Optiom Inc. Insurance:

Insurance Offerings Review

From your Excalibur Insurance Broker

Who is Optiom Inc?

Optiom Inc. Insurance, with roots in British Columbia but headquarters in Calgary, Alberta, has worked hard for over 15 years to help Canadians worry less about their lifestyle and potential financial hardships by offering greater benefits with auto insurance. Unlike other insurance companies, Optiom takes a customer-centric approach that focuses on providing a greater value to Canadian drivers via products like total loss vehicle replacement and additional benefits. Optiom Inc. provides its auto insurance products in Alberta, British Columbia, Saskatchewan, Manitoba, Ontario, and Nova Scotia. As a coverholder at Lloyd’s, Optiom has the ability to deliver on its promises with simplicity and speed.

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Insurance Coverage Offered by Optiom Inc. Insurance

Optiom

AUTO Insurance

Optiom focuses on providing confidence in your coverage when it comes to its products. Your average vehicle will depreciate in value over the course of your ownership, which – traditionally – insurance would rely on. Optiom goes beyond “traditional” insurance and provides superior total loss coverage for your vehicle, whether it’s brand new, leased, or used. Optiom Inc.’s auto insurance coverage may include some of the following enhanced benefits for your confidence on the road:

Deductible Reimbursement –
Optiom provides you the chance to be reimbursed up to $500 for your primary insurance deductible, should you experience a loss.
New & New-to-You –
Enhanced coverage for vehicles that are new and used, up to 10 model years old, and purchased whenever.
Partial Loss Coverage –
If your vehicle is able to be repaired and your primary insurance can cover the damages, Optiom will supplement the cost of new replacement parts.

Rental Reimbursement –
Should your primary rental insurance coverage end before your vehicle is replaced/repaired, Optiom will reimburse you for the continued rental costs.
Value Appreciation Benefit –
Optiom locks in your used vehicle’s value by 5%/year in the event you experience a total loss.
Protect Your Investment –
Optiom protects your vehicle’s value from depreciation.

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Reviews from a few of Excalibur’s Happy Clients.

Zohair H (ON, Canada)

“Have been dealing with them for over 4 years now. Krista Rose has been great and always quick to respond and get back to you. Keep up the good work.”

Darin S (ON, Canada)

“Excalibur has been great to me for many years now always helping me out no matter what situation and Carol Bailey is by far the go to lady. She always has your back and will make sure the right thing is done!”

TL (ON, Canada)

“Since 2004 I've used Excalibur and I've never once had even 4 star service. It's always a 5 star. Helpful and quickly get me answers and change things whenever needed. Couldn't ask for more! They always put my mind at ease and it much appreciated”

Robert P (ON, Canada)

I was trying to find a better insurance rate and had talked at least 3 other companies/brokers prior to hearing back from Excalibur. Kelsey just laid it all out like I wanted to hear it and within 5 minutes I knew I'd be putting my business in their hands.

Melissa B (ON, Canada)

“Thank you Selina for your fabulous customer service. She went above and beyond (compared to other places I’ve contacted) to find a coverage for my truck and horse/livestock trailer at a fabulous price!”

Patrick H (ON, Canada)

“Dylan was very professional and warmly answered all my questions. He quickly got things rolling and made appropriate suggestions on some under-insured areas that I wasn't aware of.”

Millie A (ON, Canada)

“Josh, our agent, worked miracles and was able to give us a quote and options on how to proceed within hours of hearing from us. Before the end of the day, they gave us the best rates out of all the insurance companies that I talked to and received wonderful service.”

Pat S (ON, Canada)

“Was your broker easy to talk to?Jamie-Lynne was amazing. Very informative, helpful and a pleasure to talk to. Do you feel well protected? Very much so. Like a Knight in Shining Armour. Would you refer a friend to Excalibur? Absolutely”

Marein E (ON, Canada)

“The attitude and level of service rendered by Kelsey was remarkable. I’m glad I made that call. She gave me a level of unbiased advise, which is rather uncommon these days. I would highly recommend Excalibur.”

Paris A (ON, Canada)

“I contacted Excalibur for a quote and spoke with a Lane Ferguson. He was nothing short of excellent in his knowledge and advice regarding the renewal of our insurance for home and auto. This was a refreshing experience and we are moving our coverage to Excalibur Insurance.”

Esthera F (ON, Canada)

“My husband and I were in a rush to change our insurance, we spoke with Justin and he was a great help. After reviewing costs for multiple insurance companies, Excalibur was able to offer a much better rate than others.”

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Contact Optiom Insurance in Ontario

Your Excalibur Insurance broker should always be your first point of contact in the event of an emergency, as well as when you need to make changes to your policy or payment information. However, if you need to contact your insurance provider at Optiom Insurance directly, you can reach them at the following Ontario locations: