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The average cost of home insurance in Oakville Ontario is*

$147.43

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“These averages utilize advanced data insights from Trufla Technology’s third-party software, powered by millions of auto and home insurance policy downloads. This extensive dataset ensures accuracy and reliability, providing our customers with precise and trustworthy information to assist their insurance decisions.”

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Bundle your home insurance or tenant coverage with auto insurance to save with multi-line discounts.

Same Day Setup

Same Day Setup

Our Excalibur Defenders can usually set you up with your policy within the day.

Oakville’s team of top defenders have your back.

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Become our next happy customer.

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Zohair H (ON, Canada)

“Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work.”

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Melissa B (ON, Canada)

“Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price!”

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Danielle G (ON, Canada)

“Savannah reached out because my premium payment hadn't been received. She wanted to make sure I received the paperwork. When I said I hadn't, she sent what I needed online so I could make the payment right away. Ample time was provided for me to correct things which was really great because I had forgotten that I hadn't paid this invoice yet.”

5 stars
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Darin S (ON, Canada)

“Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done!”

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Millie A (ON, Canada)

“Josh, our agent, worked miracles and was able to give us a quote and options on how to proceed within hours of hearing from us. Before the end of the day, they gave us the best rates out of all the insurance companies that I talked to and received wonderful service.”

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TL (ON, Canada)

“Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated”

5 stars
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Pat S (ON, Canada)

“Was your broker easy to talk to?Jamie-Lynne was amazing. Very informative, helpful and a pleasure to talk to. Do you feel well protected? Very much so. Like a Knight in Shining Armour. Would you refer a friend to Excalibur? Absolutely”

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Robert P (ON, Canada)

I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands.

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Patrick H (ON, Canada)

“Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I wasn't aware of.”

5 stars
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Marein E (ON, Canada)

“The attitude and level of service rendered by Kelsey was remarkable. I’m glad I made that call. She gave me a level of unbiased advise, which is rather uncommon these days. I would highly recommend Excalibur.”

5 stars

Interesting

Oakville

We know all about our customers’ insurance needs because we’re from around here, too!

We know all about our customers’ insurance needs because we’re from around here, too!

Interesting

Oakville

Did You Know?

Oakville has a lot of friendly neighbors. More than half the population of the U.S. and Canada are located within 800 Kilometers of Oakville.

According to Environment Canada, Oakville has the best weather in Canada, with the right amount of precipitation and days under 0 degrees.

Famous Jamaican-Canadian and Olympic Sprinter Donovan Bailey is from Oakville, where he started off as a stockbroker.

Picturesque Harbour

Picturesque Harbour

In 1827, Oakville was founded with the dream of building a privately owned harbour. Today, the harbour is frequented in the summer by boaters who want to take a trip out onto Lake Ontario

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Canadian Golf Hall of Fame

The Glen Abbey Golf Course in Oakville is home to Golf Canada and the Canadian Golf Hall of Fame. They have hosted 31 Canadian Open Championships including their most recent in 2018, giving them the title of hosting the most Canadian Opens of any Canadian golf course!

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How’s the Weather?

The Weather Network, a Canadian weather information channel, has been broadcasting Canadian weather since 1988. In 2005 the Weather Network began broadcasting from Oakville, and still does to this day!

Looking to know more about Home Insurance in Oakville, Ontario?

Our Blog might answer some of your home insurance questions.

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Frequently Asked Questions

About Home Insurance in Oakville ON

Looking for home insurance in Oakville Ontario?

The Excalibur Insurance Group works with over 15 different insurance companies to ensure that we find you the best coverage at the best rate.  Home Insurance in Oakville is just a phone call away! You can call us at 1-888-298-7343 or get an online quote.

  • No, home insurance is not mandatory in the province of Ontario. However, if you do not own your home or have a mortgage, you may be required to purchase coverage. If you live in a rental home, you may want to consider tenant’s insurance, as your landlord’s insurance will not cover your liability or possessions. If you do own your home, home insurance is not a requirement,  but is highly recommended to protect you and your family’s biggest investment.

    If you need to do repairs or rebuild following an insured loss, you can get the financial compensation you need without having to pay solely out of pocket. Your home insurance can also offer financial protection if a claim from a third party leads into a lawsuit.

  • Maybe. Depending on the valuables you own, your home insurance may include coverage for these items up to a stated limit. If your home insurance is not enough to cover your valuables, you may purchase an additional jewelry or collectibles rider.

  • Yes, your policy could be cancelled (or dropped.) If you are dropped, you will not receive a renewal at the expiration date of your existing policy and you will need to look for a new provider. If this is the case, your previous provider will inform you that you will be dropped so you can look for new coverage in the meantime.

    Your insurance company can cancel you at any point (you will receive notification) due to circumstances such as misrepresentation, non-payment, or increase in risk exposure. You may be made aware of your cancellation between 10 to 30 days.

  • Home insurance does not provide builder’s risk coverage. Builder’s risk insurance is a type of property insurance that covers a building or structure while it is under construction or renovation. It protects against damage or loss to the structure and materials in the construction process. If you are undertaking a construction project, it is essential to obtain builder’s risk insurance to protect your investment during the construction phase.

  • Because home insurance depends on so many different things, the cost of home insurance can vary. If budget is a concern of yours, you may be looking for ways to lower your home insurance premiums. Here are a few ideas:

    • Raise your deductible
    • Install home security systems
    • Bundle your home and auto from the same insurer
    • Shop around
    • Be “claims – free”
    • Ask about discounts

  • A deductible is the amount you pay out before your home insurance provider steps in to cover the rest. For instance, say you suffered a loss or damages that was covered under your home insurance policy that cost you around $4,000. If your deductible was $1,000, you would need pay that amount for any repairs or replacements before your company paid out the remaining $3,000. You can adjust your deductible amount, but the rule of thumb is that the higher your deductible, the lower your rates.

*These averages utilize advanced data insights from Trufla Technology’s third-party software, powered by millions of auto and home insurance policy downloads. This extensive dataset ensures accuracy and reliability, providing our customers with precise and trustworthy information to assist their insurance decisions.