Hobby Farm
Insurance

We work for Ontario Farmers, not a faceless insurance company.

Every day on the modern hobby farm is an adventure in organized chaos. Who has the time to decipher policy jargon or explain your hardworking small farm with a corporate drone? Do those suits understand the dedication it takes to cultivate a small plot of land?

At Excalibur Insurance, we have experienced farm insurance brokers who operate their own farms or were raised on them. As your trusted ally, they’re here to guide you through the intricacies of hobby farming and insurance. We make it simpler to manage the daily risks associated with your farm. Whether you have a quaint garden of organic produce or a diverse heritage free-range poultry operation, we offer flexible coverage options tailored to your needs because hobby farming should have its days in the sun.

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We Protect Ontario Farms

Our Brokers work for Farmers, not Insurance companies, and with numerous providers to choose from, we ensure you have choices.

Support you can Count on

Our Excalibur Brokers are there to help file claims, review coverage and provide yearly guidance beyond the sale.

Safeguarding Diverse Farms

Dairy, Beef, Cattle, Hog and Poultry. Hobby Farms and commercial operations. We can build a farm policy that meets your needs.

Remove the guesswork – accurate coverage for real farm risks.

Our Hobby Farm Insurance policies offer tailored coverage options to protect your operation from property damage and various types of perils that can affect your livestock. We protect feed, equipment, and farm buildings against potential risks. We also offer advice on protecting against liability and loss of income. Although each farm’s risks are unique, a comprehensive Hobby Farm policy typically considers the following.

Here are some Hobby Farm Insurance coverages you should consider for your farm.

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Livestock Coverage

Coverage for livestock against accidents and death.

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Pollution Liability Coverage

Protection against financial losses due to accidental pollution events that may occur on the farm.

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Farm Liability Coverage

Liability protection is provided for bodily injury or property damage claims that may arise from farm operations.

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Product Liability Insurance

If you manufacture products like soaps or lotions, this insurance protects you from financial losses caused by product defects that cause customers to be injured or damage their property. An additional insurance endorsement is required for this coverage.

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Business Interruption Coverage

Coverage is provided for loss of income and extra expenses in case farm operations are temporarily stopped due to a covered event.

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Farm Auto Insurance

If you use vehicles for farm-related activities, such as transporting equipment or products, you’ll need insurance coverage for those vehicles.

Property Coverage

● Protection for the property livestock reside in and that supports their care, such as barns, coops and equipment shelters with Barns & Out-Buildings protection.

● Coverage for farm dwellings and other structures on the property with Home or Rented Dwelling insurance.

Farm Equipment Coverage

● Insurance for machinery, equipment, and other farm assets with Farm Equipment Coverage.

● Protection for essential Farm Equipment & Machinery against breakdowns.

Insurance that Understands and Supports Your Hobby Farm Goals

As your hobby farm operation evolves, we work as partners to advise and take advantage of policy bundling, coverage umbrellas, and other strategies to provide further protection in the most cost-effective manner possible. As farm insurance brokers, we work for real people with small-hold farming operations in Southern Ontario, not insurance companies, and we tailor our insurance programs with the following mindset:

Give us a call and speak to an Excalibur Farm Insurance Broker here in Ontario

We always keep these items in mind

Identify & Close Coverage Gaps

Reduce Insurance Costs

Do whatever it takes to get the job done

Your Excalibur Farm Insurance broker will work with you to develop a solid insurance policy with a service timeline that automatically reflects recurring changes. This plan will adjust to the farm’s seasonal rhythm, like a choreographed dance or planting calendar, giving you more flexibility in managing your farm’s costs. The timeline sets checkpoints at key intervals, so you’re never left scrambling.

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