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The average cost of home insurance in Burlington Ontario is*
$128.75
“These averages utilize advanced data insights from Trufla Technology’s third-party software, powered by millions of auto and home insurance policy downloads. This extensive dataset ensures accuracy and reliability, providing our customers with precise and trustworthy information to assist their insurance decisions.”
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Danielle G (ON, Canada)
“Savannah reached out because my premium payment hadn't been received. She wanted to make sure I received the paperwork. When I said I hadn't, she sent what I needed online so I could make the payment right away. Ample time was provided for me to correct things which was really great because I had forgotten that I hadn't paid this invoice yet.”
Interesting
Burlington
We know all about our customers’ insurance needs because we’re from around here, too!
We know all about our customers’ insurance needs because we’re from around here, too!
Interesting
Burlington

Despite being inland, Burlington has several beaches along Lake Ontario, including Burlington Beach and Brant Street Pier. These beaches are popular destinations for swimming, picnicking, and enjoying scenic views.
Burlington is often called the “Garden City” due to its lush greenery, beautiful parks, and gardens, including the Royal Botanical Gardens, the largest of its kind in Canada.
Burlington hosts the annual Maple Syrup Festival at Bronte Creek Provincial Park, where visitors can learn about the process of maple syrup production and sample delicious maple treats.
LaSalle Park Marina
LaSalle Park Marina is a hub for boating enthusiasts. It offers boat launches, slips, and amenities for recreational boaters, as well as scenic views of Lake Ontario and the Burlington Skyway Bridge.
Spencer Smith Park
Spencer Smith Park, located along Lake Ontario’s waterfront, hosts various festivals and events throughout the year, including the Sound of Music Festival, one of Canada’s largest free music festivals.
Bruce Trail
The Bruce Trail, Canada’s oldest and longest marked hiking trail, passes through Burlington. It offers outdoor enthusiasts opportunities for hiking, nature walks, and birdwatching along the Niagara Escarpment
Looking to know more about Home Insurance in Burlington, Ontario?
Our Blog might answer some of your home insurance questions.
Frequently Asked Questions
About Home Insurance in Burlington ON
Looking for home insurance in Burlington Ontario?
The Excalibur Insurance Group works with over 15 different insurance companies to ensure that we find you the best coverage at the best rate. Home Insurance in Burlington is just a phone call away! You can call us at 1-888-298-7343 or get an online quote.
Home insurance premiums are calculated based on your circumstances and coverage amounts. The following factors may play into how much you will pay for your home insurance:
- If you live close to a fire station or hydrant,
- Your area – how high the incidence of break-ins or vandalism is where you live,
- Your home systems: electrical, plumbing, heating, ventilation,
- Age of your home,
- Past claims,
- Luxury additions: pools, trampolines, etc.,
- If you are near a large body of water,
- …and more.
There is no one number that can summarize the cost of home insurance in Ontario. To get an accurate sample of how much home insurance would cost for you, apply for a quote – it’s free!
There are several variables that impact the cost of home insurance, and every provider will underwrite risk very differently, making for a lot of variation.
Applying for a quote with Excalibur is the best way to see how much home insurance will cost for you. Doing so only takes a few minutes of your time and can start you on your way to great coverage at the lowest rates available.
Because home insurance depends on so many different things, the cost of home insurance can vary. If budget is a concern of yours, you may be looking for ways to lower your home insurance premiums. Here are a few ideas:
- Raise your deductible
- Install home security systems
- Bundle your home and auto from the same insurer
- Shop around
- Be “claims – free”
- Ask about discounts
It depends. Everyone’s circumstances look different. You and your family may live in a duplex, a two-story, a mansion, etc… Your insurance should reflect your needs. Home insurance is a safety net that can offer financial compensation if your home is damaged or destroyed. It can also help you if a guest or third-party should file a claim against you for unintentional bodily injury or property damage.
Depending on the crime rates where you live, the features of your home, the size of your home, replacement value, weather, etc., your home insurance needs and premium will look very different than those of your neighbour’s. Thankfully, an Excalibur broker can work closely with you to determine your exact coverage needs so that you can choose a policy that works best for you.
Yes, your policy could be cancelled (or dropped.) If you are dropped, you will not receive a renewal at the expiration date of your existing policy and you will need to look for a new provider. If this is the case, your previous provider will inform you that you will be dropped so you can look for new coverage in the meantime.
Your insurance company can cancel you at any point (you will receive notification) due to circumstances such as misrepresentation, non-payment, or increase in risk exposure. You may be made aware of your cancellation between 10 to 30 days.
Home insurance does not provide builder’s risk coverage. Builder’s risk insurance is a type of property insurance that covers a building or structure while it is under construction or renovation. It protects against damage or loss to the structure and materials in the construction process. If you are undertaking a construction project, it is essential to obtain builder’s risk insurance to protect your investment during the construction phase.
*These averages utilize advanced data insights from Trufla Technology’s third-party software, powered by millions of auto and home insurance policy downloads. This extensive dataset ensures accuracy and reliability, providing our customers with precise and trustworthy information to assist their insurance decisions.




