reach our 24/7 Emergency Help Centre by calling our office and following the prompts to be connected to a live advisor. Wishing you all a new year that is peaceful, healthy, and filled with family and friends. From the Excalibur Insurance Group We've Updated Our Blog Page We've been running our blog for over 7-years now. In that time, we have written just over 280 blogs and posted them on our website. In fact, in recent months... --- How Climate Change Is Impacting Your Home Insurance Rates Climate change is the result of human-driven greenhouse gas emissions, which has led to widespread weather pattern shifts. In Canada, we have seen the impact of climate change in multiple areas, including severe wildfires, hailstorms, and flooding. Did you know that your home insurance may have also taken a hit? That’s right – severe weather as a result of climate change may be causing your home insurance rates to increase. Learn why here. Excalibur's Defender of Honour Program Our Defender of Honour program is back for the 7th year! Each year we sponsor the London Knights, and together, we work to recognize those who have served our country. If you know a veteran, please click the link below to nominate them as a Defender of Honour. If chosen, they will receive two tickets to a London Knights home game and a special on-ice presentation recognizing them for their service. Nominate a Defender of Honour here. Win Two Tickets to the London Knights A storm is coming, and you don't want to miss it! Enter to win 2 tickets to watch the London Knights face-off against the Guelph Storm on Saturday, December 11 at the Budweiser Gardens. There is still time to enter, so check out our Facebook, Twitter, or Instagram post for complete entry details! Welcome to the Team Darlene McCowan! Welcome to the team, Darlene McCowan! Darlene has joined our team in a Broker Support role, assisting clients with policy... --- How Climate Change Is Impacting Your Home Insurance Rates Climate change is the result of human-driven greenhouse gas emissions, which has led to widespread weather pattern shifts. In Canada, we have seen the impact of climate change in multiple areas, including severe wildfires, hailstorms, and flooding. Did you know that your home insurance may have also taken a hit? That’s right – severe weather as a result of climate change may be causing your home insurance rates to increase. Learn why here. Excalibur's Defender of Honour Program Our Defender of Honour program is back for the 7th year! Each year we sponsor the London Knights, and together, we work to recognize those who have served our country. If you know a veteran, please click the link below to nominate them as a Defender of Honour. If chosen, they will receive two tickets to a London Knights home game and a special on-ice presentation recognizing them for their service. Nominate a Defender of Honour here. Win Two Tickets to the London Knights A storm is coming, and you don't want to miss it! Enter to win 2 tickets to watch the London Knights face-off against the Guelph Storm on Saturday, December 11 at the Budweiser Gardens. There is still time to enter, so check out our Facebook, Twitter, or Instagram post for complete entry details! Welcome to the Team Darlene McCowan! Welcome to the team, Darlene McCowan! Darlene has joined our team in a Broker Support role, assisting clients with policy... --- We’re Now Offering Personal Cyber Insurance! Protecting the virtual walls of your home has become just as important as the physical structure. Cyber insurance isn’t just for big corporations anymore. Since the pandemic began, cyber attacks and ransomware attacks have increased, especially with more people working from home. For as little as $8. 25 a month, you can protect your family from cyber attacks, cyber extortion, online fraud, data breach, and damages caused by cyberbullying. Want to learn more about Personal Cyber Insurance? Click here. To view plan options: Click here. Win Two Tickets to the London Knights! Suit up for a great ‘knight’ of hockey! We’re giving away 2 tickets to the London Knights game at Budweiser Gardens against the Kitchener Rangers on Saturday, November 20. There is still time to enter, so check out our Facebook, Twitter, or Instagram post for complete entry details! Fire Prevention Week Interview October 3-9th was Fire Prevention Week in Canada! We had the pleasure of talking with Jess Jorritsma, the Public Education Officer for The Perth East & West Perth Fire Department. She explained the importance of this year's fire prevention week theme, educated us on how to teach kids about fire safety, and talked about a current public education initiative: the West Perth Fire Safety House. A big thank-you to Jess for taking the time to talk to us! Watch our interview here. Welcome to the Team, Katrina Clark! Join us in welcoming to the team, Katrina Clark! Katrina will be... --- We’re Now Offering Personal Cyber Insurance! Protecting the virtual walls of your home has become just as important as the physical structure. Cyber insurance isn’t just for big corporations anymore. Since the pandemic began, cyber attacks and ransomware attacks have increased, especially with more people working from home. For as little as $8. 25 a month, you can protect your family from cyber attacks, cyber extortion, online fraud, data breach, and damages caused by cyberbullying. Want to learn more about Personal Cyber Insurance? Click here. To view plan options: Click here. Win Two Tickets to the London Knights! Suit up for a great ‘knight’ of hockey! We’re giving away 2 tickets to the London Knights game at Budweiser Gardens against the Kitchener Rangers on Saturday, November 20. There is still time to enter, so check out our Facebook, Twitter, or Instagram post for complete entry details! Fire Prevention Week Interview October 3-9th was Fire Prevention Week in Canada! We had the pleasure of talking with Jess Jorritsma, the Public Education Officer for The Perth East & West Perth Fire Department. She explained the importance of this year's fire prevention week theme, educated us on how to teach kids about fire safety, and talked about a current public education initiative: the West Perth Fire Safety House. A big thank-you to Jess for taking the time to talk to us! Watch our interview here. Welcome to the Team, Katrina Clark! Join us in welcoming to the team, Katrina Clark! Katrina will be... --- Dr. Caesar's Sunday Funday Contest Our CEO, Jeff Roy, considers himself a bit of a caesar expert. When Jeff isn’t busy with insurance, he's creating mind-blowing caesars as his alter ego ... Dr. Caesar! He wants to share his passion with you by giving away a caesar making prize pack. Prize package includes: Walkers One Shot Caesar Elixir in Jamaican Jerk and Medium Spicy Walkers One Shot Caesar Rimmer in Zesty Garlic and Sweet & Spicy Matt and Steve’s Hot & Spicy Extreme Bean and Asparagoos 2 bottles of Motts Clamato Caesar juice 750mL bottle of Smirnoff Vodka 1 Jar of Unico Spicy Peppers 2 Dr. Caesar glasses you can't get anywhere else! To enter, visit our Facebook, Twitter, or Instagram page to watch Jeff's video and for full contest details. Welcome to the Team Krista & Nerena! We'd like to introduce the two newest members of our team: Krista Rose and Nerena Goud. Krista is working out of our Mitchell office, while Nerena is in our Clinton office. Both Krista and Nerena will be working as Account Managers, helping clients with policy changes, renewals, and new lines of business. Welcome to the team ladies! Excalibur's New Client Kits We've made changes to our New Client Packages. The updated kits, which are sent to all new clients, have arrived and we love how they've turned out! Check out our new seed paper mailers. Afterall, it doesn't make sense to ask clients to go paperless by sending them ... an ordinary... --- Dr. Caesar's Sunday Funday Contest Our CEO, Jeff Roy, considers himself a bit of a caesar expert. When Jeff isn’t busy with insurance, he's creating mind-blowing caesars as his alter ego ... Dr. Caesar! He wants to share his passion with you by giving away a caesar making prize pack. Prize package includes: Walkers One Shot Caesar Elixir in Jamaican Jerk and Medium Spicy Walkers One Shot Caesar Rimmer in Zesty Garlic and Sweet & Spicy Matt and Steve’s Hot & Spicy Extreme Bean and Asparagoos 2 bottles of Motts Clamato Caesar juice 750mL bottle of Smirnoff Vodka 1 Jar of Unico Spicy Peppers 2 Dr. Caesar glasses you can't get anywhere else! To enter, visit our Facebook, Twitter, or Instagram page to watch Jeff's video and for full contest details. Welcome to the Team Krista & Nerena! We'd like to introduce the two newest members of our team: Krista Rose and Nerena Goud. Krista is working out of our Mitchell office, while Nerena is in our Clinton office. Both Krista and Nerena will be working as Account Managers, helping clients with policy changes, renewals, and new lines of business. Welcome to the team ladies! Excalibur's New Client Kits We've made changes to our New Client Packages. The updated kits, which are sent to all new clients, have arrived and we love how they've turned out! Check out our new seed paper mailers. Afterall, it doesn't make sense to ask clients to go paperless by sending them ... an ordinary... --- Patio Season Contest It's our favourite season ... patio season! Patio season is in full swing, and we want to celebrate by giving one lucky winner a $100 dining gift card to help them soak up these beautiful summer days. To enter, visit our Facebook, Twitter, or Instagram page. We Are Hiring a Personal Lines Account Manager We're seeking a Personal Lines Account Manager to help manage our growing customer base. If you are self-motivated, highly organized, and have superior customer relationship management skills, then this is the job for you! Go Paperless with Excalibur Insurance Digitization is happening everywhere. Why not insurance? In our increasingly busy lives where we divide our time between our families, our work, and our hobbies, where does insurance fit in? Excalibur wants to put an end to wasted time and make insurance easier than ever by offering you the chance to go paperless. You can make the transition by activating your Desktop Customer Account or, if you have a smartphone, you can download our mobile app. Learn more here. Excalibur Insurance and the London Knights Excalibur Insurance will once again be partnering with the OHL’s London Knights for the upcoming 2021-2022 season. Look for ticket giveaways on our social media over the coming months as the Knights hit the ice and fans return to the stands. Stay tuned for more details. Your Farm Can’t Afford to Shovel a Pile of Red Tape Nothing makes us happier than to lace up our boots and visit... --- Patio Season Contest It's our favourite season ... patio season! Patio season is in full swing, and we want to celebrate by giving one lucky winner a $100 dining gift card to help them soak up these beautiful summer days. To enter, visit our Facebook, Twitter, or Instagram page. We Are Hiring a Personal Lines Account Manager We're seeking a Personal Lines Account Manager to help manage our growing customer base. If you are self-motivated, highly organized, and have superior customer relationship management skills, then this is the job for you! Apply here or share this link with someone you think would be a good fit! Go Paperless with Excalibur Insurance Digitization is happening everywhere. Why not insurance? In our increasingly busy lives where we divide our time between our families, our work, and our hobbies, where does insurance fit in? Excalibur wants to put an end to wasted time and make insurance easier than ever by offering you the chance to go paperless. You can make the transition by activating your Desktop Customer Account or, if you have a smartphone, you can download our mobile app. Learn more here. Excalibur Insurance and the London Knights Excalibur Insurance will once again be partnering with the OHL’s London Knights for the upcoming 2021-2022 season. Look for ticket giveaways on our social media over the coming months as the Knights hit the ice and fans return to the stands. Stay tuned for more details. Your Farm Can’t Afford to Shovel a Pile... --- Celebrating Nurses Week It’s Nurses Week, so we want to take a moment to thank all of the frontline health care workers who have dedicated their careers to caring for others. To say thank you, this week we visited the Clinton Public Hospital, the Clinton Family Health Team, and the South Huron Hospital to bring every staff member a perennial flower for their garden. It’s our way of saying a heartfelt thank-you for always giving back to the community - just like these flowers will. Community Champion Spotlight - Hullett Marsh Our Community Champion Spotlight is back - and better than ever! In honour of Earth Day on April 22, we sat down with Hullett Marsh Manager, Scott Austin, to chat about the birds and the bees – and all of the other wildlife that you can find at the Hullett Provincial Wildlife Area! This property is a fantastic place to hike, canoe, horseback ride, and hunt. A big thank-you to Scott for taking the time to talk to us. You and your team are doing amazing work in the community! Happy to make a $1,000. 00 donation to Friends of Hullett to help fund all your great work. Watch our 3-Minute Highlight Interview HERE Watch the Full Interview HERE Happy Mother's Day! Have you entered our Mother's Day Contest yet? This year we're celebrating two things we love dearly - mothers and the Stratford Festival Theatre! The Stratford Festival is an 'arts and culture' hub in our local area,... --- Construction Costs Are Skyrocketing The cost of building materials is increasing; how does that impact your home insurance? The cost of plywood, lumber, and other common building materials has increased in the last year due to shutdowns and market instability. According to a recent analysis, there has been a jump in reconstruction costs between May 2020 and May 2021 of nearly 6. 4%. As a result, your home may be underinsured. Here's what we recommend. Introducing Rate Reducer by Excalibur Insurance Introducing "Rate Reducer" by Excalibur Insurance. In our latest video, we showcase our commitment to help individuals shop the market for best-in-class coverage at the right price. Watch our Rate Reducer video to learn more, or share our Rate Reducer page with a friend who is looking for a better insurance experience. Happy Father's Day! Share Your Best 'Dad Advice' Have you entered our 'Dad Advice' Contest yet? Dads are known for sharing 'advice that sticks' with their children. Head over to our Facebook, Twitter, or Instagram page, and share the best piece of 'Dad Advice' that you received growing up for a chance to win a $100 gift card to Canadian Tire! Welcome to the Team Jamie-Lynne! We want to welcome our newest sales team member to the Excalibur Family: Jamie-Lynne Curtis. Jamie-Lynne Curtis recently joined the Excalibur team, working with individuals to help them shop the insurance markets for the right coverage at the best price. Jamie-Lynne already has over 5-years of experience working as a broker... --- Construction Costs Are Skyrocketing The cost of building materials is increasing; how does that impact your home insurance? The cost of plywood, lumber, and other common building materials has increased in the last year due to shutdowns and market instability. According to a recent analysis, there has been a jump in reconstruction costs between May 2020 and May 2021 of nearly 6. 4%. As a result, your home may be underinsured. Here's what we recommend. Introducing Rate Reducer by Excalibur Insurance Introducing "Rate Reducer" by Excalibur Insurance. In our latest video, we showcase our commitment to help individuals shop the market for best-in-class coverage at the right price. Watch our Rate Reducer video to learn more, or share our Rate Reducer page with a friend who is looking for a better insurance experience. Happy Father's Day! Share Your Best 'Dad Advice' Have you entered our 'Dad Advice' Contest yet? Dads are known for sharing 'advice that sticks' with their children. Head over to our Facebook, Twitter, or Instagram page, and share the best piece of 'Dad Advice' that you received growing up for a chance to win a $100 gift card to Canadian Tire! Welcome to the Team Jamie-Lynne! We want to welcome our newest sales team member to the Excalibur Family: Jamie-Lynne Curtis. Jamie-Lynne Curtis recently joined the Excalibur team, working with individuals to help them shop the insurance markets for the right coverage at the best price. Jamie-Lynne already has over 5-years of experience working as a broker... --- Excalibur Insurance Launches ‘The Good Knight’ to Help People Stay ‘Two-Steps Ahead’ As an extension of the Excalibur Insurance experience - ‘The Good Knight’ is fully invested in finding a better way forward, inspiring action, and creating smiles. As our company mascot, she represents a true reflection of our mindset as a team. Whether it’s a community-driven or insurance-focused initiative - we want to be the catalyst that champions people’s success. Watch 'The Good Knight' help parents think two-steps ahead HERE. 'The Good Knight' Represents Excalibur’s Customer Experience and Team Values As a company, the Excalibur Insurance team does whatever it can to champion people and give them a reason to smile. That ‘have your back’ mindset extends beyond insurance and is the driving force behind our commitment to help organizations, children, and teens within our extended community, achieve success. Fundamentally, our culture is defined by the following 5 values or non-negotiables: We believe helping people succeed is a privilege and honour. We believe ‘thinking two-steps ahead’ helps people sleep at night. We believe busy people appreciate options that simplify daily life. We believe appreciation grows when you find ways to make people smile. We believe creating change lies in our ability to inspire action. Watch our "We Believe" video HERE. Why is 'The Good Knight' Female? When we took an inside look at ourselves as a company and team, we realized that our people define our story. The fact that 80% of our frontline leaders are female, made it... --- Excalibur Insurance Launches ‘The Good Knight’ to Help People Stay ‘Two-Steps Ahead’ As an extension of the Excalibur Insurance experience - ‘The Good Knight’ is fully invested in finding a better way forward, inspiring action, and creating smiles. As our company mascot, she represents a true reflection of our mindset as a team. Whether it’s a community-driven or insurance-focused initiative - we want to be the catalyst that champions people’s success. Watch 'The Good Knight' help parents think two-steps ahead HERE. 'The Good Knight' Represents Excalibur’s Customer Experience and Team Values As a company, the Excalibur Insurance team does whatever it can to champion people and give them a reason to smile. That ‘have your back’ mindset extends beyond insurance and is the driving force behind our commitment to help organizations, children, and teens within our extended community, achieve success. Fundamentally, our culture is defined by the following 5 values or non-negotiables: We believe helping people succeed is a privilege and honour. We believe ‘thinking two-steps ahead’ helps people sleep at night. We believe busy people appreciate options that simplify daily life. We believe appreciation grows when you find ways to make people smile. We believe creating change lies in our ability to inspire action. Watch our "We Believe" video HERE. Why is 'The Good Knight' Female? When we took an inside look at ourselves as a company and team, we realized that our people define our story. The fact that 80% of our frontline leaders are female, made it... --- Celebrating Nurses Week It’s Nurses Week, so we want to take a moment to thank all of the frontline health care workers who have dedicated their careers to caring for others. To say thank you, this week we visited the Clinton Public Hospital, the Clinton Family Health Team, and the South Huron Hospital to bring every staff member a perennial flower for their garden. It’s our way of saying a heartfelt thank-you for always giving back to the community - just like these flowers will. Community Champion Spotlight - Hullett Marsh Our Community Champion Spotlight is back - and better than ever! In honour of Earth Day on April 22, we sat down with Hullett Marsh Manager, Scott Austin, to chat about the birds and the bees – and all of the other wildlife that you can find at the Hullett Provincial Wildlife Area! This property is a fantastic place to hike, canoe, horseback ride, and hunt. A big thank-you to Scott for taking the time to talk to us. You and your team are doing amazing work in the community! Happy to make a $1,000. 00 donation to Friends of Hullett to help fund all your great work. Watch our 3-Minute Highlight Interview HERE Watch the Full Interview HERE Happy Mother's Day! Have you entered our Mother's Day Contest yet? This year we're celebrating two things we love dearly - mothers and the Stratford Festival Theatre! The Stratford Festival is an 'arts and culture' hub in our local area,... --- Mortgage Insurance vs Term Insurance When should you buy life insurance? The answer is different for everyone, but if you have someone who depends on you financially, it is time to consider buying life insurance. We answer some FAQs about life insurance in our latest blog, including how much coverage you need and why you should buy term insurance instead of mortgage insurance. Read the blog HERE. St. Patrick's Day Contest Do you have the luck of the Irish? Enter our St. Patrick’s Day Contest and try your luck for this $150 gift basket; filled with St. Patrick’s Day beer glasses, Jameson Irish Whiskey, Carolans Irish Cream, Harp Lager, Guinness Draught, chocolates, and $50 in gift cards to President’s Choice. Make sure you are following us on Facebook, Twitter, or Instagram to enter today. Quarterly Flat-Screen TV Winner Congratulations to our quarterly flat-screen TV winner, Kyle Pollard. Just for being an Excalibur customer you are entered into a monthly draw for $100 and a quarterly draw for a Samsung 50-inch flat-screen TV when you refer a friend for a quote. Does your current Insurance Company do that? We even treat you just for making a referral! Click and get an auto or home quote online in minutes. Welcome to the Team, Josh! Welcome to the team, Josh! Josh Mall recently joined the Excalibur team, working solely with individuals to help them shop the insurance market for best in class coverage and premium. Josh has a wealth of experience, having worked... --- Mortgage Insurance vs Term Insurance When should you buy life insurance? The answer is different for everyone, but if you have someone who depends on you financially, it is time to consider buying life insurance. We answer some FAQs about life insurance in our latest blog, including how much coverage you need and why you should buy term insurance instead of mortgage insurance. Read the blog HERE. St. Patrick's Day Contest Do you have the luck of the Irish? Enter our St. Patrick’s Day Contest and try your luck for this $150 gift basket; filled with St. Patrick’s Day beer glasses, Jameson Irish Whiskey, Carolans Irish Cream, Harp Lager, Guinness Draught, chocolates, and $50 in gift cards to President’s Choice. Make sure you are following us on Facebook, Twitter, or Instagram to enter today. Welcome to the Team, Josh! Welcome to the team, Josh! Josh Mall recently joined the Excalibur team, working solely with individuals to help them shop the insurance market for best in class coverage and premium. Josh has a wealth of experience, having worked previously with Allstate and Desjardins. He enjoys working with Excalibur Insurance because of the wide variety of insurance companies we can offer our clients. We're thrilled to have you join our team, Josh! Quarterly Flat-Screen TV Winner Congratulations to our quarterly flat-screen TV winner, Kyle Pollard. When you refer a friend to Excalibur Insurance, your name goes into our quarterly draw for a flat-screen TV! Plus, you’re entered into our monthly draw to... --- Tell Us What You Want For Christmas To round out the year, we want to do something special for our followers! Head to our Facebook, Twitter, or Instagram page to enter our Tell Us What You Want for Christmas Contest! To enter, follow our page and answer everyone’s favourite question this time of the year: What Do You Want Most for Christmas? It could be anything! Contest closes December 25th at 11:59 p. m. On December 29th, we will randomly select one lucky winner and reward them with a $100 gift card toward that Christmas gift they’ve been dreaming of! Season’s Greetings from Excalibur Insurance Best wishes for a joyful holiday season and a happy New Year! May your holidays sparkle with moments of joy, laughter, and hope. Best wishes for a new year that is peaceful, healthy, and filled with family and friends. From the Excalibur Insurance Group 2021 Loving Life Contest Stay tuned for our Loving Life Contest, starting January 14th, 2021. More details coming soon. Giving Back: A Year in Review Each year, we pledge to donate a portion of our profits back into our community. Whether it’s donations, sponsorships, volunteering, or taking part in local initiatives, it’s all about being part of a larger community that cares. Here are highlights of some of the things we have done this year: Supporting Local Hospitals and Paramedics During the Pandemic - We donated $2,500 to the Huron County Paramedic Services to help purchase ten digital forehead thermometers. -... --- 2021 Loving Life Contest Starting THIS THURSDAY, our 2021 Loving Life Contest will be kicking things up a notch. With chances to win hundreds of dollars in daily giveaways, life in 2021 is already looking better than last year. Plus, you’ll have a chance to win our grand prize draw for $2,000, to make a purchase of your choice. Will you be Loving Life with a new grill in the backyard? Or turning things up a notch with a new surround sound system in the living room? How about exploring the great outdoors with your new mountain bike? Or enjoying a quiet night in bed on your new mattress? The possibilities are endless! Make sure you are following us on Facebook, Twitter, or Instagram to enter. Welcome to the Excalibur Insurance Team! We want to welcome our two newest team members to the Excalibur Family. Michael Brown joined our team in July and works out of our London Office. We recently celebrated his first 3 months on the job and continued our tradition of "knighting" new teammates with their official Excalibur jersey after they reach this milestone. Enjoy this photo from Michael’s jersey ceremony. Savannah Nigh joined our team in December and works out of our Clinton Office. Savannah has previous experience as a business development specialist, and will now be working as a Personal Lines Insurance Broker. 2020 Referral Program Winners Our 2020 Referral Program was a huge success! Thank you to everyone who referred a friend to Excalibur... --- 2021 Loving Life Contest Starting THIS THURSDAY, our 2021 Loving Life Contest will be kicking things up a notch. With chances to win hundreds of dollars in daily giveaways, life in 2021 is already looking better than last year. Plus, you’ll have a chance to win our grand prize draw for $2,000, to make a purchase of your choice. Will you be Loving Life with a new grill in the backyard? Or turning things up a notch with a new surround sound system in the living room? How about exploring the great outdoors with your new mountain bike? Or enjoying a quiet night in bed on your new mattress? The possibilities are endless! Make sure you are following us on Facebook, Twitter, or Instagram to enter. Welcome to the Excalibur Insurance Team! We want to welcome our two newest team members to the Excalibur Family. Michael Brown joined our team in July and works out of our London Office. We recently celebrated his first 3 months on the job and continued our tradition of "knighting" new teammates with their official Excalibur jersey after they reach this milestone. Enjoy this photo from Michael’s jersey ceremony. Savannah Nigh joined our team in December and works out of our Clinton Office. Savannah has previous experience as a business development specialist, and will now be working as a Personal Lines Insurance Broker. 2020 Referral Program Winners Our 2020 Referral Program was a huge success! Thank you to everyone who referred a friend to Excalibur... --- Tell Us What You Want For Christmas To round out the year, we want to do something special for our clients! Reply to this email and answer everyone’s favourite question this time of the year: What Do You Want Most for Christmas? It could be anything! Contest closes December 25th at 11:59 p. m. On December 29th, we will randomly select three lucky winners and reward them with a $100 gift card toward that Christmas gift they’ve been dreaming of! Season’s Greetings from Excalibur Insurance Best wishes for a joyful holiday season and a happy New Year! May your holidays sparkle with moments of joy, laughter, and hope. Best wishes for a new year that is peaceful, healthy, and filled with family and friends. From the Excalibur Insurance Group 2021 Loving Life Contest Stay tuned for our Loving Life Contest, starting January 14th, 2021. More details coming soon. Giving Back: A Year in Review Each year, we pledge to donate a portion of our profits back into our community. Whether it’s donations, sponsorships, volunteering, or taking part in local initiatives, it’s all about being part of a larger community that cares. Here are highlights of some of the things we have done this year: Supporting Local Hospitals and Paramedics During the Pandemic - We donated $2,500 to the Huron County Paramedic Services to help purchase ten digital forehead thermometers. - We also donated $1,600 for the purchase of 1,000 isolation gowns for the Clinton Public Hospital staff. Takeout Tuesday Initiative... --- Take Advantage of our Winter Tire Discount! Did you know that many insurance providers will give you a discount if you have fitted your vehicle with winter tires? Typical savings run from 2% to 5%. Simply reach out to your Excalibur Insurance broker and state that you have winter tires on your rig, and we’ll do the rest! Protect Your Vehicle From Depreciation with Optiom With Optiom, you can protect your new min-van, Jeep or SUV for up to 7 years against depreciation! Or, if you buy a used vehicle that’s less than ten years old, you get reimbursed for the market value at the time you purchased for up to 5 years! For as little as $25 a month, Optiom makes it simple to safeguard your family's budget and ride after a write-off. Learn more HERE, or watch our Optiom video HERE. Third Quarter Big Screen TV Winner Congratulations to our quarterly flat-screen TV winner, Daniel Walters. Watch our giveaway video HERE. When you refer a friend to Excalibur Insurance, your name goes into our quarterly draw for a flat-screen TV! You are also entered into our monthly draw to win $100. Know someone who is frustrated with the price of their insurance renewal? CLICK HERE and let us help. Stay Tuned for our Streaming Contest Keep an eye on our Facebook, Twitter, and Instagram pages this month, to enter our “What Are You Streaming? Contest. ” Simply share what you are watching during COVID, and be entered to... --- Protect Your Vehicle From Depreciation with Optiom With Optiom, you can protect your new min-van, Jeep or SUV for up to 7 years against depreciation! Or, if you buy a used vehicle that’s less than ten years old, you get reimbursed for the market value at the time you purchased for up to 5 years! For as little as $25 a month, Optiom makes it simple to safeguard your family's budget and ride after a write-off. Learn more HERE, or watch our Optiom video HERE. Stay Tuned for our Streaming Contest Keep an eye on our Facebook, Twitter, and Instagram pages this month, to enter our “What Are You Streaming? Contest. ” Simply share what you are watching during COVID, and be entered to win a 1-year subscription to your favourite streaming service. Third Quarter Big Screen TV Winner Congratulations to our quarterly flat-screen TV winner, Daniel Walters. Watch our giveaway video HERE. Just for being an Excalibur customer you are entered into a monthly draw for $100 and a quarterly draw for a Samsung 50-inch flat-screen TV when you refer a friend for a quote. Does your current Insurance Company do that? We even treat you just for making a referral! Click and get an auto or home quote online in minutes. Winter is Coming! Insure your Snowmobile Snowmobile season is almost here! With 150 hp beneath you and our policies behind you, enter the fray without fear. Yes, we insure snowmobiles. More importantly, we understand snowmobilers. Get insured... --- Children's Halloween Costume Contest We know Halloween will look a little different this year, but even if your kids are only dressing-up to trick-or-treat at Grandma's house, we'd love to see their costumes! Keep an eye on our Facebook, Twitter, and Instagram pages for full contest details later this month. It's Fire Prevention Week! It’s National Fire Prevention Week from October 4th to 10th – a great time to educate everyone about the important actions they can take to keep their family safe. In under two minutes, we show you what to do BEFORE a house fire to protect your family. Watch the video HERE. For more detailed information, check out our blog HERE. Excalibur Customers Can Monitor and Make Changes from Anywhere Did you know, Excalibur customers have access to their insurance info online or on their phone, giving them the ability to access their policies, carry their pink slip virtually, file claims, and update their insurance coverage - anywhere at any time? Become an Excalibur customer today! Get a home or auto quote. Six Best Practices If You Are In a Fender Bender When should you call 911? Do you need to report the accident to the police? When is it safe to leave the scene of an accident? Get answers to these questions and more in our latest blog. Check it out HERE. Congrats to our Contest Winners! Congratulations to Jackie Man (pictured above), our Insurance Trivia contest winner. She won a $25 Tim Horton’s gift card.... --- Children's Halloween Costume Contest We know Halloween will look a little different this year, but even if your kids are only dressing-up to trick-or-treat at Grandma's house, we'd love to see their costumes! Keep an eye on our Facebook, Twitter, and Instagram pages for full contest details later this month. It's Fire Prevention Week! It’s National Fire Prevention Week from October 4th to 10th – a great time to educate everyone about the important actions they can take to keep their family safe. In under two minutes, we show you what to do BEFORE a house fire to protect your family. Watch the video HERE. For more detailed information, check out our blog HERE. Excalibur's Paperless Solution Looking for a more convenient way to do insurance, all while reducing paper-clutter and helping the environment? Excalibur’s paperless solution makes it easy for you! Excalibur’s paperless solution gives you the ability to access your policies, carry your pink slips, file claims, and update your insurance coverage on your desktop or mobile phone - anywhere at any time. Learn more HERE. Six Best Practices If You Are In a Fender Bender When should you call 911? Do you need to report the accident to the police? When is it safe to leave the scene of an accident? Get answers to these questions and more in our latest blog. Check it out HERE. Congrats to our Contest Winners! Congratulations to Jackie Man (pictured above), our Insurance Trivia contest winner. She won a $25 Tim... --- September Newsletter 2020 Read to Your Kids on Us! September 6th was National Read a Book Day! To celebrate the power of storytelling, we want to give you a chance to win a $100 Indigo gift card! To enter, like our page and tell us your favourite book from your childhood! We will also be donating ten children’s books to our local public library, selected from the books mentioned in the comments of the contest. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. It's Jersey Day for Angela! True to our Excalibur promise to champion great people – it has become a tradition for new teammates to be “knighted” with their official Excalibur jersey after their first three months on the job. Angela’s been making everyone on the team proud by playing on two of our team’s lines – personal and farm insurance – and we couldn’t be happier! Watch her Jersey Ceremony HERE Loaned Your Car to Your New Roommate? You're on the Hook! Thinking about lending your car to your new university roommate? Think again! If they’re not listed as a driver on your insurance policy, you could be in trouble if they get into an accident. Not to mention, your insurance premium will take a hit. Watch our 90-second video or read our blog post on lending insurance to learn more! Your Farm Can't Afford to Shovel a Pile of Red Tape We don’t live in the city or work in... --- September Newsletter 2020 Read to Your Kids on Us! September 6th was National Read a Book Day! To celebrate the power of storytelling, we want to give you a chance to win a $100 Indigo gift card! To enter, like our page and tell us your favourite book from your childhood! We will also be donating ten children’s books to our local public library, selected from the books mentioned in the comments of the contest. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. It's Jersey Day for Angela! True to our Excalibur promise to champion great people – it has become a tradition for new teammates to be “knighted” with their official Excalibur jersey after their first three months on the job. Angela’s been making everyone on the team proud by playing on two of our team’s lines – personal and farm insurance – and we couldn’t be happier! Watch her Jersey Ceremony HERE Excalibur Customers Get a Chance to Win $100 Monthly! Just for being an Excalibur customer, you get 4 CHANCES to win a Samsung 50-inch flat screen when you refer a friend for a quote. Does your current Insurance Company do that? We even treat you just for making a referral! Click and get an auto or home online in minutes. Your Farm Can't Afford to Shovel a Pile of Red Tape We don’t live in the city or work in glass towers, we hang our hats in the country. It’s... --- Green Thumb Gardening Contest! SHOW US YOUR GARDEN AND WIN! Every Green Thumb loves new gadgets and tools for snipping, weeding, watering, and digging. So we want to give you an Excalibur Certified Home Gardening Bundle! The Excalibur Certified Home Gardening Bundle bundle (valued at $115) includes: Jardineer 8 Piece Garden Tools Set Canadian Gardener's Guide 3rd Edition $25 Canadian Tire Gift Card To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. What to Do Before a House Fire Learn what to do BEFORE a house fire to be prepared in case this worst-case scenario becomes a reality. Check the video out here, to help protect you and your family. For more detailed information, check out our blog HERE. Get a Quote in Minutes! At Excalibur Insurance, you can get an auto insurance quote online in less than 5 minutes. Afterwards, we’ll give you a call to discuss your options and work to find you the best price possible, with the coverage level you need. Try it today! Get an auto quote HERE. Congratulations to Last Month's Contest Winners! Congratulations to Shelly Price (pictured above) our quarterly referral draw winner. She won a Samsung 50-inch flat screen TV! Congratulations to Brenda Macdonald, our monthly referral draw winner. She won $100 for herself and chose to donate $100 to the Huron County Food Bank Distribution Center. Congratulations to Jane Rowcliffe, our Canada Day contest winner. She won 2 high-back folding chairs and a ladder ball game.... --- Come In, We're Open! As Ontario moves into Stage 2 of reopening, we have reopened our office doors to the public. We have implemented new safety measures to help keep our staff and clients safe. These measures include hand sanitizer stations, plexiglass barriers, social distancing signage, and masks in every office location. Please DO NOT come into the office if you are feeling ill or have travelled outside the country in the last 14 days. All clients will be required to do a brief screening before entering the office. Celebrate Canada Contest! We want to help YOU celebrate our beautiful country this Canada Day! Enter to win an outdoor prize pack with two high-back foldable lawn chairs and a ladder ball game. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Advice for First Time Home Buyers As a first time home buyer, there are a lot of unknowns. How much do I insure my home for? How much personal property coverage do I need? What even is personal property coverage? We answer all that, and more, in this video. Check it out here. For more information, check out our blog here. Did You Know, It’s Cheaper to Bundle? Fun fact! If you bundle your auto and tenant’s insurance you can save up to 10% on your auto policy, which can cover the cost of your tenant’s policy. Bundling means saving! Get an auto insurance quote in minutes HERE. Get a tenant’s insurance quote in... --- Celebrate Canada Contest! We want to help YOU celebrate our beautiful country this Canada Day! Enter to win an outdoor prize pack with two high-back foldable lawn chairs and a ladder ball game. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Looking to Save Money on your Renewal? At Excalibur Insurance, our brokers shop the market to find you the best rate. With over 15 company partners, our team does the penny-pinching for you – saving you time and money. Our online Rate Reducer compares premiums and provides you with the 10 lowest rates instantly. Compare auto or home quotes in seconds, and walk away with more money in your pocket. Advice for First Time Home Buyers As a first time home buyer, there are a lot of unknowns. How much do I insure my home for? How much personal property coverage do I need? What even is personal property coverage? We answer all that, and more, in this video. Check it out here. For more information, check out our blog here. Did You Know, It’s Cheaper to Bundle? Fun fact! If you bundle your auto and tenant’s insurance you can save up to 10% on your auto policy, which can cover the cost of your tenant’s policy. Bundling means saving! Get an auto insurance quote in minutes HERE. Get a tenant’s insurance quote in minutes HERE. Stay Tuned for Our Doctor Caesar Contest Later This Month! Our CEO, Jeff Roy, considers himself a... --- June Newsletter 2020 Dad Advice Contest Dad's are known for sharing 'advice that sticks' with their children. Starting June 10th, share the best advice your Dad, or a fatherly figure in your life, has ever given you for a chance to win a $100 gift card. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Maintaining your Sump Pump Last year, The Intact Centre at the University of Waterloo reported that 85% of Ontario households did not have a backup sump pump and 40% failed to maintain their sump pumps. Paul explains how to properly maintain your sump pump in this video here. Congrats to our Takeout Tuesday Contest Winners! As part of our commitment to Champion People & Champion Local, every Tuesday in May we gave away a $100 gift card to a local restaurant that’s open for takeout. The winners were: Kelly Fewkes who won a Fellini's gift card Amanda Galvin-Griffith who won a Willy’s Burger Bar gift card Terry Lynn Eggington who won a Kate’s Station gift card Holly Wilder-Dykxhoorn who won a West Street Willy's Eatery gift card Karla Carey who won an Amadeus Café gift card Thanks to everyone who entered and helped us #SupportLocal businesses during the COVID-19 pandemic! Insurance Made Easier Did you know, as part of the Excalibur family, you have access to the Excalibur Mobile Dashboard app? Excalibur’s Dashboard gives you the ability to access your policies, carry your pink slip, file claims, and update your... --- June Newsletter 2020 Dad Advice Contest Dad's are known for sharing 'advice that sticks' with their children. Starting June 10th, share the best advice your Dad, or a fatherly figure in your life, has ever given you for a chance to win a $100 gift card. To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Looking to Save Money on your Renewal? We know the next few months are going to be difficult financially for many families and businesses. That’s why we want to do the penny-pinching for you. Our online Rate Reducer compares premiums and provides you with the 10 lowest rates instantly. Compare auto or home quotes in seconds, and walk away with more money in your pocket. Maintaining your Sump Pump Last year, The Intact Centre at the University of Waterloo reported that 85% of Ontario households did not have a backup sump pump and 40% failed to maintain their sump pumps. Paul explains how to properly maintain your sump pump in this video here. Get a Quote in Minutes Did you know, with Excalibur you can get a quote online in less than 5 minutes? Try it yourself! Get an auto insurance quote HERE. Get a home insurance quote HERE. Congrats to our Takeout Tuesday Contest Winner! As part of our commitment to Champion People & Champion Local, every Tuesday in May we gave away a $100 gift card to a local restaurant that’s open for takeout. The winners were: Kelly... --- Champion Local With Takeout Tuesday As part of our commitment to Champion People & Champion Local, every Tuesday for the next 5 weeks we’ll be giving away a $100 gift card to your favourite local restaurant if it’s open for takeout. To enter and for full Takeout Tuesday Contest details, visit our Facebook, Twitter, or Instagram page. Looking to Save on your Renewal? At Excalibur Insurance, our brokers shop the market to find you the best rate. With over 15 company partners, our team does the penny-pinching for you – saving you time and money. Give us a call at 1-888-298-7343 or use our online Rate Reducer, which compares premiums and provides you with the 10 lowest rates instantly. Compare auto or home quotes in seconds, and walk away with more money in your pocket. One Hack Could End Your Business At this very moment, your business is 9x more likely to be hacked than have a fire – yet the majority of business owners don’t have coverage even though the cost is minimal. With more employees working from home, your business defense system is weakened. Stolen laptops pose additional threats, as do rouge employees, professional hackers, spyware virus and data theft extortion. Learn more about Cyber Insurance by visiting our webpage. Excalibur Customers Get a Chance to WIN $100 Monthly Just for being an Excalibur customer you are entered into a monthly draw for $100 when you refer a friend for a quote. Does your current Insurance Company do... --- Champion Local With Takeout Tuesday As part of our commitment to Champion People & Champion Local, every Tuesday for the next 5 weeks we’ll be giving away a $100 gift card to your favourite local restaurant if it’s open for takeout. To enter and for full Takeout Tuesday Contest details, visit our Facebook, Twitter, or Instagram page. One Hack Could End Your Business At this very moment, your business is 9x more likely to be hacked than have a fire – yet the majority of business owners don’t have coverage even though the cost is minimal. With more employees working from home, your business defense system is weakened. Stolen laptops pose additional threats, as do rouge employees, professional hackers, spyware virus and data theft extortion. Learn more about Cyber Insurance by visiting our webpage. Moments With Mom Share your Moments with Mom and be entered for a chance to win a $100 gift card to the restaurant of your choice! To enter and for full contest details, visit our Facebook, Twitter, or Instagram page. Overcoming Loneliness During The COVID-19 Pandemic While the words may sound alike, loneliness and being alone are not the same thing. Loneliness is a subject that has been studied for a long time in psychological literature. Loneliness can lead to an increased risk of heart disease, diabetes, and dementia. According to experts, loneliness and social isolation can be as damaging as smoking 15 cigarettes a day. Here are a few tips to help your mental wellbeing.... --- We’re With You Every Step of the Way Let Us Do Some Penny Pinching on your Renewal We know the next few months will pose financial challenges for many families and businesses. That’s why we’d like to do a bit of penny-pinching on your behalf. Our online Rate Reducer finds the most frugal rates in Ontario - compares premiums and provides you with the 10 best instantly. Click and compare auto or home quotes in minutes, and then let us do the dirty work. Excalibur Customers Get a Chance to WIN $100 Monthly Just for being an Excalibur customer you are entered into a monthly draw for $100 when you refer a friend for a quote. Does your current Insurance Company do that? We even treat you just for making a referral! Click and get an auto or home online in minutes. We’re Open! COVID-19 Update We are still open and serving clients however, for the safety of your family and our team - our offices are currently not open to the public. PLEASE BE ADVISED that some Excalibur team members are working remotely from their homes as a pre-cautionary measure. Regardless of where we are working, we 100% committed to helping you with policy changes, payments, renewals, quotes, and questions. We are also available by email, fax, postal mail, social media, and text message. If you’re looking for a quote, give us a call or get an online quote using our Rate Reducer or Chatbot. Excalibur Customers Get a... --- We’re With You Every Step of the Way We’re Open! Covid-19 Update We are still open and serving clients, however for the safety of your family and our team - our offices are currently not open to the public. PLEASE BE ADVISED that some Excalibur team members are working remotely from their homes as a precautionary measure. Regardless of where we are working, we 100% committed to helping you with policy changes, payments, renewals, quotes, and questions. We are also available by email, fax, postal mail, social media, and text message. If you’re looking for a quote, give us a call or get an online quote using our Rate Reducer or Chatbot. Missed Payments During the COVID-19 Pandemic Missing an insurance payment may not seem like a big deal, but it makes it extremely difficult for us to find you a new insurer once you have been cancelled for non-payment. Here are some ways that you can “help us, help you” due to extreme financial challenges during the COVID-19 Pandemic. Policy Payments During Covid-19 Payments can be made by mailing a cheque to one of our office locations, or by e-Transfer to payments@eigroup. ca. We understand this is a difficult time financially for many families and businesses. If you are concerned about being able to make your insurance payments on time, please read our blog about Missed Payments During the COVID-19 Pandemic for more information. We’re With You at Every Step During these unprecedented times, we encourage everyone to take... --- March Newsletter 2020 Is This Your Lucky Day? Watch for a chance this month to win the ultimate St. Patrick’s Day prize package! Win 2 Yeti tumblers and a $75 Fionn MacCools gift card! Keep an eye on our Facebook, Twitter, and Instagram pages to enter and win! The contest begins on March 17. Prepare Your Home for Vacation Planning to jet off to a warmer climate? Don't forget to secure your home and avoid potential insurance hassles before you leave. Get a little Insider Advice from one of Excalibur's finest - amazing advice in under 3 minutes! Congrats to our Referral Draw Winner! An Excalibur High-Five to Bradley & Kimberley Morrison! January’s winners of our monthly $100 cash prize. Thank you for referring a friend and giving us the opportunity to save them some money on their insurance policy! Know someone who's tired of getting a "surprise rate increase in the mail" with their existing company? CLICK HERE and let us help! Homeowners Insurance Breakdown Wondering if your road bike or collectables are ‘really covered’? Don’t let assumptions put you in the red. Check out our Home Insurance Bite-Sized Breakdown. Learn all about the stuff your online ‘Insurance Guy’ forgot to tell you. Watch our video. Thanks for the Kind Words, Laura! “I want to give a BIG thanks to Lane Ferguson for his patience. I definitely recommend his services, refreshing to be treated like a person, and not another policy number. ” – Laura (ON, Canada) Want to... --- Protecting Your Business During A Disease Outbreak From panic-buying to school closures and ending the NBA's season early, there certainly have been several developments this week when it comes to the COVID-19 virus. Today, we’re reaching out to business owners like yourself to explain how to build a business contingency plan in the event of a disease outbreak. We will also review how Business Interruption Coverage works in the face of a global “pandemic. ” If you have specific questions about your coverage, reach out to your broker directly. How to Build a Business Contingency Plan In the event of a disease outbreak, all business owners play a vital role in managing the health and safety risks to their employees, while trying to maintain their critical services. Have you considered how your business will function if 30% or more of your workforce cannot make it into work? Are you cross-training your employees so that they can take on essential tasks in the event of worker absences? Having answers to questions such as these will help improve your business's stability during uncertain times. Click below for a 10-minute business continuity self-assessment that outlines key questions your organization should consider. Download a copy of our Organizational Resilience Check-List: Click Here to Download Download our guide to Protecting Your Business & Your People During an Outbreak: Click Here to Download Business Interruption Insurance How does business interruption insurance work in the event of a pandemic? Business Interruption Coverage is designed to cover the... --- February Newsletter 2020 Staycay or Go T-O Contest Winner! We kicked off the New Year in style with our big Staycay or Go TO! contest. Thank you to everyone who entered our Staycay or Go T-O Contest! We received an overwhelming number of entries, and cannot begin to express how appreciative we are to everyone for taking the time to enter. Congratulations to contest winner Daryl DeBoer who decided to Go T-O on an expenses-paid trip to Toronto – valued at $2000! Stay tuned to our Facebook page for more great contests. Staycay or Go TO! Spot Contest Winners Congratulations to our Staycay or Go T-O daily contest winners: Day 1 - Angela Brindley - Winner of a 1-year subscription to Crave TV Day 2 - Rhonda Rosen - Winner of a $100 gift card to The Keg Day 3 - Jasmine Kennedy - Winner of a $100 gift card to HomeSense Day 4 - Julie Hartwig - Who gets to choose between a classic video game system or a night out at the bowling alley Day 5 - Amanda Dekens Mahon - Who gets to choose between a 1-year subscription to a music streaming service or tickets to a live concert Thank you to everyone who took the time to enter! Win London Knights Hockey Tickets! Suit up for a great ‘knight’ of hockey! We’re giving away 2 tickets to the London Knights game at Budweiser Gardens against the Guelph Storm on February 26th, 2020! Check out our Facebook... --- January Newsletter 2020 Staycay or Go T-O! Contest Toronto is calling... but so is the couch! We’re kicking off the New Year in style – with a humungous contest where you get to choose your prize. Will you Staycay with a big-screen TV, streaming subscription, and lots of snacks, or Go TO! on an expenses-paid trip to see a game or show in Toronto? The decision is yours! Keep an eye on our Facebook page, January 13th to 31st, to enter. Good luck! Congratulations to Pete and Andrea McCarthy – winners of our New Year’s Puck Drop contest. Pete and Andrea enjoyed a night out at the London Knights game at Budweiser Gardens against the Sarnia Sting on December 31, 2019. Keep your eyes on the Excalibur Insurance Facebook page – we’re always dropping great contests for you to enter! December's $100 Referral Draw Winner Congrats to Louden Thompson – last month’s winner of $100. Thank you for referring a friend and giving us the opportunity to save them some money on their insurance policy! Know someone who is tired of the renewal cycle with their existing insurance company? CLICK HERE and let us help! Did you know that some of your condo’s contents – and in certain cases its interior – may not be covered by your Condo Association? Learn more about Condo Insurance by reading our blog post. Refer a Friend - You could win a Big Screen TV! Refer a friend to Excalibur and you’ll not only... --- December Newsletter 2019 Win New Years'Hockey Tickets for 2! How about a New Year’s Puck Drop? We’re giving away 2 tickets to the London Knights game at Budweiser Gardens against the Sarnia Sting on December 31, 2019. Take in some suppertime hockey, then head out to welcome in the New Year! Check out our December 4th Facebook post for entry details. Last Month's Lucky Winner! Big congratulations to Betty Lucas Small – winner of last month’s London Knights contest. We hope you enjoyed the game at Budweiser Gardens against the Kitchener Rangers on November 17! Santa Claus is coming to town! From November 23 to December 24, Millennium Park in Clinton will be transformed into the North Pole. Visits with Santa are free, but we want to help you take those precious memories home with you! We’re giving away 2 photo packages (valued at $50 each), which include 4-5x7’s and 8-wallet sized photos from your session with Santa! More details about the event, including the location and hours of operation, can be found on their website: https://clintonsantahouse. ca/ To enter this contest, simply reply to this email with your full name and you’ll be entered to win! Contest closes December 8th at 11:59 p. m. The draw will be made the following day. Got your winter tires on? You could save up to 5% on insurance! Did you know that many insurance providers will discount your insurance if you have fitted your vehicle with winter tires? Typical savings run from... --- --- ## Business Products --- ## City Pages Zohair H (ON, Canada) “Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work. ” Darin S (ON, Canada) “Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done! ” TL (ON, Canada) “Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated” Robert P (ON, Canada) I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands. Melissa B (ON, Canada) “Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price! ” Patrick H (ON, Canada) “Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I... --- --- ## Company Partners Nova Mutual Insurance:Car & Home Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is the Nova Mutual Insurance Company? Nova Mutual has over 150 years of combined experience across its predecessor companies. They believe that the long-term success of an insurance company comes from being rooted in the community, providing a solid foundation for growth. Their team of dedicated professionals has allowed them to establish themselves as one of the leading Mutual Insurers for rural communities in Southern Ontario, specializing in Agriculture, Commercial, Home, and Auto insurance. They provide sustainable rates for members at a fair premium. Substantial changes in the insurance market have occurred in their first 100 years of business, and Nova Mutual cannot wait to see what the next century will hold. Nova Mutual puts the right coverage combination in the hands of each unique Ontario member, with a broad selection of products that allows agents and Broker Partners to customize the coverage offered to meet the individual needs of their members. They offer a Mutual difference, with local relationships and investments that stay close to home. Write a Review for Nova Mutual×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by Nova MutualNova MutualAuto InsuranceInsurance can be driven with Nova Mutual Auto Insurance. Your protection on the road is essential and... --- Cyberboxx™ Insurance:Insurance Offerings ReviewGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Cyberboxx™? BOXX Insurance was created to go beyond traditional insurance, dedicated to helping ensure the world can remain digitally healthy. Since the majority of insurance solutions fall short of protecting smaller or medium-sized enterprises, Cyberboxx decided that the emerging risks of a digitally-connected world needed to be confronted with advanced solutions at an affordable price. In 2018, BOXX Insurance was launched as a program that brings together data science, specialized underwriting, and new technologies to go beyond your average protection and predict, respond to, and prevent the risks – both that we face today and the ones we’ll face tomorrow. Write a Review for Cyberboxx×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by Cyberboxx™ Insurance Cyberboxx™Business InsuranceBOXX insurance was designed to protect businesses from digital crime and potential threats – both to your overarching business model and to your employees. While you set your goals high, BOXX helps you to stay on course – even after a cyber attack. The BOXX Business Edition Membership includes: Your Digital Health Tracker Managed Firewall & Monitoring Employee Cyber Training Cyberboxx™Home InsuranceDigital crime can target our households if we aren’t careful. In order to protect what’s important today, tomorrow, and for generations to come, BOXX offers home... --- Optiom Inc. Insurance:Insurance Offerings ReviewGet Auto Quote From your Excalibur Insurance Broker Who is Optiom Inc? Optiom Inc. Insurance, with roots in British Columbia but headquarters in Calgary, Alberta, has worked hard for over 15 years to help Canadians worry less about their lifestyle and potential financial hardships by offering greater benefits with auto insurance. Unlike other insurance companies, Optiom takes a customer-centric approach that focuses on providing a greater value to Canadian drivers via products like total loss vehicle replacement and additional benefits. Optiom Inc. provides its auto insurance products in Alberta, British Columbia, Saskatchewan, Manitoba, Ontario, and Nova Scotia. As a coverholder at Lloyd’s, Optiom has the ability to deliver on its promises with simplicity and speed. Write a Review for Optiom×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by Optiom Inc. InsuranceOptiomAUTO InsuranceOptiom focuses on providing confidence in your coverage when it comes to its products. Your average vehicle will depreciate in value over the course of your ownership, which – traditionally – insurance would rely on. Optiom goes beyond “traditional” insurance and provides superior total loss coverage for your vehicle, whether it’s brand new, leased, or used. Optiom Inc. ’s auto insurance coverage may include some of the following enhanced benefits for your confidence on the road: Deductible Reimbursement – Optiom provides you the chance... --- SGI Canada:Insurance Offerings ReviewGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is SGI Insurance? SGI first came about in 1944, when the Government of Saskatchewan passed what was known as The Saskatchewan Government Insurance Act. From this provincial Crown corporation came about SGI. Ever since its inception, SGI’s mandate has always been to provide affordable, comprehensive insurance coverage to the residents of Saskatchewan. As of 1980, the legislated changes to the Saskatchewan Government Insurance Act (1980) and The Automobile Accident Insurance Act caused a necessary distinction between the compulsory vehicle insurance program (which was known as the Saskatchewan Auto Fund) and a competitive insurer offering additional casualty/property products (in this case, SGI. ) Now, SGI offers competitive property and casualty insurance products via SGI Canada and all its subsidiaries. It offers auto, home, tenant, and condo insurance for residents throughout Canada. Write a Review for SGI×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by SGI CanadaSGI CanadaAuto InsuranceSGI Canada believes that you can build an affordable plan that will help you and your family recover from the potentially devastating costs of a collision. SGI’s personal auto insurance covers damages to your vehicle, as well as the costs of your legal responsibility should you be found at-fault. SGI’s auto insurance packages may include: Comprehensive coverage All... --- South Easthope Mutual Insurance:Insurance Product ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is South Easthope Mutual Insurance? For over 150 years, South Easthope Mutual Insurance has been providing peace of mind to customers in Southwestern Ontario. Established in 1871, South Easthope is a mutual insurance company, which means that when you purchase insurance, you automatically become a part of the company. Your premiums pay the business’s operating costs, and when possible, members are provided with a premium refund. Insurance from South Easthope Mutual looks unlike it does with any other provider, as South Easthope makes your needs a priority and works with you to curate customized, personalized insurance solutions. Write a Review for South Easthope Mutual×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by South Easthope MutualSouth Easthope MutualAuto InsuranceSouth Easthope auto insurance is with you every time you head out onto the road. They offer a variety of coverages, including higher accident benefit limits, driving record protection, emergency roadside service, transportation replacement, and rental vehicle liability. The types of automobiles they insure include: Personal Vehicles Farm Vehicles Commercial Vehicles Recreational Vehicles South Easthope MutualProperty & Home InsuranceYour home is your most significant investment, which is why you need to protect it. Southeast Hope offers insurance protection for overland flood, identify theft, additional living... --- Travelers Canada Insurance:Car & Home Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Travelers Canada Insurance? Travelers Canada is comprised of three licensed insurers: The Dominion of Canada General Insurance Company, St. Paul Fire and Marine Insurance Company, and Travelers Insurance Company of Canada. Travelers is a leading property and casualty insurance company with a global reach. As of 2016, Travelers had assets totaling $100 billion and approximately 30,000 employees across Canada, the U. S. , the U. K. , Ireland, and Brazil. Insurance with Travelers Canada is easy, and Travelers has a backing of over 130 years in curating quality insurance offerings as well as reliable claims services and risk control resources so that you always have peace of mind. Write a Review for Travelers×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by TravelersTraveler'sAuto InsuranceTravelers Insurance has extensive coverage options to protect your car and recreational vehicles, including liability, accident benefits, and uninsured motorist protection. They also offer optional add-on coverages for physical damage to your vehicle, increased liability limits, collision, comprehensive, and loss of use. Discounts are available to drivers who: Have completed drivers training Have a clean driving record (Defined as no convictions in the last three years and no at-fault accidents in the last six years) • Have multiple... --- Wawanesa Insurance:Insurance Product ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Wawanesa Insurance? Wawanesa Insurance was founded in Wawanesa, Manitoba, in 1896. Over 120 years later, they’ve expanded their operations across Canada and throughout the United States and extended their lines of coverage. Today, Wawanesa is a 9. 5 billion dollar company with over two million dollars of insurance policies in force and has remained guided by the same values it was instilled with since its founding. Today, Wawanesa takes pride in building on its history and striving to progress forward as leaders in the modern insurance industry. Wawanesa Insurance currently offers a wide range of products, including (but not limited to) auto, home, condo, and farm, as well as commercial business and life insurance. Write a Review for Wawanesa×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by WawanesaWawanesaAuto InsuranceIn 1928, over 30 years after they wrote their first policy, Wawanesa Insurance began insuring vehicles. Since then, they’ve become one of the largest automobile insurers in Canada, customizing each policy to the needs of the policyholder. Some of the factors they consider include your driving record, number of convictions, number of drivers in your household, and whether you have multiple policies with Wawanesa. Wawanesa offers auto insurance for multiple different types of vehicles, including:... --- Gore MutualCar & Home Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Gore Mutual Insurance Company? In 1839, Gore Mutual wrote their first insurance policy in Brantford, Ontario. Although they are the oldest property and casualty insurer in Canada, Gore Mutual has continuously evolved – adopting new technology and insurance coverage solutions. Gore Mutual’s foundation of financial strength has withstood over 180 years in the industry thanks to its ability to continually revitalize its business model, while still holding true to its initial values and reflecting its ambition to scale as a national insurer driven by a sole purpose to deliver outstanding insurance products. Write a Review for Gore Mutual×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by Gore MutualGoreAuto InsuranceGore Mutual offers a variety of coverage options to protect your automobile, including accident repairs, injury to others, theft and vandalism, medical bills, legal fees if you are sued, and rental car coverage. They have coverage for a range of vehicle types, including: Cars SUVs Collector & Antique Vehicles Snowmobiles ATVs Campers & Motorhomes Boats & Jet Skis GoreProperty & Home InsuranceGore Mutual understands that your home isn’t just your largest investment; it’s also your sanctuary. A standard insurance policy from Gore Mutual will cover damage or loss to your home or property,... --- Heartland FarmCar & Home Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Heartland Farm Mutual? Heartland Farm Mutual Inc. was formed in January 2016, after North Waterloo Farmers Mutual and Oxford Mutual merged. These organizations have over 250 years of combined insurance experience. Heartland Farm Mutual writes over $100 million in premiums each year and manages over 50,000 insurance policies across Ontario. Heartland’s vision is and has always been to become a leading Mutual dedicating to fulfilling its promise to offer tailored insurance solutions via exemplary customer experience. Heartland Farm Mutual offers auto, property, commercial, farm, and other coverage solutions to better fulfill its client’s needs. Write a Review for Heartland farm mutual×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by Heartland Farm MutualHeartland Farm MutualAuto InsuranceHeartland considers several factors when determining an auto insurance premium. These factors include where you live, how you use your vehicle, who drives your vehicle, and any accidents, tickets, or non-payments you have on your driving record. You may be eligible for additional discounts on your auto insurance if you have winter tires, are retired, commute less than 5kms to work one way, or have been insured with Heartland for three years or more. They also offer a discount on your auto insurance when you bundle it... --- Howick MutualCar & Home Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Howick Mutual Insurance Company? Since 1873, the Howick Mutual Insurance Company has been providing peace of mind for people who live in rural areas and small towns. Howick Mutual understands the needs of people living in these areas because their independent brokers live there too! That’s just one of the many benefits of purchasing your insurance from a mutual – your premiums stay in the community, employing your friends, family, and neighbours while supporting the local economy. Another benefit of a mutual is becoming a member of the company. By purchasing your insurance from Howick Mutual, you get invited to their Annual General Meeting and get to voice your opinions on company decisions. Write a Review for Howick×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by HowickHowickAuto InsuranceHowick Mutual provides unique pricing options, discounts, and add-on coverages to their auto insurance customers. All companies in Ontario offer the same auto coverage product, but Howick is different thanks to its unique pricing options, optional extra coverages, and its excellent customer service. Howick even offers higher accident benefits limits, emergency roadside service coverage, rental vehicle liability, and so much more. Automobile insurance coverage is available for: Cars SUVs Campers & Motorhomes ATVs Snowmobiles... --- Intact InsuranceCar & Home Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Intact Insurance? Intact Insurance is Canada’s largest home, auto, and business insurance company, serving over four million customers across Canada. Jevco Insurance, Belairdirect, and BrokerLink are all subsidiaries of the Intact Financial Corporation (IFC). In 2018, Intact had 13. 2 per cent of the Ontario insurance market, and today, Intact Insurance is committed to being a resource you can count on when the unexpected happens. Intact Insurance provides a coast-to-coast presence and fosters a strong relationship with its insurance brokers, enabling customers to always receive outstanding service, comfort, and continuity. Write a Review for Intact×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by IntactIntactAuto InsuranceIn 2018, Intact Insurance’s customers accounted for 14. 7 per cent of the total private passenger auto insurance market in Ontario and 21. 2 per cent of the commercial auto insurance market in Ontario. When you insure over a fifth of the auto insurance market, you know a thing or two about providing your customers with competitive rates and top-notch service. Intact helps you to determine the level of coverage you need and bases your rate on the vehicle you drive, frequency of use, and your driving record. They offer these types of automobile solutions: Car Motorcycle... --- Jevco Insurance Company:High-Risk Car Insurance ReviewsGet Auto Quote From your Excalibur Insurance Broker Who is Jevco Insurance Company? For over 30 years, Jevco Insurance Company, a subsidiary of the Intact Financial Corporation, has been providing innovative insurance solutions for non- standard personal automobile policies. If you’re a driver with multiple claims, tickets, or accidents on your record, Jevco has pricing and payment options that may fit your needs. Speak to an Excalibur Insurance broker to find out if you qualify for a Jevco high-risk car insurance policy. Jevco has a team of highly knowledgeable and experienced underwriters who will help you find an insurance policy that suits your needs. Write a Review for Jevco×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by JevcoJEVCOAUTO InsuranceJevco Insurance offers only one type of insurance – auto insurance. Unlike other insurance companies which may offer home, farm, commercial, and auto insurance, Jevco has found its niche in non-standard personal auto insurance. They’re a great option for many high-risk drivers who have multiple accidents, driver’s licence suspensions, or tickets on their record. As a result, Jevco provides insurance options for many drivers who are unable to get insurance through other companies. Speak to an Excalibur Insurance broker to see if you qualify for a Jevco auto insurance policy. Get Auto Quote Reviews from a... --- Max Insurance:Car & Home Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Max InsuranceMax Insurance’s roots date back to 1866, but they’ve made some significant changes since then. Max Insurance is a science and technology-driven company whose pioneering the insurance industry with first-of-its-kind insurance solutions. Max Insurance has a unique data-driven quoting system, with highly individualized pricing that is not based on postal code (like many other insurance companies) but by the active risks to your home. Max Insurance even has resources on their website for how they price their insurance products. Write a Review for Max×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by MaxMaxAuto & Motorcycle InsuranceMax Insurance’s upcoming car insurance offerings are plotted for the near future, including uniquely priced coverage options for your vehicles. Max also currently offers motorcycle insurance for those who love their bikes and want to keep them protected no matter what life’s journey brings. MaxProperty & Home InsuranceMax Insurance takes insurance a step further and offers fair pricing by focusing on the small details of your home. Utilizing deep learning AI, experience and behaviour models, and so much more, Max places an extra emphasis on fair pricing. Max offers property and residential insurance for the following types: House Condo Apartment MaxBusiness InsuranceFor businesses, small or... --- Premier Group:Car, Home, & Other Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Premier Group? Premier Group was established in 1989 and has seen rapid growth since its inception. The company now employs over 160 people and is responsible for over 130,000 insurance policies. Premier offers a wide range of specialty insurance services, from environmental liability to commercial marine policies. Moreover, Premier has 6 separate offices throughout Canada, including its HQ in Vancouver and branches in London, Toronto, Laval, Cambridge, and Calgary. For unique insurance solutions, Premier Group may have the answers you need. Write a Review for Premier×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by Premier Group InsurancePremierSpecialty Personal LinesPremier Group specializes in many unique insurance solutions, including: Vacant Dwellings Hard to Place Homes High-Value Homes Home Sharing & Short-term Rentals Personal Umbrella Liability Builder’s Risk Rented Dwellings Seasonal Dwellings Rooming Houses & Student Housing Mobile Homes Property In Storage Vacation Trailers Condos (Owner Occupied, Rented, Seasonal, and Vacant) Tenant Packages PremierEnvironmental Liability Premier Group specializes in many areas of environmental liability, including: Environmental Impairment Liability (Fixed Sites) Storage Tank Owners Pollution Coverage Project Specific Pollution Coverage Environmental Engineers & Consultants Package (CPL/CGL/E&O) Contractors Pollution Liability Package (GREENworks) (CPL/CGL/E&O) Recyclers Package (CGL/Property) PremierConstruction RisksFor construction risk, Premier Group offers: Builder’s Risk/Small... --- Aviva Insurance Company of Canada:Car & Home Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Aviva Insurance Company of Canada? In 2003, Aviva Insurance Company of Canada came to be after a series of mergers, acquisitions, and rebranding. Aviva’s roots trace back to 17th century England when it was better known as Pilot Insurance Company, and Scottish & York Insurance Co. Ltd. Aviva came to Canada in the early 19th century, opening their first Canadian-based location in 1835. Today, Aviva serves over 2. 8 million customers across Canada and managed 12 per cent of the total Ontario insurance market in 2018. Write a Review for Aviva×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by AvivaAvivaAuto InsuranceIn 2016, Aviva handled more than 220,000 auto insurance claims. By 2018, Aviva accounted for 14 per cent of the auto private passenger market and 15. 2 per cent of the commercial auto market in Ontario. Aviva’s standard auto insurance protection includes injury, death, or property damage inflicted on others, as well as medical costs and loss of income for you and your family. Aviva also offers add-on coverages including ridesharing, temporary vehicle replacement, conviction protection, collision protection, comprehensive coverage, and accident forgiveness. They have coverage for a range of vehicle types including: Auto Motorcycle ATV & Snowmobile... --- Echelon Insurance:Car & Home Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Echelon Insurance? Founded in 1998, Echelon Insurance became a member of the CAA Club Group in 2019. Echelon works to protect Canadian families and businesses with Personal and Commercial Insurance solutions and is a leading specialty insurance that works closely with a range of different top-rated broker partners. Echelon Insurance is known for providing automobile insurance for drivers unable to obtain coverage elsewhere due to a poor driving record, high claims frequency, or inexperience. Echelon Insurance offers its services in Atlantic Canada, Ontario, and Alberta. Write a Review for Echelon×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by Echelon InsuranceEchelonAuto InsuranceEchelon Insurance provides insurance solutions for drivers who are inexperienced or have a poor driving record. High-risk drivers who have multiple accidents, driver’s licence suspensions, or tickets on their record may be able to find coverage with Echelon. Echelon offers these types of automobile solutions: Automobile Motorcycle & Trail Bike Motorhome Travel Trailer Collector Vehicle Collector Vehicle Appraisers ATV (All Terrain Vehicles) Snowmobile EchelonProperty & Home InsuranceEchelon has a variety of coverage options to protect your largest financial investment. A standard home insurance policy can provide coverage for damage to your personal belongings, home or detached structures on your property, and... --- Economical Insurance:Car & Home Insurance ReviewsGet Auto Quote Get Home Quote From your Excalibur Insurance Broker Who is Economical Insurance Company of Canada? Founded in 1871 in the community of Berlin (now Kitchener), Ontario, the Economical Insurance company currently serves more than one million Canadians. Economical prides itself on investing in innovation and its commitment to customer service. Economical had 5. 9 per cent of the total insurance market share in 2018 in the province of Ontario. Economical Insurance is owned by the Canadian Property & Casualty Insurance Company. The company owns multiple subsidiaries, including Economical Insurance, Perth Insurance Company, Western General Insurance, Waterloo Insurance Company, The Missisquoi Insurance Company, and Federation Insurance Company of Canada. Write a Review for Economical×Leave a Review Leave a Review Name * Email * Star Rating * 1 Star 2 Stars 3 Stars 4 Stars 5 Stars Write a review * Submit If you are human, leave this field blank. Insurance Coverage Offered by EconomicalEconomicalAuto InsuranceEconomical Insurance offers coverage for a wide variety of automobiles. They utilize an individualized premium calculation approach, meaning that they tailor premiums based on the individual’s exposure, instead of putting policyholders into brackets like many other companies. They also offer a variety of discounts if you bundle your home and auto insurance, install an anti-theft device, or have multiple vehicles insured with Economical. Discounts may also apply to your policy if you are a conviction-free driver, an accident-free driver, or an experienced driver. Economical offers coverage for these types... --- --- ## FAQs --- ## Farm Products --- ## Personal Insurance Recharging your walletOntario's Lowest Electric Car Insurance Rates from Your Trusted Broker ×Request a call back Request a Quote - Auto Full Name * Phone * Email * Vehicle Year * Vehicle Make * Vehicle Model * Message * Get a Quote If you are human, leave this field blank. Electric Car Insurance Get a QuoteElectric Car Insurance Get a Call BackOR, Just give us a call and speak to an Excalibur Defender Going with the CurrentElectric VehiclesCongratulations, you're among the many in Ontario who've shifted to a greener mode of transportation. Whether you're cruising in a Tesla Model 3, family hauling with the Hyundai Kona or using your Ford Lightning to deliver the boat to the cottage. You should spark up a conversation with our Excalibur Defenders about electric vehicle insurance. We want to ensure your coverage reflects your electric automobile's benefits and risks. We'll keep you commuting confidently with coverage for everywhere your electric car takes you. More By using our Rate Reducer or by filling out a form on our website. More An Excalibur Defender will review the quote and your unique needs, to ensure you have the right coverage. More Liked your coverage and your quote? Your Defender will send you the documents – you can even sign right from your phone. After signing, we email you your pink slip. Welcome to the Excalibur Family! We’ve got the Insurance coverage you needEV Insurance Travel Trailer Insurance Rate Reducer Good Driver Insurance Gap Insurance Recreational Insurance Young... --- Safeguard the life you enjoy, and the people you love. LifeInsuranceGet a QuoteDisabilityInsuranceGet a Quote×Get A Disability Insurance Quote Disability Insurance Quote Full Name * Phone Number * Email * If you are human, leave this field blank. Critical IllnessInsuranceGet a Quote×Get A Critical Illness Insurance Quote Critical Illness Insurance Quote Full Name * Phone Number * Email * If you are human, leave this field blank. Our life, critical illness and disability insurance coverage specialists are ready and waiting to help you protect your quality of life and prepare you for the unexpected. If you can’t work because of injury, illness or premature death the people who depend on you can cover debts and mortgage responsibilities, replace or supplement your income and remove medical burdens. Our Team of SpecialistsAmanda WoodLife AdvisorFamily is Amanda’s bread and butter. As the youngest of 17 children and a mother to 3 of her own, she understands the hard work that goes into protecting the ones we love. With over 15 years of experience in financial services, Amanda knows what questions to ask to ensure your family is protected. Schedule ChatChristopher BurtonSenior Financial Security AdvisorWith nearly 30 years of experience in financial services, there aren’t many questions that Chris hasn’t answered during his time in the industry. With an active family of 7 children and 3 grandchildren, Chris understands all stages of life and can help you navigate changing needs. Schedule ChatJustin DamsmaLife AdvisorAs a farmer and father of 4 sons, Justin understands a... --- PersonalCyber InsuranceCyber crimes happen daily when people shop or interact online at home. Protect your family against the financial and emotional effects of cyber-attacks, bullying, fraud, extortion and data breaches. Every family member who has a computer or internet connected device is at risk. * *Any family member who makes purchases, or banks online is at risk. * See Your OptionsOur 2 Cyber Protection Options are SimpleBuy NowLearn MoreGet Covered Against Cyber Extortion A demand for money based on a credible threat to damage, disable, deny access to your computing and connected home devices or data. Click to View FAQsProtect Yourself Against Cyber Fraud Identity theft Unauthorized use of card, bank account or credit account Forgery or alteration of a cheque or negotiable instrument Intentional or criminal deception Click to View FAQsProtect Your Family Against Cyber Bullying Legal expenses, lost wages, childcare Cost for counselling Temporary relocation Temporary private tutoring Enrollment expenses Click to View FAQsMore information about Cyber Insurance for Homes & Families:What is Cyber Insurance? The very term “Cyber Insurance” sounds like something out of a science fiction novel. Generally, cyber insurance is something utilized by commercial enterprises to safeguard their large databases from malware and cyberattacks, but individuals are compromised by fraud, identity theft, and phishing scams every day. It’s not just businesses that are being affected. Excalibur Insurance presents Cyber Liability through Cyberboxx to protect individuals and families from cyber attack, cyber extortion, online fraud, data breach, and even cyber bullying. Because home insurance generally will... --- Travel Trailer Insurance OntarioThinking two-steps ahead, so you can enjoy your happy place. Get an Online Travel Trailer Quote in MinutesGet Your QuoteWe believe your ‘home on wheels’ is captured by two words - PERSONAL FREEDOM. The freedom to escape, to unwind, to laugh and play in a space of your choosing. Our promise? We refuse to see your travel trailer getaway time placed in jeopardy should the unexpected happen just because an agent or broker got a little ‘ho-hum’ when they did up your quote. Get the Right ProtectionWe believe insuring a travel trailer is really about protecting your hard earned off time. And that ‘thinking two-steps ahead’ is even more critical because we work too hard to put even one day of our vacation in jeopardy. ×Travel Trailer Insurance Quote Recreational Vehicle Contact Name * Phone * Email * Message reCAPTCHA If you are human, leave this field blank. Get a 'Good Knight' Travel Trailer QuoteHow We WorkDo I Need Insurance For:Things You Should KnowOntario Travel Trailer InsuranceOwn a recreational vehicle? Have peace of mind during your next summertime adventure with Excalibur Insurance’s travel trailer insurance plans. Whether your adventure is planned out for the entire summer or just a weekend, the right protection matters. Our families depend upon our travel trailers for all the memories they help us make. What’s there to do when budget is tight? Excalibur Insurance brokers can find you affordable travel trailer insurance quotes and from that moment on you’ll always have the... --- Get your 10 lowest auto or home insurance rates right now in real time online. Get The Lowest Auto RateGet The Lowest Home RateWhen it comes to the competition – we have two favourite words Bring It. Get your 10 lowest auto or home insurance rates right now in real time online. Get The Lowest Auto RateGet The Lowest Home RateSee Annika in ActionWith Rate Reducer nothing gets past the posts until it’s verified as one of your 10 lowest rate options. How does Excalibur earn respect? They leave it all on the ice for you to see. Transparency at its best. Compare rates from Canada’s top insurers all in minutes. Get The Lowest Auto RateGet The Lowest Home RateWe’ve got the Insurance coverage you needCar, Truck, SUV Insurance High Risk Auto Insurance Good Driver Insurance Gap Insurance Young Driver Insurance Antique Car Insurance Home Insurance Travel Trailer Insurance Recreational Insurance EV Insurance Rate Reducer --- my DRIVEA program that helps you get rewarded for your safe driving. Request a QuoteIntroducing my DRIVEThe my DRIVE program helps you get rewarded for your safe driving and provides personalized tips to improve your driving habits. You can save up to 25% on your car insurance* by driving safely. You automatically get a one-time 10% discount when you sign up in the program*. Your discount is then updated every six months based on how safely you drive. Let’s take the road together with my DRIVE. Request a QuoteHow my DRIVE Helps You Get a personalized dashboard with your driving stats in real-time. Optimize your driving based on customized tips. See how you compare to others. Keep track of your Safety Score to understand how safely you drive. Your Safety Score Is Based On3 Main FactorsSafe SpeedDriving within the speed limits at all time. SmoothnessSmooth braking and smooth acceleration. FocusKeeping your focus on the road and avoiding phone use limits. By adopting safe driving habits, you could save up to 25% on your car insurance. Request a QuoteWe’ve got the Insurance coverage you needCar, Truck, SUV Insurance High Risk Auto Insurance Good Driver Insurance Gap Insurance Young Driver Insurance Antique Car Insurance Home Insurance Travel Trailer Insurance Recreational Insurance EV Insurance Rate Reducer ×Request a Quote Intact My Drive First Name * Last Name * Cell Phone * Email * Captcha Submit If you are human, leave this field blank. Close --- ×Get a Quote Optiom Get a Quote Form Full Name * Email * Photo * Postal Code * Make & Model * Vehicle Year * Vehicle VIN# * Current Kms on Vehicle * Approximate Get a Quote If you are human, leave this field blank. CloseIf you buy a new vehicle and it’s written off in an insurance claim – you get reimbursed for that amount you paid for up to 7 years. If you buy a used vehicle that’s less than ten years old, get reimbursed for the market value at the time you purchased for up to 5 yrs. Optiom Get a Quote Form Full Name * Email * Photo * Postal Code * Make & Model * Vehicle Year * Vehicle VIN# * Current Kms on Vehicle * Approximate Get a Quote If you are human, leave this field blank. If you currently have auto insurance with collision and comprehensive insurance - you qualify for Optiom. Excalibur Insurance is one of the few select brokers in Ontario that offers you protection against depreciation if your vehicle is written off in an accident. Protect Your Family Budget. Example : You purchase a used 2020 Dodge Grand Caravan for $28,000 (market value)5 years later it gets written off in an accident – and it’s worth only $12,500. You get reimbursed $28,000* * The Optiom Program requires comprehensive & collision coverage on your primary auto insurance policy. Example : You purchase a new 2024 Kia Telluride for $67,000 (market value)7... --- Snowmobile Insurance in OntarioYour knuckles are white with excitement. We get it. While others are ready to batten down the hatches and hibernate for the winter, you can’t wait to see the white stuff. Where they see shoveling and agony, you see snowmobiling and adrenaline. That’s not a blanket of snow on the landscape. It’s trails being laid. A pure, white playground for you to explore. With 150 bhp beneath you and our policies behind you, it’s time to enter the fray without fear. Yes, we insure snowmobiles. More importantly, we understand snowmobilers. Winter is coming. Get insured and go get it before it’s gone. ×Recreational Vehicle Recreational Vehicle Contact Name * Phone * Email * Message reCAPTCHA If you are human, leave this field blank. CloseGET YOUR QUOTEOther types of Recreational Vehicle Insurance we offer:Motorhome InsuranceFifth-wheel TrailersTravel TrailersPark Model Trailer InsuranceTruck CampersMotorcycle InsuranceSnowmobile InsuranceWatercraft and Sailboat InsuranceOur insurance experts are dedicated to helping you find the best coverage for your Recreational Vehicle needs. GET YOUR QUOTEProtection for everything! We’ve got the Insurance coverage you needTravel Trailer Insurance Snowmobile Insurance Recreational Insurance Car, Truck, SUV Insurance Home Insurance Watercraft Insurance Motorcycle Insurance --- Recreational Vehicle Insurance What do you need to insure? No matter what type of recreational vehicle you have there are unique risks operating them on the road, lake, or trail. Click the icons below to find the coverage's you’ll need for your vehicle. Motorhome & Trailer ATV Snowmobile Watercraft or Sailboat Truck Camper Motorcycle ×Recreational Vehicle Quote Recreational Vehicle Contact Name * Phone * Email * Message reCAPTCHA If you are human, leave this field blank. Motorhome & Trailer InsuranceProtect your home away from home. Especially when it’s doing 100 km an hour. Whether you’re traveling full time or parked for the summer we’ve got you covered for, motorhomes, fifth-wheel trailers, travel trailers, and park model trailers. Get coverage for Total loss replacement Campsite anad vacation Emergency expenses Towing and roadside coverage Full-timer coverage; if it’s your full-time residence Uninsured and underinsured motorist coverage Get a Quick QuoteATV InsuranceBefore you hit the trail you’ll need both a helmet, and coverage that won’t let you down when you need them. Get coverage for Collision Comprehensive coverage for damage or theft Bodily injury liability Property damage liability Accessories Off-season theft or damage Trailers, aftermarket parts, and accessories Get a Quick QuoteSnowmobile InsuranceThe Season’s too short to let a collision keep you off the trail. Get coverage for Collision Comprehensive coverage for damage or theft Bodily injury liability Property damage liability Off-season theft or damage Trailers, aftermarket parts, and accessories. Get a Quick QuoteWatercraft & Sailboat InsuranceRelaxing on the water should be just... --- Umbrella InsuranceRequest a Quote×Request a call back Please complete the form below and we'll contact you. Umbrella Quote Name * Phone * Email * Message reCAPTCHA If you are human, leave this field blank. What will you do if you get sued? In the event of damages, accidents, or injuries most people are looking for someone to blame. Watch our Video “How Umbrella Insurance Can Protect You & Your Family” A Personal Umbrella Policy works together with your Home or Auto Insurance to protect you in case you’re found liable in an accident. Damages awarded for personal injury and long-term care, or any other lawsuit, can quickly exceed the limits of your existing policies making Umbrella Insurance critical. Wondering if you already have Personal Umbrella Insurance on your existing home or auto policy? Give us a call at 1-888-298-7343. To learn more about Umbrella Insurance, watch our video or review specific risk and coverage details below. What is Umbrella Insurance? A Personal Umbrella Policy protects you in the event that the costs from a lawsuit is higher than the maximum liability limit on your affected policy. Not much, Personal Umbrella Insurance in Ontario can cost as little as $20 a month for $1,000,000 in coverage. For a specific quote give us a call at 1-888-298-7343. How Much Will Umbrella Insurance Cost? How Does Umbrella Insurance Work? A Personal Umbrella Policy protects you in the event that the costs from a lawsuit is higher than the maximum liability limit on your... --- Why do I Need Condo Insurance? I’m Already Paying for Insurance through the Condo Association. ×Get a Condo Insurance Quote Condo Quote Full Name * Phone Number * Email * Message Details (Optional) reCAPTCHA If you are human, leave this field blank. The insurance you pay to your Condo Association is to pay for the Condo Corporation’s Insurance Policy. The Condo Corporation’s Insurance covers the exterior of the building and common areas, but doesn’t cover your property, liability, or anything inside your condo, including in some cases damage from exterior leaks. Think about it like a jewelry box. The wooden box itself is covered by the Condo Corporation’s Insurance policy. On the other hand, the velvet lining and emerald earrings inside are your responsibility to insure. The trouble with condos is, figuring out what’s wood, and what’s velvet. You can find out how condo Insurance protects you below or discuss your coverage with one of our expert defenders. You can do that do that by giving us a call at 1-888-298-7343 or, Get a Quick QuoteInteractive Coverage MapClick to See What We ProtectWhat’s Included in my Personal Coverage? You can tailor your personal coverage to your needs, but there are several pieces that create the foundation for every policy. Contents CoverageTheft or damage of property will be covered up to a certain limit. Give us a call to be sure you’re covered. If a claim is made and your condo is uninhabitable for a period of time this coverage ensures... --- Renters needinsurance too. We protect Ontario tenants with insurance you can afford. ×Request a call back Request a Call Back - Renters Full Name * Phone * Email * Message * If you are human, leave this field blank. Get a Quote ×Get a Quote Request a Tenant Insurance Quote Full Name * Last Name * Phone * Email * Street Address * Unit Number City * Postal Code * Province ProvinceON Message Get a Quote If you are human, leave this field blank. Get a QuoteGet a Call BackIf you rent an apartment, townhouse or house, you still need the peace of mind that your possessions are safe. You don't need to own your home, to want to protect it. We've got Tenant Insurance to protect you and your belongings from all of life's surprises. Coverage starts from as little as $25 a month. Like renting, our policies are flexible to your needs. Apartment Tenant GET a QUOTETownhouse Tenant GET a QUOTEHouse Tenants GET a QUOTEWhat is tenant, renter, or apartment insurance? It's home insurance when you rent the home you live in. Renters, not landlords, purchase this coverage. Your landlord is responsible for the structural elements of the rental property. Still, it's up to renters to ensure everything else is protected. You may cause unintentional damage to an adjacent apartment when your bathroom floods. Your dog might bite a neighbour. Maybe your apartment is broken into and all of your electronics are stolen. Our Tenant Insurance policies are... --- Driving for a ridesharing company like UBER®? Check your insurance policy. Call 1-855-279-3488 for a ride sharing quote. Request a Quote×Ride Share Contact Rideshare Contact Name * Phone * Email * Message reCAPTCHA If you are human, leave this field blank. CloseAre You At Risk? Many auto insurance policies become VOID and will DENY COVERAGE if you are transporting paying passengers in your private vehicle. This means that you could be at risk for huge liability claims, repair costs, and legal expenses should an accident occur Ridesharing Insurance AvailableMake sure you and your passengers are protected. Affordable, monthly coverage is now available for ridesharing drivers. Close The Coverage GAPRidesharing insurance protects you by offering coverage for things like: Vehicle repair and replacement costs Replacement car rental Accident benefits Passenger protection and liability Legal fees Settlement costs Drive with confidence. Call us today to make sure you’re protected. 1-855-279-3488Request a QuoteFind out more about UBER® and ridesharing insurance policies and options in our Blog. We’ve got the Insurance coverage you needEV Insurance Rate Reducer Good Driver Insurance Gap Insurance Ride Share Insurance Young Driver Insurance High Risk Auto Insurance Car, Truck, SUV Insurance Antique Car Insurance --- Between 16-24 years? We want to help you pay less for auto insurance WHAT YOU COULD PAYWe’d rather judge you on your driving skills, not your age& in the process we can help save you up to 25% on auto insurance. If you’re tired of getting shafted on price, let us help. GET YOUR BEST PRICESTEP 1Get a quoteIf you're between 16-24 years old and can drive like you were born behind the wheel just CLICK HERE and get your best online price in minutes. You’ll see first-hand what we could save you on auto insurance. If you're between 16-24 years old and can drive like you were born behind the wheel just CLICK HERE and get your best online price in minutes. You’ll see first-hand what we could save you on auto insurance. STEP 2ReviewTogether we review your quote and coverage by phone, and we also explain how our Telematics Program works if that turns out to be your best price option. Together we review your quote and coverage by phone, and we also explain how our Telematics Program works if that turns out to be your best price option. STEP 3Start SavingWe get your new policy in place and you start saving. We get your new policy in place and you start saving. SEE WHAT YOU CAN SAVETelematics might be your best optionSome insurance companies we work with offer reduced rates when you install a telematics device to measure how well you drive. The device allows you to... --- DefendingYour CastleOntario’s Best Home Insurance Rates from Your Local Broker×Request a call back Home Insurance Quote First name * Last name * * Email * Phone number * Street address * City * Postal Code * If you are human, leave this field blank. Get a Quote Get a QuoteGet a Call BackOR, Just give us a call and speak to an Excalibur Defender We believe ‘thinking two steps ahead’ helps people sleep at night. Our promise? We think beyond the obvious to reduce home insurance rates. We do push-ups on your behalf behind the scenes. We provide guidance and eliminate blind spots. You experience all of that from the moment we meet. Liked your quote? Here’s what happens next. More By using our Rate Reducer or by filling out a form on our website. More An Excalibur Defender will review the quote and your unique needs, to ensure you have the right coverage. More Liked your coverage and your quote? Your Defender will send you the documents – you can even sign right from your phone. After signing, we email you your pink slip. Welcome to the Excalibur Family! Why Do You Need Ontario Homeowners Insurance? To Rebuild To Rebuild If there’s a fire or natural disaster, your policy needs enough coverage to rebuild your home. To Replace If the items in your home are stolen, destroyed, or vandalized your policy will pay to replace them. For Lawsuits If someone is injured on your property and decides to sue,... --- Defending your walletOntario’s Lowest Auto Insurance Rates from Your Trusted Broker×Request a call back Request a Quote - Auto Full Name * Phone * Email * Vehicle Year * Vehicle Make * Vehicle Model * Message * Get a Quote If you are human, leave this field blank. Get a QuoteRequest a Call BackOR, Just give us a call and speak to an Excalibur Defender More By using our Rate Reducer or by filling out a form on our website. More An Excalibur Defender will review the quote and your unique needs, to ensure you have the right coverage. More Liked your coverage and your quote? Your Defender will send you the documents – you can even sign right from your phone. After signing, we email you your pink slip. Welcome to the Excalibur Family! We’ve got the Insurance coverage you needTravel Trailer Insurance Gap Insurance Car, Truck, SUV Insurance Rate Reducer Good Driver Insurance High Risk Auto Insurance Antique Car Insurance Ride Share Insurance EV Insurance Home Insurance Young Driver Insurance Recreational Insurance We work with over 40 of Canada’s Top Insurers to guarantee you have options. We understand – cheap auto insurance is a must have for hard working Ontario families on a budget. When it comes to finding you the best insurance, we look for a little more. #1Finding different ways to save you money#2Ensuring you have the coverage you need#3Choosing insurers with a reputation for exceptional claim service. Rate Reducer™Perhaps you’d like to review an instant... --- Defending High-Risk Driverswhen they need it most. High risk auto insurance rates you can afford from your Ontario Broker. ×Request a call back Request a Quote - Auto Full Name * Phone * Email * Vehicle Year * Vehicle Make * Vehicle Model * Message * Get a Quote If you are human, leave this field blank. Get a QuoteRequest a Call BackSo you have a few driving infractions? It doesn’t make you a criminal. What is high risk car insurance? So you have a few driving infractions? It doesn’t make you a criminal. What is high risk car insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. With High-Risk Auto insurance the insurance company determines there is a greater probability you are likely to be involved in an accident requiring a claim. Typically, this is based on previous driving records or claims. Our Excalibur defenders will comb through the fine print of various insurance rates to find you the best coverage for your unique situation. Ensuring you continue to protect yourself and others. Get a QuoteRequest a Call BackLiked your quote? Here’s what happens next. More By using our Rate Reducer or by filling out a form on our website. More An Excalibur Defender will review the quote and your unique needs, to ensure you... --- Ontario High Value Home InsuranceDoes your coverage match the current value of your home? Some homes are extra special because of their size, location, features, contents. These homes cost more and are worth more. Get your quoteWhat is a high valued home? You may be the owner of a high value home if: The value of the house is over $750,000. You have a heritage home. Your home has been custom built or has unique features. You have a extensive jewelry, fine arts, or wine collections valued over $25,000. Get your quoteHow do I know if I qualify for high value homeowner’s insurance? Here are some questions to answer: Was your high value home designed by an architect? Do you have high value collectible items? Does your home have unique features? Do you have high value jewelry. Get your quoteWe’ve got the Home Insurance coverage you needCottage Insurance Home Insurance High Value Home Insurance Tenant Insurance Condo Insurance --- Peace of mind Health InsuranceGet a quote from GMSGroup Medical Services is a trusted Excalibur partner, specializing in Health & Travel insurance. With DIRECT LINKS to their website, Excalibur clients now have even more options for emergency medical coverage and the opportunity to generate quotes for individual travel needs. Individual Health InsuranceEveryday health needs, medical emergencies and rising drug and dental costs can place an unexpected financial burden on your family. Get peace of mind with supplemental health insurance including dental and prescription drug coverage for you and your family. GET A DIRECT QUOTEPremier Health InsuranceEveryday health needs, medical emergencies and rising drug and dental costs can place an unexpected financial burden on your family. Get peace of mind with supplemental health insurance including dental and prescription drug coverage for you and your family. GET A DIRECT QUOTEBasic Plan Unexpected emergencies including those essential health benefits not covered under your provincial health plan (ambulance services, preferred hospital rooms and in-hospital drugs) or a plan to cover extensive health benefits such as physiotherapy, massage therapy, vision care and preferred hospital rooms. GET A DIRECT QUOTEWe’ve got the Ontario Insurance coverage you needTravel Insurance Recreational Insurance Home Insurance Health Insurance Car, Truck, SUV Insurance Personal Cyber Insurance Umbrella Insurance Travel Trailer Insurance --- Worry-FREE travel insurance FROM and TO Canada Get a quote from GMSGroup Medical Services is a trusted Excalibur partner, specializing in Health & Travel insurance. With DIRECT LINKS to their website, Excalibur clients now have even more options for emergency medical coverage and the opportunity to generate quotes for individual travel needs. Vacationers & TravellersTravel at ease with customized medical, trip and baggage coverage. Bundle your own insurance package from emergency medical to trip interruption for single trip and even annual travel options. GET A DIRECT QUOTEImmigrants & Visitors to CanadaVisitors to Canada, and those who are making it their new home will find GMS insurance packages both convenient and customizable with options for 365 days of uninterrupted, hassle-free coverage. You choose your deductible, your coverage and the length of time you want. GET A DIRECT QUOTEWe’ve got the Ontario Insurance coverage you needTravel Insurance Recreational Insurance Home Insurance Health Insurance Car, Truck, SUV Insurance Personal Cyber Insurance Umbrella Insurance Travel Trailer Insurance --- Cottage Insurance OntarioThinking two-steps ahead, so you can enjoy your happy place. Get a ‘Good Knight’ Cottage Insurance Quote Cottage Insurance Contact Full Name * Email * Phone * Postal Code * Message reCAPTCHA If you are human, leave this field blank. Your ‘Happy Place’ Should Never Become an ‘Afterthought’In many ways, you are likely more emotionally attached to your lake-side cottage or cabin getaway, than you are to your apartment or home. Yet here’s the reality; every time you pack up after an amazing weekend or vacation it sits alone - waiting. Get the Right ProtectionWe believe insuring a vacation property is as important as your primary residence. And that ‘thinking two-steps ahead’ is even more critical because approximately 8 months each year - you can’t be there. Get a 'Good Knight' Cottage QuoteHow We WorkInsuring Your Vacation HomeThings You Should KnowSeasonal Property Insurance – Most Frequently Asked QuestionsYour time is precious – which is why Excalibur Insurance is here to help answer some of your most frequently asked questions to ensure you have all the know how you need to make the right decisions when it comes to your cottage insurance. How long can I leave my cottage unoccupied? It depends on your insurance provider, but generally a cottage is “intended” to be unoccupied for extended periods of time, like during the winter. You may be required to install various safety features, like burglar alarms or smoke detectors, or even drop by once in a while to ensure... --- We represent more than ten of the most respected companies when it comes to motorcycle insurance rates, knowledge and coverage. So whether you’re looking for motorcycle insurance for your Harley, Honda, Suzuki, KTM, Yamaha, Triumph or Ducatti – Off road, Highway or Adventure biking - there’s nothing we enjoy more than doing things right. Saving you time, money and headaches - that’s what Excalibur’s Department of Motorcycles is all about. Most riders we talk to ask us the same question. In addition to sourcing the best motorcycle rates for coverage, we also believe things like emergency roadside service, and special endorsements for custom accessories are also important to properly protect your ride. We represent more than ten of the most respected companies when it comes to motorcycle insurance rates, knowledge and coverage. So whether you’re looking for motorcycle insurance for your Harley, Honda, Suzuki, KTM, Yamaha, Triumph or Ducatti – Off road, Highway or Adventure biking - there’s nothing we enjoy more than doing things right. ×Get a Quote Call Back Motorcycle Contact Name * Phone * Email * Message reCAPTCHA If you are human, leave this field blank. It's a simple promise - No Excuses. It's a simple promise - No Excuses. It’s all about living life full throttle, stopping for a fellow biker on the side of the road, staying safe - and having someone’s back the moment they need you. I’d like to Talk NumbersProtection for everything! We’ve got the Insurance coverage you needTravel Trailer Insurance Snowmobile Insurance Recreational Insurance Car, Truck, SUV Insurance Home Insurance Watercraft Insurance Motorcycle Insurance --- Ontario Antique Car InsuranceA Hagerty Collector Car Insurance policy offers: Agreed Value Coverage – In a covered total loss, you receive every cent of your car’s insured value. Low Rates – Hagerty’s premiums are typically much lower than standard-use policies. Flexible Usage – We encourage pleasure usage. No appraisals – Good news: In most cases, Hagerty doesn’t require an appraisal. Repair Shop of Choice – Your client can select the repair shop they want or they can fix it themselves. Hagerty Plus – Hagerty’s magazine, hobby advocacy, concierge service and support of the collectors foundation. Deductible Options – Full Coverage or Comprehensive only Multi-vehicle Liability Discounts – collectors pay less for liability coverage. New purchase coverage up to $25,000. Our Professional Insurance Experts are dedicated to helping you find the best coverage for your car insurance needs. CONTACT USAntique & Collector Car InsuranceShopping for Antique and Collector Car Insurance in Ontario has never been easier! With more than 120 years of combined experience, Excalibur Insurance Group has been providing Antique and Collector Car Insurance to families in Mitchell, Wingham, Clinton, Zurich, Mississauga, London, Kitchener, Owen Sound, Cambridge, Kingston, Oshawa, Guelph, Oakville, Burlington, Peterborough, Hamilton, Waterloo and the surrounding areas of Huron and Perth Counties, Ontario, Canada. We provide insurance for antique and classic cars. We are pleased to offer our clients protection through Hagerty, the world’s leading specialty insurance provider, offering an Agreed Value policy to collector car hobbyists. Hagerty can provide insurance on antique vehicles,classic vehicle (muscle cars, exotics),... --- Ontario Watercraft InsuranceShopping for Motorboat & Sailboat Insurance in Ontario has never been easier! With more than 120 years of combined experience, Excalibur Insurance Group has been providing Motorboat and Sailboat Insurance to families in Mitchell, Wingham, Clinton, Zurich, Mississauga, London, Kitchener, Owen Sound, Cambridge, Kingston, Oshawa, Guelph, Oakville, Burlington, Peterborough, Hamilton, Waterloo and the surrounding areas of Huron and Perth Counties, Ontario, Canada. Make sure you have the peace of mind you need to enjoy your time on the water with friends and family – protect your personal watercraft through Excalibur Insurance Group. With four specialty marine insurance companies, we are your premier option for watercraft insurance. Our marine solution’s are designed to meet your individual needs – from sea doo’s, to bass boats, to pontoon boats, to sailboats, to cruisers and more, we’ve got the coverage you need at a competitive price. ×Watercraft Quote Watercraft Quote Name * Phone * Email * Message reCAPTCHA If you are human, leave this field blank. CloseGET YOUR QUOTEBy protecting your watercraft with us, you get:Marine claims handling expertise, backed by our industry-leading Claims Service Satisfaction Guarantee. Convenient payment methods and options. Broad navigational area with ability to extend beyond our standard limit. Multiple discounts including Claims free, Canadian Sail and Power Squadron and other recognized training, Dry Dock and more. Single limit coverage, providing you with an insurance value equal to the sum of the amount of insurance for your hull, outboard, inboard or in/outboard motor and trailer. 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