If you currently have auto insurance with collision and comprehensive insurance – you qualify for Optiom.

Excalibur Insurance is one of the few select brokers in Ontario that offers you protection against depreciation if your vehicle is written off in an accident.

If you buy a new vehicle and it’s written off in an insurance claim – you get reimbursed for that amount you paid for up to 7 years. If you buy a used vehicle that’s less than ten years old, get reimbursed for the market value at the time you purchased for up to 5 yrs.

New Jeeps®

Up to 7 years of replacement cost coverage available.

Used Jeeps®

Up to 5 years of replacement cost coverage available

Premiums

No increase in premium throughout the term of your policy.

Deductible

Pays your deductible for any claim on your primary auto policy.

Key Fobs

Offers lost or damaged FOB replacement for up to $500

Cost

Coverage for the average vehicle is approximately $25/month

GET A QUOTE

Protect Your Family Budget.

Example : You purchase a used 2016 Jeep Wrangler Rubicon “JK” for $34,000 (market value)

5 years later it gets written of in an accident – and it’s worth only $17,600.

You get reimbursed $34,000*
* The Optiom Program requires comprehensive & collision coverage on your primary auto insurance policy.

Example : You purchase a new 2021 Jeep Wrangler Sahara Unlimited “JL” for $57,000 (market value)

7 years later it gets written of in an accident – and it’s worth only $26,800.

You get reimbursed $57,000*
* The Optiom Program requires comprehensive & collision coverage on your primary auto insurance policy.

Example : You purchase a new 2021 Jeep Wrangler Sahara Unlimited “JL” for $57,000 (market value)

7 years later it gets written of in an accident – and it’s worth only $26,800.

You get reimbursed $57,000*
* The Optiom Program requires comprehensive & collision coverage on your primary auto insurance policy.
GET A QUOTE

New Jeep®

Total Loss Benefit

Optiom PrimeTM pays the difference between the market value of your vehicle at the time of the loss and the MSRP of a brand new, equivalent model replacement vehicle.

Used Jeep®

Total Loss Benefit

Optiom PrimeTM pays the difference between the depreciated market value of your vehicle at the time of loss – and the market value of your vehicle when you signed up for Optiom coverage.

New Jeep®

Total Loss Benefit

Optiom PrimeTM pays the difference between the market value of your vehicle at the time of the loss and the MSRP of a brand new, equivalent model replacement vehicle.

Used Jeep®

Total Loss Benefit

Optiom PrimeTM pays the difference between the depreciated market value of your vehicle at the time of loss – and the market value of your vehicle when you signed up for Optiom coverage.

Protect your vehicle against depreciation.

Protect your family budget.

Protect your vehicle against depreciation.

Protect your family budget.

GET A QUOTE
GET A QUOTE