Commercial Auto Fleet Insurance
Commercial Auto
Fleet Insurance
Excalibur Insurance keeps Ontario moving with coverage service providers can understand and afford.
What insurance coverage do I require for my fleet or company vehicles?
You may own a few company vehicles or an entire fleet of service vans in Ontario. Commercial fleets keep goods, cargo and equipment moving across Canada, and they need the proper coverage to protect the interests, drivers, and everyone else. Whether a plumber is en route to fix a boiler, a dozen roses are on the way to your loved one, or prescriptions are shuttling across town, there are a range of perils to your commercial vehicles. We come in to learn how to keep cargo moving from point A to B while protecting what you have built.
Our Excalibur insurance specialists are familiar with commercial auto & fleet insurance challenges. You might have a van out of commission when a driver makes an error. Your delivery van gets robbed, and client materials are stolen. Or perhaps your heavy fleet use means more frequent mechanical failures. Rest assured that our brokers will perform a commercial insurance review of all possible coverages to protect you from significant loss.
Our team of defenders has your back, with insurance coverage to protect you, your team and your automobiles.
Does your business have less than 5 work vehicles, or use employee cars?
You need Individually Rated Commercial Auto Insurance
– Jump over to Learn More
We always keep these items in mind.
At Excalibur insurance, our commercial specialists help you manage risk using our special process. Only buy the coverage you need; you have options to consider, and we can help you evaluate and understand them.
Let Us Pinpoint the Commercial Auto Fleet Coverage You Need.
Our Excalibur Insurance Brokers might ask a lot of questions – for good reason.
The reasons you have for maintaining a fleet of vehicles or needing a few company cars can vary widely, and so can the associated risks. The first and most prevalent is the risk to the occupants of your vehicles and to other drivers and pedestrians on the road, as well as to physical property, including the car itself, other cars, and structures. Another concern involves the cargo of equipment in the automobiles. Our team ensures you have the coverage you need for these risks and more.
We start by recognizing the risks, then prioritizing them based on urgency or likelihood. Next, we’ll develop a plan to manage, mitigate, transfer, accept, or even avoid those risks. Here are a few areas of concern to consider when looking into insurance for your commercial automobiles or fleet.
- Product Liability for Commercial Auto
Suppose your fleet distributes a product or merchandise. In that case, it may need Product Liability if your product malfunctions, causing bodily injury or property damage due to manufacturer error, handling or packaging error, or even transportation error.
- Crime Insurance for Commercial Auto
Crime insurance can help protect a Commercial Auto & Fleet Service company from dishonesty and fraud from employees and third parties. As Commercial Auto & Fleet Providers deal with many vehicles and the goods being transported, the risk of theft is prevalent.
- Cyber Liability for Commercial Auto
For any enterprise that utilizes digital information or data to handle its backend, Cyber Liability insurance is a must. This coverage protects businesses and covers the expenses of data breaches or ransomware, which may rise into hundreds of thousands of dollars.
Developing a coverage plan if you own or utilize a commercial fleet is critical. Commercial General Liability Insurance should be considered even if you have a few company cars for occasional use.
Business Insurance for Commercial Auto & Fleet
A vital component of risk management, business insurance acts as a form of risk transference. Unfortunately, not all risks can be avoided entirely. Thankfully, business insurance is available for service providers and, with the help of experts like the commercial brokers at Excalibur Insurance, you can get yours for less.
What coverage may your commercial fleet or service business need? See below for insurance options that may benefit you and protect your assets.
A well-protected business is reliable – able to confidently take on the next project without fear
Implementing a plan that relates directly to the number of vehicles in your fleet and the specifics of their use will ensure your service business & automobiles are protected. Accurate risk management strategies that reflect your exposures and manage, transfer, avoid, or accept your risks respectively will help your business continue to operate for years to come.
You deserve an insurance broker who leaves nothing to chance, wants to save you money – and is willing to tell you the unvarnished truth.
OR, Just give us a call and speak to an Excalibur Defender
