Your Net Worth

The higher your net worth, total assets or even future earning potential – the more likely you are to get sued.

People on Your Property

Whether it’s tenants, clients visiting your home, frequent parties and get togethers, or even vacant land that can be trespassed on the more often people have access to your property the higher your risk becomes.

Notoriety

The more visibility or notoriety you have as a business owner, board member, or as a figure in your community – the more likely you are to be sued.

Toys

Fast cars, pools, trampolines and recreational vehicles all increase your risk. Each is an opportunity for injury – and therefore a potential lawsuit.

Local Litigiousness

Based on geography and culture, you’re more likely to be sued depending upon where you live. For example; there are more lawsuits filed in Ontario than any other province and that number increases every year, making Umbrella Insurance in Ontario especially important.