Optiom Inc. Insurance:

Insurance Offerings Review

From your Excalibur Insurance Broker

Who is Optiom Inc?

Optiom Inc. Insurance, with roots in British Columbia but headquarters in Calgary, Alberta, has worked hard for over 15 years to help Canadians worry less about their lifestyle and potential financial hardships by offering greater benefits with auto insurance. Unlike other insurance companies, Optiom takes a customer-centric approach that focuses on providing a greater value to Canadian drivers via products like total loss vehicle replacement and additional benefits. Optiom Inc. provides its auto insurance products in Alberta, British Columbia, Saskatchewan, Manitoba, Ontario, and Nova Scotia. As a coverholder at Lloyd’s, Optiom has the ability to deliver on its promises with simplicity and speed.

Insurance Coverage Offered by Optiom Inc. Insurance


AUTO Insurance

Optiom focuses on providing confidence in your coverage when it comes to its products. Your average vehicle will depreciate in value over the course of your ownership, which – traditionally – insurance would rely on. Optiom goes beyond “traditional” insurance and provides superior total loss coverage for your vehicle, whether it’s brand new, leased, or used. Optiom Inc.’s auto insurance coverage may include some of the following enhanced benefits for your confidence on the road:

  • Deductible Reimbursement –
    Optiom provides you the chance to be reimbursed up to $500 for your primary insurance deductible, should you experience a loss.
  • New & New-to-You –
    Enhanced coverage for vehicles that are new and used, up to 10 model years old, and purchased whenever.
  • Partial Loss Coverage –
    If your vehicle is able to be repaired and your primary insurance can cover the damages, Optiom will supplement the cost of new replacement parts.
  • Rental Reimbursement –
    Should your primary rental insurance coverage end before your vehicle is replaced/repaired, Optiom will reimburse you for the continued rental costs.
  • Value Appreciation Benefit –
    Optiom locks in your used vehicle’s value by 5%/year in the event you experience a total loss.
  • Protect Your Investment –
    Optiom protects your vehicle’s value from depreciation.

Reviews from a few of Excalibur’s Happy Clients.

Contact Optiom Insurance in Ontario

Your Excalibur Insurance broker should always be your first point of contact in the event of an emergency, as well as when you need to make changes to your policy or payment information. However, if you need to contact your insurance provider at Optiom Insurance directly, you can reach them at the following Ontario locations:

Support Phone Number Email
Client Care Support 1-844-427-7587 [email protected]
Broker Support 1-877-410-4540 [email protected]
Dealership Support 1-877-410-4540 [email protected]

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