Ken Colquhoun

So you keep your horse at someone else’s farm. Do you know who should be paying the insurance?

How to Protect Employees Working Alone: There are times when individuals in the agriculture industry may be required to work alone or in isolated areas.

Most small to medium sized businesses in Ontario have Individually Rated Commercial Auto (IRCA) insurance, which can cost up to $500 more annually than Fleet Insurance. It can also limit the flexibility of drivers across multiple vehicles and bury you chest deep in insurance red tape.

As auto insurance rates across Ontario continue to rise, there will be fraudsters waiting to take advantage of unsuspecting hard working people.