Driver’s Training: The Benefits & How It Affects Your Insurance Rate

Driver’s Training: The Benefits & How It Affects Your Insurance Rate

In last the last decade, driver’s training has become as much a part of the driving experience as actually getting your license. Despite this, many people still don’t understand exactly what driver’s training is or the benefits these types of programs offer. We’ve pulled together some information about the benefits that driver’s training programs have to offer.

What Is Driver’s Training?

• Driver’s training is a program for new drivers, that teaches them the rules of the road, safe driving habits and how to be a good driver
• Approved courses will contain specific hours of in-class and in-car training
• Driver’s training offers practical driving experience in a safe and controlled environment
• These programs are not just for young drivers, but for all new drivers

What Are The Benefits?

Driver’s training teaches new drivers a number of important skills, while improving their reflexes and attitudes. This enables them to make wise decisions on the road for many years to come. Other benefits of these programs include practical, hands-on driving experience and reduced wait times when progressing to the next level of licensing.

Additional benefits include:

• Allows drivers to move at a faster pace through the stages of graduated licensing
• Educates drivers on traffic laws, traffic signs and the inner workings of a vehicle
• Provides drivers with fundamental safety tips
• Gives new drivers access to the instructional knowledge of an experienced driving instructor
• Reinforces good driving etiquette and practices through experience

While the driver’s training experience differs depending on where you live, the same basic principles are taught:

• How to be a considerate and responsible driver
• How to anticipate situations as a driver
• How to maintain your vehicle and check for hazards
• In many cases, instructors will also have insight into what your written exam and drivers test will cover

Some courses may even offer,

• Highway driving
• Driving practice in different types of weather (rain, snow, high winds)
• Driving practice during different times of the day (morning, evening, during busy times)

How Driver’s Training Affects Your Auto Insurance Rate

Another major benefit of taking a driver’s training program is that the new driver’s insurance premium rate will be reduced. Depending on the insurance company you are with, you could see savings anywhere from 20% to 30%.

Remember – When choosing a driving school, make sure it is approved by your insurance company because not all schools are accepted for discounted rates. Most insurance companies require your school to be approved by the Ministry of Transportation in order to qualify for a reduced rate.

Where Can I Go?

For information about driver’s training programs in your area check out the links below. These driving schools are all approved by the Ministry of Transportation.

• British Columbia
• Alberta
• Saskatchewan
• Manitoba
• Ontario
• Quebec
• Nova Scotia
• New Brunswick
• Newfoundland & Labrador
• Prince Edward Island
• Northwest Territories
• Yukon Territories
• Nunavut

For more information about driving in Ontario check out G1 and The Ministry Of Transportation for practice driving exams and the updated MTO Driver’s Handbook. At Excalibur, we recommend that all new drivers enroll in a driver’s training course to help them gain confidence behind the wheel.

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