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The average cost of home insurance in Burlington Ontario is*

$129.25

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“These averages utilize advanced data insights from Trufla Technology’s third-party software, powered by millions of auto and home insurance policy downloads. This extensive dataset ensures accuracy and reliability, providing our customers with precise and trustworthy information to assist their insurance decisions.”

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Bundle your home insurance or tenant coverage with auto insurance to save with multi-line discounts.

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Our Excalibur Defenders can usually set you up with your policy within the day.

Burlington’s team of top defenders have your back.

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Become our next happy customer.

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Millie A (ON, Canada)

“Josh, our agent, worked miracles and was able to give us a quote and options on how to proceed within hours of hearing from us. Before the end of the day, they gave us the best rates out of all the insurance companies that I talked to and received wonderful service.”

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Marein E (ON, Canada)

“The attitude and level of service rendered by Kelsey was remarkable. I’m glad I made that call. She gave me a level of unbiased advise, which is rather uncommon these days. I would highly recommend Excalibur.”

5 stars
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Patrick H (ON, Canada)

“Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I wasn't aware of.”

5 stars
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Zohair H (ON, Canada)

“Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work.”

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Robert P (ON, Canada)

I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands.

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Pat S (ON, Canada)

“Was your broker easy to talk to?Jamie-Lynne was amazing. Very informative, helpful and a pleasure to talk to. Do you feel well protected? Very much so. Like a Knight in Shining Armour. Would you refer a friend to Excalibur? Absolutely”

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Danielle G (ON, Canada)

“Savannah reached out because my premium payment hadn't been received. She wanted to make sure I received the paperwork. When I said I hadn't, she sent what I needed online so I could make the payment right away. Ample time was provided for me to correct things which was really great because I had forgotten that I hadn't paid this invoice yet.”

5 stars
TL (ON, Canada)

“Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated”

5 stars
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Darin S (ON, Canada)

“Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done!”

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Melissa B (ON, Canada)

“Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price!”

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Interesting

Burlington

We know all about our customers’ insurance needs because we’re from around here, too!

We know all about our customers’ insurance needs because we’re from around here, too!

Interesting

Burlington

Did You Know?

Despite being inland, Burlington has several beaches along Lake Ontario, including Burlington Beach and Brant Street Pier. These beaches are popular destinations for swimming, picnicking, and enjoying scenic views.

Burlington is often called the “Garden City” due to its lush greenery, beautiful parks, and gardens, including the Royal Botanical Gardens, the largest of its kind in Canada.

Burlington hosts the annual Maple Syrup Festival at Bronte Creek Provincial Park, where visitors can learn about the process of maple syrup production and sample delicious maple treats.

LaSalle Park Marina

LaSalle Park Marina

LaSalle Park Marina is a hub for boating enthusiasts. It offers boat launches, slips, and amenities for recreational boaters, as well as scenic views of Lake Ontario and the Burlington Skyway Bridge.

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Spencer Smith Park

Spencer Smith Park, located along Lake Ontario’s waterfront, hosts various festivals and events throughout the year, including the Sound of Music Festival, one of Canada’s largest free music festivals.

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Bruce Trail

The Bruce Trail, Canada’s oldest and longest marked hiking trail, passes through Burlington. It offers outdoor enthusiasts opportunities for hiking, nature walks, and birdwatching along the Niagara Escarpment

Looking to know more about Home Insurance in Burlington, Ontario?

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Frequently Asked Questions

About Home Insurance in Burlington ON

Looking for home insurance in Burlington Ontario?

The Excalibur Insurance Group works with over 15 different insurance companies to ensure that we find you the best coverage at the best rate.  Home Insurance in Burlington is just a phone call away! You can call us at 1-888-298-7343 or get an online quote.

  • No, home insurance is not mandatory in the province of Ontario. However, if you do not own your home or have a mortgage, you may be required to purchase coverage. If you live in a rental home, you may want to consider tenant’s insurance, as your landlord’s insurance will not cover your liability or possessions. If you do own your home, home insurance is not a requirement,  but is highly recommended to protect you and your family’s biggest investment.

    If you need to do repairs or rebuild following an insured loss, you can get the financial compensation you need without having to pay solely out of pocket. Your home insurance can also offer financial protection if a claim from a third party leads into a lawsuit.

  • Yes, your policy could be cancelled (or dropped.) If you are dropped, you will not receive a renewal at the expiration date of your existing policy and you will need to look for a new provider. If this is the case, your previous provider will inform you that you will be dropped so you can look for new coverage in the meantime.

    Your insurance company can cancel you at any point (you will receive notification) due to circumstances such as misrepresentation, non-payment, or increase in risk exposure. You may be made aware of your cancellation between 10 to 30 days.

  • Your landlord may put a clause in your lease which requires you to purchase tenant’s insurance, which covers your liability and your possessions. If not, it is still a wise idea to purchase tenant’s insurance for a small cost per month to protect everything that your landlord’s insurance will not. Your landlord may already have a policy that covers the physical structure of your unit (excluding modifications or additions) and their liability, but not your contents or liability.

  • Home insurance does not provide builder’s risk coverage. Builder’s risk insurance is a type of property insurance that covers a building or structure while it is under construction or renovation. It protects against damage or loss to the structure and materials in the construction process. If you are undertaking a construction project, it is essential to obtain builder’s risk insurance to protect your investment during the construction phase.

  • Home insurance premiums are calculated based on your circumstances and coverage amounts.  The following factors may play into how much you will pay for your home insurance:

    • If you live close to a fire station or hydrant,
    • Your area – how high the incidence of break-ins or vandalism is where you live,
    • Your home systems: electrical, plumbing, heating, ventilation,
    • Age of your home,
    • Past claims,
    • Luxury additions: pools, trampolines, etc.,
    • If you are near a large body of water,
    • …and more.

  • Because home insurance depends on so many different things, the cost of home insurance can vary. If budget is a concern of yours, you may be looking for ways to lower your home insurance premiums. Here are a few ideas:

    • Raise your deductible
    • Install home security systems
    • Bundle your home and auto from the same insurer
    • Shop around
    • Be “claims – free”
    • Ask about discounts

*These averages utilize advanced data insights from Trufla Technology’s third-party software, powered by millions of auto and home insurance policy downloads. This extensive dataset ensures accuracy and reliability, providing our customers with precise and trustworthy information to assist their insurance decisions.