This is the one type of insurance that every contractor really needs to have. It protects you against the actions of others. Many jobsites will not let you work on them unless you have this liability insurance.

If you have a brick and mortar spot your business calls home – you might want to protect it. This coverage protects your business premises against losses due to theft, fire, vandalism, falling objects and other ‘named perils’

Many small businesses are not insured if something happens where they need to temporarily close due to a claim. A fire, flood or break in may temporarily halt business and create serious cash flow stress.

Builders risk or ‘construction insurance’ is a form of property insurance that covers projects under construction, renovation or repair. This coverage is used during the course of construction.

Installation Floater coverage protects your property and materials while a job is in progress. Materials in transit, at a temporary location and at a job site location are not covered for losses without this coverage.

Contractors Equipment Insurance protects the owned and rented equipment your business depends on from loss, damage and theft. This coverage can be tailored to your business needs, its industry and the equipment and tools you use.

Commercial “Umbrella” Liability coverage extends the limits and coverage of your Commercial General Liability (CGL) insurance capacity. It acts like a shield moving to fill gaps that might exist in your individual policies.

Commercial Auto coverage ensures that any vehicles used by your business, occasionally or full time, are protected in the case of an accident.

Equipment Breakdown Insurance protects the equipment your business depends on from sudden and accidental, physical damage that requires its repair or replacement.

D&O coverage protects boards of directors and officers against lawsuit expenses. This includes public, private, profit, and non-profit organizations.

Commercial “Crime Insurance & Employee Dishonesty” coverage helps protect businesses of all scale and scope from losses due to crime that can occur within or outside your organization.

Cyber Insurance helps cover expenses when your network is hacked, or your data is stolen. It can include coverage for extortion, crisis management, and business interruption expenses.

This coverage protects professionals and businesses should a client suffer a loss because of an error, alleged negligence or missed element this coverage can help with the financial impact on the business.