We can immediately cover 100+ types of home businesses. Is yours one of them?

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General Liability and Office Contents Coverage

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Let’s See what it Costs

General Liability, Errors & Omissions, and Office Contents Coverage

Instantly See Your
Quote Options
View & Customize
Coverage Options
Bind Your
Coverage
Download
Your Policy
Let’s See what it Costs
Let’s See what it Costs

Specialized coverage specifically
created for home-based business owners.

Did you know that regular home insurance won’t cover you if you’re working as an entrepreneur out of your home? If a client slips and falls while on your premises, if you get sued for an error or because you forgot something important, or even if you spill coffee on your laptop – not covered.

Even if you did nothing wrong, legal fees alone can create financial havoc as a home-based business owner.

InstaShield™ for Home-Based Business was created to give entrepreneurs freedom and access to great pricing online for General Liability, Office Contents and Legal Expense Coverage – with an Excalibur Team member nearby, whenever you want a little guidance.

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General Liability Coverage – Provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’ operations, products, or injury that occurs on the business’ premises. It can also help with defense costs and provide the legal expertise to protect you. Any incident that results in an injured customer or property damage could lead to legal action and expensive lawsuits. Commercial General Liability coverage can help you recover these costs.

Office Contents Insurance – Provides protection for you your equipment such as computers, stock held for sale, laptops, cameras, photocopiers, filing cabinets scanners, office furniture, data and documents. It provides you protection against such things happening to you like theft, fire, wind and water damage.

Legal Expense Insurance – Covers all associated legal fees for situations affecting you or your business. It includes legal defense, property protection, tax protection and unlimited access to telephone legal advice on legal matters.

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I Want to Evaluate My Options

Please note that you can also complete the !nstashield™ for Home-Based Business steps, and choose to have us call you back to review coverage if you’d rather not complete the entire process online.