Commercial Insurance

for Lawyers & Law Firms

Commercial Insurance

for Lawyers & Law Firms

Excalibur Insurance keeps Ontario legal teams in action with affordable coverage.

Excalibur Insurance keeps Ontario legal teams in action with affordable coverage.

What insurance coverage do Lawyers & Law Firms need?

If you own a Law Firm in Ontario, you need more certainty about appropriate insurance coverage. Members of the legal profession face many risks, professionally, at their place of business and most commonly from clients themselves. The range of legal services could include family, patent, estate, criminal, tax and real estate law, to mention a few. Your insurance needs are affected by the size of your business, service types, and the risk inherent in your services. We’re here to help dice through all the details and protect what you have built.

Our Excalibur commercial insurance specialists are familiar with the challenges legal professionals face. It could be a customer who is unhappy with the verdict on their tax settlement. Your newest celebrity client may try to pin financial losses on your advice. You may find yourself charged with misconduct in a trial. Any one of these risks can be daunting. Rest assured that our brokers will perform a complete business risk review to protect you from significant loss.
Our team of defenders has your back, with insurance coverage to keep you open and operating.

We understand

You need to keep
your team working.

We help you prioritize the liability coverage options that protect you in case a customer or other party takes legal action against you or your team. You can keep working with confidence knowing you are covered.

You need the flexibility to do business when it works for you.

We ensure you have the ability to access real time proof of insurance certificates and make changes to your coverage when you’re at the site, on a coffee break or between client meetings.

You need to know
we’re a handshake away.

The only thing better than our coverage, is the commitment of our Excalibur Defenders – who double check coverage, and champion small business owners at every turn. If you need us we’re there.

At Excalibur insurance, our commercial specialists help you manage risk using our special process. Only buy the coverage you need; you have options to consider, and we can help you evaluate and understand them.

We Make Your Business
More Appealing to Insurers.

1. We review common insurer pain points.

2. We leverage our risk prevention expertise.

3. We strategically package your submission for a quote.

Legal Professional Services we can protect:

  • Law Firms
  • Notaries
  • Legal document preparation services
  • Mediation and arbitration services
  • Legal research services
  • Legal staffing and recruitment services
  • Legal technology companies
  • Information technology consulting firms
  • Law firms
  • Management consulting firms
  • Legal aid organizations
  • Non-profit organizations

OR, Just give us a call and speak to an Excalibur Defender


Let Us Pinpoint the Coverage You Need to Grow Your Business.

Our Excalibur Insurance Brokers might ask a lot of questions – for good reason.

Whether you’re a lawyer, legal Professional, solicitor, barrister or legal advisor, you exist in a sphere with unique risks. Our job is determining the range of inherent risks and their required coverage. There will be coverages you need to begin serving clients, welcome new lawyers to your firm, or protect yourself as your business expands to new services.

We begin by acknowledging the risks, then prioritizing those in terms of what is most urgent or likely. Then we’ll develop a plan to manage, mitigate, transfer, accept or even avoid those risks. Here are a few areas of specialized concern you should consider when reviewing your coverage as a legal professional.

  • Fraud Insurance for Lawyers & Law Firms
    If an employee should commit fraud, you may be able to protect yourself from any legal repercussions with Fraud insurance. Fraud insurance can protect your law firm from fraud or dishonesty your employees commit.
  • Workers’ Compensation Insurance
    This coverage offers financial benefits for your employees should they be injured at work or become ill. This employee may receive funds in exchange for not suing your law firm, which fulfills their medical expenses and lost wages. Workers’ compensation may also cover the costs of a lawsuit if an employee does decide to sue.
  • Client Liability Risk
    There is an expectation of service that comes with a professional industry. Failure to meet that expectation may result in a loss or perceived loss, threatening the relationship between a client and a firm or bringing about the risk of a lawsuit. To mitigate this risk, a Professional Service firm can avoid working with high-risk clients or high-risk cases, implement standard client service, avoid the exposure of client data, and maintain compliance with industry regulations and standards as consistently as possible.

These are just a few of the risks your employees and customers face. Our Excalibur Commercial Insurance specialist will review coverage options with you to keep your team operating at its best.

Business Insurance for Lawyers & Law Firms

Unfortunately, we can’t avoid all risks. Thankfully, business insurance, a vital component of risk management, is available for legal service providers.

What coverage may your business need? See below for a sampling of the types of Commercial Insurance coverage that may benefit your company and protect your assets. A well-protected business is reliable – able to confidently take on the next project without fear.

Commercial General Liability Insurance

Commercial General Liability, or CGL, is the most basic form of business insurance coverage. It may cover a food & beverage professional from accidents both in-and-outside of regular services. This includes lawsuit expenses due to incidents of slips and falls, structural collapse, or other incidents.

Commercial Property Insurance

If you have a brick and mortar spot your business calls home – you might want to protect it. This coverage protects your business premises against losses due to theft, fire, vandalism, falling objects and other ‘named perils’

Business Interruption Insurance

Many small businesses are not insured if something happens where they need to temporarily close due to a claim. A fire, flood or break in may temporarily halt business and create serious cash flow stress.

Crime Insurance

Commercial “Crime Insurance & Employee Dishonesty” coverage helps protect businesses of all scale and scope from losses due to crime that can occur within or outside your organization.

Commercial Umbrella Insurance

Commercial “Umbrella” Liability coverage extends the limits and coverage of your Commercial General Liability (CGL) insurance capacity. It acts like a shield moving to fill gaps that might exist in your individual policies.

Directors and Officers

D&O coverage protects boards of directors and officers against lawsuit expenses. This includes public, private, profit, and non-profit organizations.

Equipment Breakdown

Equipment Breakdown Insurance protects the equipment your business depends on from sudden and accidental, physical damage that requires its repair or replacement.

Cyber Insurance

Cyber Insurance helps cover expenses when your network is hacked, or your data is stolen. It can include coverage for extortion, crisis management, and business interruption expenses.

Commercial Auto & Fleet Insurance

Commercial Auto coverage ensures that any vehicles used by your business, occasionally or full time, are protected in the case of an accident.

Liquor Liability for Food & Beverage

If your business produces and/or serves liquor as part of its operations this may cover the cost of damages, medical bills, as well as legal expense, defense costs, or settlement fees that could occur should an intoxicated person cause injury to themselves, someone else, or a third-party’s property.

Implementing a plan that relates directly to the service you provide is vital to ensuring your livelihood is protected. Accurate risk management strategies that reflect your business’ exposures and manage, transfer, avoid, or accept your risks respectively will help your business continue to operate for years to come.

You can obtain an insurance review for your business by applying for a quote today with Excalibur Insurance.

You deserve an insurance broker who leaves nothing to chance, wants to save you money – and is willing to tell you the unvarnished truth.

OR, Just give us a call and speak to an Excalibur Defender


Jeff Roy

President & CEO
[email protected]
(519) 482-9357

Ken Colquhoun

VP Personal
& Commercial Sales
[email protected]
(226) 423-3015

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