When Does a Deductible “Kick In” Post-Accident?
A deductible is the amount you’ll need to pay before your insurance company covers the remaining cost. But when does it apply?
Will Car Insurance Cover Paint Damage?
As we explore what auto insurance will and won’t cover, let’s take a deep dive into paint damage. Will auto insurance cover the cost of a paint job?
What Is Family Protection Coverage (OPCF 44R)?
Family protection coverage on auto insurance is a lesser known endorsement. Excalibur is here to walk you through the finer details.
Do Insured’s Have Adequate Loss of Use Limits?
Covid has had a rippling impact on all aspects of our lives. Here’s how your loss of use coverage limits may have been impacted.
Ontario Scrapping Private Passenger License Plate Renewal Fees: What You Need to Know
As of March 13, 2022, license plate and sticker renewal fees have been scrapped. Here’s what that means for drivers in Ontario.
Whose Insurance Pays Out in a Car Accident? What is No-Fault Insurance?
Whose insurance pays out if you get into a car accident? Well, yours - no matter what. Here's how no-fault insurance works in the province of Ontario.
9 Things to Do After a Car Accident
Take a deep breath. Being involved in any scale of accident can be frightening, so it's important to know beforehand what steps to take following one.