Howick Mutual

Car & Home Insurance Reviews

From your Excalibur Insurance Broker

Who is Howick Mutual Insurance Company?

Since 1873, the Howick Mutual Insurance Company has been providing peace of mind for people who live in rural areas and small towns. Howick Mutual understands the needs of people living in these areas because their independent brokers live there too! That’s just one of the many benefits of purchasing your insurance from a mutual – your premiums stay in the community, employing your friends, family, and neighbours while supporting the local economy. Another benefit of a mutual is becoming a member of the company. By purchasing your insurance from Howick Mutual, you get invited to their Annual General Meeting and get to voice your opinions on company decisions.

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Insurance Coverage Offered by Howick

Howick

Auto Insurance

Howick Mutual provides unique pricing options, discounts, and add-on coverages to their auto insurance customers. All companies in Ontario offer the same auto coverage product, but Howick is different thanks to its unique pricing options, optional extra coverages, and its excellent customer service. Howick even offers higher accident benefits limits, emergency roadside service coverage, rental vehicle liability, and so much more. Automobile insurance coverage is available for:

Cars
SUVs
Campers & Motorhomes
ATVs
Snowmobiles

Howick

Property & Home Insurance

Howick Mutual offers competitive insurance solutions for owner-occupied, seasonal, secondary homeowners, and tenant’s packages. These insurance policies can help protect your home and personal property from damages or loss, along with providing you personal liability protection. Residential insurance coverage is available for:

Home
Apartment
Condo
Cottage
Tenants

Howick

Commercial Insurance

Howick Mutual wants to ensure that customers have the right protection in place for their business. They offer a wide variety of coverages, including liability, buildings, contents, equipment, cyber, loss of income, and crime packages. Commercial insurance coverage is available for these types of businesses:

Apartment/Residential Rental
Church
Contractor’s
Office
Retail
Home-Based Businesses

Howick

Farm Insurance

Howick Mutual is passionate about protecting your farm, and they have the knowledge and experience to do so. They offer coverages for livestock, produce, outbuildings, equipment, loss of income, and liability. Additionally, their Claims Free Discounting Program doesn’t raise the premium on your whole policy when you have a claim.

Howick

Prestige Farm Programs

Dairy Farms
Poultry Farms
Beef Farms
Swine Farms

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Resources From Howick Mutual Insurance

Reviews from a few of Excalibur’s Happy Clients.

Zohair H (ON, Canada)

“Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work.”

Darin S (ON, Canada)

“Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done!”

TL (ON, Canada)

“Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated”

Robert P (ON, Canada)

I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands.

Melissa B (ON, Canada)

“Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price!”

Patrick H (ON, Canada)

“Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I wasn't aware of.”

Millie A (ON, Canada)

“Josh, our agent, worked miracles and was able to give us a quote and options on how to proceed within hours of hearing from us. Before the end of the day, they gave us the best rates out of all the insurance companies that I talked to and received wonderful service.”

Pat S (ON, Canada)

“Was your broker easy to talk to?Jamie-Lynne was amazing. Very informative, helpful and a pleasure to talk to. Do you feel well protected? Very much so. Like a Knight in Shining Armour. Would you refer a friend to Excalibur? Absolutely”

Marein E (ON, Canada)

“The attitude and level of service rendered by Kelsey was remarkable. I’m glad I made that call. She gave me a level of unbiased advise, which is rather uncommon these days. I would highly recommend Excalibur.”

Paris A (ON, Canada)

“I contacted Excalibur for a quote and spoke with a Lane Ferguson. He was nothing short of excellent in his knowledge and advice regarding the renewal of our insurance for home and auto. This was a refreshing experience and we are moving our coverage to Excalibur Insurance.”

Esthera F (ON, Canada)

“My husband and I were in a rush to change our insurance, we spoke with Justin and he was a great help. After reviewing costs for multiple insurance companies, Excalibur was able to offer a much better rate than others.”

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Contact Howick in Ontario

Your Excalibur Insurance broker should always be your first point of contact in the event of an emergency, as well as when you need to make changes to your policy or payment information. However, if you need to contact your insurance provider directly, you can reach them at:

Head Office:

40592 Amberley Road RR #4
Wingham, ON N0G 2W0

Phone: (800) 265-3033
Local: (519) 912-1030
Fax: (519) 912-1031
Email: [email protected]
Office Hours: Monday – Friday 8:30 AM to 5:00 PM