Professional Service Liability – Covers all associated legal fees for situations affecting you or your business for claims associated with:
- Intellectual Property Infringement – while installing/developing software or hardware, you accidentally infringe on intellectual property owned by your client or a third party.
- Breach of Confidentiality – you unintentionally reveal confidential information related to your client while working on their IT infrastructure.
- Software Failure – a software product you develop or install unexpectedly fails to perform properly, causing direct financial losses for your client.
General Liability Coverage – Provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’ operations, products, or injury that occurs on the business’ premises. It can also help with defense costs and provide the legal expertise to protect you. Any incident that results in an injured customer or property damage could lead to legal action and expensive lawsuits. Commercial General Liability coverage can help you recover these costs.
Office Contents Insurance– provides protection for you your equipment such as computers, stock held for sale, laptops, cameras, photocopiers, filing cabinets scanners, office furniture, data and documents. It provides you protection against such things happening to you like theft, fire, wind and water damage.
Please note that you can also complete the !nstashield™ for IT & Technology Companies steps, and choose to have us call you back to review coverage if you’d rather not complete the entire process online.
